Workers' Compensation Rates in Wisconsin (2026)
Last verified: 2026-10-12 · Reviewed against NCCI and state rating-bureau filings — how we verify
State Overview
WC Requirement
Mandatory
Minimum Employees
3
Effective Date
2026-10-01
Wisconsin runs an October 1 rate year, and this date points at the revision now in force: WCRB General Circular Letter 3273 (July 21, 2026) records the Office of the Commissioner of Insurance approving an overall 1.97% decrease in rate level, effective October 1, 2026 for new and renewal policies (circular read 2026-10-12). Every industry group falls, but unevenly: contracting by 4.91%, manufacturing by 2.85%, office and clerical by 1.19%, goods and services by 0.70% and miscellaneous classes by 0.50%. The table below lists the class rates WCRB attaches to that circular, transcribed from its rate pages; check your class wording in WCRB's Class Code Lookup before relying on a match.
Wisconsin has its own independent rating bureau (WCRB), which files rates that take effect October 1 each year and that every carrier must charge without deviation. The October 1, 2026 revision cut the overall rate level 1.97% — the 11th consecutive annual decrease, after 3.2% in October 2025. The state requires workers' comp for employers with three or more employees.
Cost Index (median state = 1.00)
1.01
1% above the median state · rank 25 of 47 (1 = lowest)
The index ranks Wisconsin against the other rated states. It is modelled, it is not a price, and it does not vary by class code. Wisconsin's own filed figures are below. How the index is built
WCRB Filed Rates by Class Code
These are the rates the Wisconsin Compensation Rating Bureau filed for Wisconsin, per $100 of payroll, effective October 1, 2026 (General Circular Letter 3273 (October 1, 2026 rate revision)). They are copied from the publisher's own document, not modelled.
Effective
October 1, 2026
What the figure is
Manual rate
Classes listed
474
How this rate becomes your premium
“The State of Wisconsin, Office of the Commissioner of Insurance has approved an overall decrease in rate level of 1.97%. Attached is a copy of the revised rates and rating values effective October 1, 2026, applicable to new and renewal business only.” — WCRB
Wisconsin insurers must charge this rate — deviations are not permitted — so it is the manual rate on your policy. Your premium then reflects your experience modification, the $220 expense constant, the class minimum premium, any premium discount on a larger policy, and any dividend paid after the policy year.
WCRB publishes its own Wisconsin class manual. 101 of its classes are marked X, meaning Wisconsin-specific phraseology applies; check the class wording in WCRB's Class Code Lookup before relying on a match.
Show all 474 filed rates
| Code | Classification | Per $100 |
|---|---|---|
| 0005 | Farm - Field Crops | $3.058 |
| 0006 | — | $2.868 |
| 0008 | — | $4.316 |
| 0016 | Farm - Livestock | $5.303 |
| 0034 | — | $4.631 |
| 0035 | Farm - Dairy | $2.968 |
| 0042 | Nursery Employees | $4.875 |
| 0050 | Farm - Orchard or Grove | $4.015 |
| 0079 | — | $2.145 |
| 0106 | — | $6.906 |
| 0108 | — | $3.974 |
| 0113 | — | $4.107 |
| 0170 | — | $2.612 |
| 0251 | — | $2.527 |
| 0917 | Landscape Gardening - NOC | $3.486 |
| 1164 | — | $1.294 |
| 1165 | — | $1.724 |
