Workers' Comp Rates for Upholstery (Class Code 9522)
Description
Covers workers performing upholstery services including furniture reupholstering, cushion fabrication, and fabric repair.
Common Businesses
Hazard Group
C
National Avg Rate
$2.95
per $100 payroll
Most Expensive States
- New York$3.99
- Alaska$3.91
- California$3.71
Rates by State for Class Code 9522
47 jurisdictions rate this code per $100 of payroll. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
| State | Rate per $100 | vs. National Avg | Effective |
|---|---|---|---|
| Indiana | $2.15 | -0.80 | 2026-01-01 |
| Texas | $2.17 | -0.78 | 2026-07-01 |
| Virginia | $2.28 | -0.67 | 2026-04-01 |
| Utah | $2.34 | -0.61 | 2026-02-01 |
| Arkansas | $2.42 | -0.53 | 2026-07-01 |
| Colorado | $2.45 | -0.50 | 2026-01-01 |
| Tennessee | $2.50 | -0.45 | 2026-03-01 |
| Arizona | $2.53 | -0.42 | 2026-01-01 |
| South Dakota | $2.56 | -0.39 | 2026-07-01 |
| Nebraska | $2.59 | -0.36 | 2026-02-01 |
| North Carolina | $2.59 | -0.36 | 2026-04-01 |
| Idaho | $2.61 | -0.34 | 2026-01-01 |
| Kansas | $2.64 | -0.31 | 2026-01-01 |
| Mississippi | $2.67 | -0.28 | 2026-03-01 |
| New Mexico | $2.70 | -0.25 | 2026-01-01 |
| South Carolina | $2.72 | -0.23 | 2025-04-01 |
| Kentucky | $2.75 | -0.20 | 2026-01-01 |
| Iowa | $2.81 | -0.14 | 2026-01-01 |
| Missouri | $2.83 | -0.12 | 2026-01-01 |
| Nevada | $2.86 | -0.09 | 2026-03-01 |
| Georgia | $2.89 | -0.06 | 2026-03-01 |
| Maryland | $2.89 | -0.06 | 2026-01-01 |
| Oregon | $2.92 | -0.03 | 2026-01-01 |
| West Virginia | $2.94 | -0.01 | 2026-01-01 |
| Alabama | $2.97 | +0.02 | 2026-03-01 |
| Minnesota | $2.97 | +0.02 | 2026-01-01 |
| New Hampshire | $2.97 | +0.02 | 2026-01-01 |
| Delaware | $3.03 | +0.08 | 2025-12-01 |
| Maine | $3.03 | +0.08 | 2025-04-01 |
| Wisconsin | $3.03 | +0.08 | 2025-10-01 |
| Michigan | $3.08 | +0.13 | 2026-01-01 |
| Vermont | $3.08 | +0.13 | 2026-04-01 |
| Rhode Island | $3.14 | +0.19 | 2026-08-01 |
| Florida | $3.16 | +0.21 | 2026-01-01 |
| Montana | $3.16 | +0.21 | 2026-07-01 |
| District of Columbia | $3.24 | +0.29 | 2026-01-01 |
| Massachusetts | $3.24 | +0.29 | 2024-07-01 |
| Oklahoma | $3.24 | +0.29 | 2026-01-01 |
| Illinois | $3.30 | +0.35 | 2026-01-01 |
| Connecticut | $3.36 | +0.41 | 2026-01-01 |
| Louisiana | $3.44 | +0.49 | 2026-05-01 |
| Hawaii | $3.52 | +0.57 | 2026-01-01 |
| Pennsylvania | $3.52 | +0.57 | 2026-04-01 |
| New Jersey | $3.58 | +0.63 | 2026-01-01 |
| California | $3.71 | +0.76 | 2025-09-01 |
| Alaska | $3.91 | +0.96 | 2026-01-01 |
| New York | $3.99 | +1.04 | 2025-10-01 |
The rates above are manual rates — step 1 of the eight-step rating-bureau premium algorithm. See what your carrier applies after that, or estimate premium for code 9522 with your own payroll and experience mod.
Related Class Codes
9014
Janitorial Services - By Contractor
Hazard Group: C
7720
Police Officers and Drivers
Hazard Group: D
7710
Firefighters and Drivers
Hazard Group: D
9410
Municipal, Township, County or State Employees - NOC
Hazard Group: C
4361
Pest Control Services
Hazard Group: D
Frequently Asked Questions
- What is workers' comp class code 9522?
- Class code 9522 (Upholstery) is an NCCI workers' compensation classification in the Services industry group. Covers workers performing upholstery services including furniture reupholstering, cushion fabrication, and fabric repair. Hazard group: C.
- How much is workers' comp insurance for class code 9522?
- The national average rate for class code 9522 is $2.95 per $100 of payroll, across the 47 jurisdictions rated on that basis. Cheapest states: Indiana ($2.15), Texas ($2.17), Virginia ($2.28). Most expensive: New York ($3.99), Alaska ($3.91), California ($3.71). Actual premium depends on your state, payroll, experience modifier, and carrier. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
- What businesses use workers' comp class code 9522?
- Class code 9522 typically applies to Upholstery shops, Furniture restoration studios, Marine upholstery services, Auto upholstery shops.