| 1320 | — | $1.460 |
| 1430 | — | $2.426 |
| 1438 | — | $6.540 |
| 1452 | — | $0.986 |
| 1463 | — | $9.627 |
| 1624 | — | $2.804 |
| 1642 | — | $2.581 |
| 1654 | — | $2.807 |
| 1699 | — | $1.531 |
| 1701 | — | $2.208 |
| 1710 | — | $3.778 |
| 1741 | — | $0.360 |
| 1747 | — | $0.642 |
| 1748 | — | $2.515 |
| 1803 | — | $3.533 |
| 1924 | — | $4.091 |
| 1925 | — | $3.698 |
| 2002 | Poultry Processing | $4.089 |
| 2003 | Bakery | $2.959 |
| 2014 | — | $4.705 |
| 2016 | — | $1.758 |
| 2021 | Sugar Manufacturing | $2.730 |
| 2039 | Ice Cream Manufacturing | $2.203 |
| 2041 | Grain Milling | $1.682 |
| 2065 | Brewery | $2.504 |
| 2070 | Creamery/Dairy Products | $2.660 |
| 2081 | — | $6.668 |
| 2089 | — | $2.507 |
| 2095 | Candy Manufacturing | $2.597 |
| 2105 | Soft Drink Manufacturing | $3.562 |
| 2110 | Pickle Manufacturing | $1.579 |
| 2111 | Cannery | $2.068 |
| 2112 | — | $3.018 |
| 2121 | Tobacco Manufacturing | $1.960 |
| 2131 | Cereal Manufacturing | $0.962 |
| 2143 | Fruit Processing | $2.344 |
| 2157 | Bottling | $3.161 |
| 2174 | — | $3.131 |
| 2220 | Yarn/Thread Manufacturing | $3.941 |
| 2288 | — | $4.752 |
| 2302 | — | $2.081 |
| 2305 | — | $3.557 |
| 2361 | — | $0.677 |
| 2362 | — | $2.105 |
| 2380 | — | $2.840 |
| 2388 | — | $2.041 |
| 2402 | — | $3.713 |
| 2413 | — | $1.762 |
| 2417 | — | $1.619 |
| 2501 | Clothing Manufacturing | $2.410 |
| 2503 | — | $1.733 |
| 2570 | — | $4.147 |
| 2585 | — | $3.809 |
| 2586 | Leather Goods Manufacturing | $1.772 |
| 2587 | — | $2.177 |
| 2600 | — | $2.885 |
| 2623 | Tanning | $4.774 |
| 2651 | — | $3.004 |
| 2660 | Laundry NOC | $3.185 |
| 2688 | Dry Cleaning | $1.367 |
| 2702 | — | $64.826 |
| 2709 | — | $4.970 |
| 2710 | — | $8.702 |
| 2714 | — | $2.721 |
| 2731 | — | $3.444 |
| 2735 | — | $3.644 |
| 2759 | — | $5.504 |
| 2790 | — | $2.877 |
| 2797 | — | $4.784 |
| 2799 | — | $7.998 |
| 2802 | Carpentry - Shop Only | $3.587 |
| 2835 | — | $2.634 |
| 2836 | — | $3.099 |
| 2841 | Woodworking NOC | $3.949 |
| 2881 | — | $3.230 |
| 2883 | Furniture Manufacturing | $2.303 |
| 2915 | Glass Merchant | $3.468 |
| 2916 | — | $4.670 |
| 2923 | — | $2.418 |
| 2960 | — | $2.949 |
| 3004 | — | $3.864 |
| 3018 | — | $2.381 |
| 3022 | — | $6.163 |
| 3027 | Boiler Manufacturing | $5.904 |
| 3028 | — | $3.391 |
| 3030 | Machinery Manufacturing | $3.925 |
| 3040 | — | $3.303 |
| 3041 | — | $2.541 |
| 3042 | — | $2.094 |
| 3064 | — | $3.108 |
| 3066 | — | $2.507 |
| 3076 | Printing - Offset or Digital | $2.081 |
| 3081 | — | $3.476 |
| 3082 | Electrical Apparatus Manufacturing | $5.888 |
| 3085 | — | $3.081 |
| 3110 | — | $4.472 |
| 3111 | — | $1.976 |
| 3113 | — | $1.299 |
| 3114 | — | $3.703 |
| 3118 | — | $0.934 |
| 3119 | — | $1.161 |
| 3122 | — | $2.613 |
| 3126 | — | $4.028 |
| 3131 | — | $2.024 |
| 3132 | — | $1.795 |
| 3145 | — | $1.712 |
| 3146 | — | $2.845 |
| 3169 | — | $1.611 |
| 3179 | — | $1.277 |
| 3180 | — | $1.346 |
| 3188 | — | $2.763 |
| 3220 | — | $1.828 |
| 3224 | — | $4.642 |
| 3227 | — | $4.158 |
| 3241 | — | $0.531 |
| 3255 | — | $1.820 |
| 3257 | — | $2.007 |
| 3270 | — | $2.369 |
| 3300 | — | $5.929 |
| 3303 | — | $2.111 |
| 3307 | — | $3.444 |
| 3315 | — | $2.531 |
| 3334 | — | $2.225 |
| 3336 | — | $2.397 |
| 3365 | Welding or Cutting NOC | $3.061 |
| 3372 | — | $2.484 |
| 3373 | — | $2.653 |
| 3383 | — | $1.201 |
| 3385 | — | $0.989 |
| 3400 | — | $2.523 |
| 3507 | — | $3.385 |
| 3515 | — | $2.724 |
| 3548 | — | $0.767 |
| 3559 | — | $1.762 |
| 3574 | — | $1.753 |
| 3581 | Metal Stamping - NOC | $0.558 |
| 3612 | — | $2.037 |
| 3620 | — | $2.478 |
| 3629 | — | $1.542 |
| 3632 | Machine Shop NOC | $2.430 |
| 3634 | — | $1.455 |
| 3635 | — | $1.971 |
| 3638 | — | $1.208 |
| 3642 | — | $2.000 |
| 3643 | — | $1.693 |
| 3647 | — | $10.394 |
| 3648 | — | $1.138 |
| 3681 | — | $1.026 |
| 3685 | Machinist NOC | $0.616 |
| 3719 | — | $1.392 |
| 3724 | Bakery - Manufacturing | $3.365 |
| 3726 | — | $4.107 |
| 3803 | — | $1.061 |
| 3807 | — | $2.081 |
| 3808 | — | $1.756 |
| 3821 | Automobile Recycling & Drivers | $7.081 |
| 3822 | — | $9.941 |
| 3824 | — | $2.820 |
| 3826 | — | $0.880 |
| 3827 | — | $1.679 |
| 3851 | — | $0.801 |
| 3865 | — | $1.062 |
| 3881 | — | $5.334 |
| 4000 | — | $2.731 |
| 4021 | — | $2.402 |
| 4024 | — | $5.023 |
| 4034 | — | $6.535 |
| 4036 | — | $2.787 |
| 4038 | — | $4.933 |
| 4054 | — | $2.188 |
| 4062 | — | $1.404 |
| 4101 | — | $1.693 |
| 4110 | — | $0.642 |
| 4111 | — | $3.576 |
| 4114 | — | $3.269 |
| 4130 | — | $2.081 |
| 4131 | — | $2.021 |
| 4133 | — | $0.531 |
| 4149 | — | $0.632 |
| 4206 | — | $4.515 |
| 4207 | — | $1.571 |
| 4239 | — | $2.537 |
| 4240 | — | $1.815 |
| 4243 | — | $2.315 |
| 4244 | — | $1.600 |
| 4250 | — | $1.643 |
| 4251 | — | $1.367 |
| 4263 | — | $4.031 |
| 4273 | — | $1.433 |
| 4279 | — | $2.459 |
| 4283 | — | $1.758 |
| 4299 | — | $1.812 |
| 4304 | — | $4.904 |
| 4307 | — | $1.068 |
| 4351 | — | $1.889 |
| 4352 | — | $0.812 |
| 4361 | Pest Control Services | $0.651 |
| 4410 | — | $2.516 |
| 4420 | — | $6.450 |
| 4431 | — | $1.925 |
| 4432 | — | $0.981 |
| 4452 | — | $2.521 |
| 4459 | — | $1.891 |
| 4470 | — | $1.468 |
| 4484 | — | $1.942 |
| 4493 | — | $3.732 |
| 4511 | — | $0.565 |
| 4557 | — | $1.547 |
| 4558 | — | $1.666 |
| 4568 | — | $1.204 |
| 4583 | — | $2.721 |
| 4611 | — | $1.113 |
| 4635 | — | $3.314 |
| 4653 | — | $1.081 |
| 4665 | — | $6.519 |
| 4683 | — | $1.122 |
| 4686 | — | $1.516 |
| 4692 | — | $0.617 |
| 4693 | — | $1.061 |
| 4703 | — | $0.564 |
| 4720 | — | $2.087 |
| 4740 | — | $2.148 |
| 4741 | — | $1.069 |
| 4751 | — | $13.914 |
| 4777 | — | $2.447 |
| 4825 | — | $1.005 |
| 4828 | — | $1.725 |
| 4829 | — | $1.548 |
| 4902 | — | $1.682 |
| 4923 | — | $2.607 |
| 5020 | Ceiling Installation | $2.769 |
| 5022 | Masonry NOC | $6.360 |
| 5037 | Tile Roofing | $8.704 |
| 5040 | Iron/Steel Erection - Frame | $7.089 |
| 5057 | Iron or Steel Erection - NOC | $3.777 |
| 5059 | Iron/Steel - Ornamental | $10.558 |
| 5086 | — | $6.441 |
| 5102 | Iron or Steel Erection - Structural | $5.885 |
| 5146 | Furniture or Fixtures Installation - Portable NOC | $5.502 |
| 5160 | Elevator Installation | $2.149 |
| 5183 | Plumbing NOC | $2.212 |
| 5184 | — | $3.149 |
| 5188 | Automatic Sprinkler Installation | $2.147 |
| 5190 | Electrical Wiring - Within Buildings | $2.028 |
| 5191 | Office Machine Installation, Inspection, Adjustment, or Repair | $0.848 |
| 5192 | — | $2.534 |
| 5213 | Concrete Construction NOC | $3.933 |
| 5215 | Concrete Work | $5.205 |
| 5221 | Concrete or Cement Work - Floors, Driveways, Yards | $3.904 |
| 5222 | Concrete/Cement - Floors | $4.952 |
| 5223 | Swimming Pool Construction | $3.844 |
| 5348 | Ceramic Tile, Indoor Stone, Marble, or Mosaic Work | $6.307 |
| 5402 | — | $6.423 |
| 5403 | Carpentry NOC | $5.325 |
| 5437 | Carpentry - Installation of Cabinet Work or Interior Trim | $6.087 |
| 5443 | Lathing | $2.658 |
| 5445 | — | $4.338 |
| 5462 | Glazier | $6.279 |
| 5474 | Painting NOC & Shop Operations, Drivers | $4.715 |
| 5478 | — | $5.391 |
| 5479 | Insulation Work | $6.171 |
| 5480 | Plastering NOC | $4.596 |
| 5491 | — | $1.750 |
| 5507 | Street/Road Construction - Clearing | $4.243 |
| 5535 | — | $5.412 |
| 5537 | Heating, Ventilation, Air Conditioning and Refrigeration | $3.288 |
| 5551 | Roofing - All Employees | $12.789 |
| 5606 | — | $0.956 |
| 5610 | — | $6.338 |
| 5645 | Carpentry - Detached One or Two Family Dwellings | $8.516 |
| 5703 | — | $13.959 |
| 5951 | — | $2.356 |
| 6003 | — | $2.827 |
| 6005 | — | $3.244 |
| 6045 | — | $3.884 |
| 6204 | — | $7.677 |
| 6206 | — | $2.144 |
| 6213 | — | $1.637 |
| 6216 | — | $2.157 |
| 6217 | Excavation NOC | $3.601 |
| 6229 | Irrigation Works - All Operations | $4.448 |
| 6233 | — | $4.769 |
| 6235 | — | $2.768 |
| 6237 | — | $1.226 |
| 6251 | — | $4.659 |
| 6252 | — | $3.286 |
| 6306 | — | $5.488 |
| 6319 | — | $1.913 |
| 6325 | — | $2.818 |
| 6400 | — | $5.094 |
| 6504 | — | $2.021 |
| 6811 | — | $1.824 |
| 6834 | — | $3.644 |
| 6836 | — | $4.655 |
| 6854 | — | $4.130 |
| 6884 | — | $2.432 |
| 7133 | — | $2.079 |
| 7219 | Trucking - Long Haul | $5.886 |
| 7222 | — | $4.170 |
| 7225 | Automobile Towing & Drivers | $6.669 |
| 7230 | — | $8.966 |
| 7231 | Trucking - Mail, Parcel, or Package Delivery | $8.264 |
| 7232 | Trucking - Mail, Parcel or Package Delivery - Under Contract With USPS | $4.385 |
| 7360 | Messenger Service | $2.954 |
| 7370 | Taxi/Rideshare | $4.662 |
| 7380 | Commercial Drivers | $4.706 |
| 7382 | Bus Company - All Employees | $4.429 |
| 7390 | Taxicab Company - All Employees | $4.335 |
| 7402 | — | $0.124 |
| 7403 | Aircraft Operation - NOC | $4.245 |
| 7420 | — | $10.664 |
| 7421 | — | $1.056 |
| 7422 | Aviation - Ground Crew | $2.315 |
| 7502 | — | $1.539 |
| 7515 | — | $0.616 |
| 7520 | Amusement Ride Operation | $2.403 |
| 7538 | — | $2.223 |
| 7539 | Electric Light/Power Companies | $1.161 |
| 7540 | — | $2.632 |
| 7580 | — | $1.571 |
| 7590 | Garbage/Ash Collection | $4.245 |
| 7600 | Phone/Telegraph Installation | $4.217 |
| 7605 | Alarm Installation or Repair | $2.391 |
| 7610 | Radio/TV Broadcasting | $0.301 |
| 7704 | — | $3.411 |
| 7705 | — | $4.142 |
| 7710 | Firefighters and Drivers | $2.661 |
| 7720 | Police Officers and Drivers | $2.251 |
| 7855 | Railroad Operation | $2.810 |
| 8001 | — | $1.744 |
| 8002 | — | $2.488 |
| 8006 | Grocery Store - Retail | $2.028 |
| 8008 | Clothing or Wearing Apparel Store - Retail | $1.137 |
| 8010 | Hardware Store - Wholesale or Retail | $1.931 |
| 8013 | Jewelry Store | $0.299 |
| 8015 | Quick Printing | $0.693 |
| 8017 | Retail Store NOC | $1.319 |
| 8018 | Wholesale Store NOC | $3.167 |
| 8021 | Meat, Fish or Poultry Dealer - Wholesale | $1.878 |
| 8031 | Meat Market - Retail | $2.183 |
| 8032 | Florist - Retail | $1.348 |
| 8033 | Meat, Fish or Poultry Dealer - Retail | $1.844 |
| 8037 | Paint Store | $1.541 |
| 8039 | Department Store - Retail | $1.883 |
| 8044 | Furniture Store - Wholesale or Retail & Drivers | $2.720 |
| 8045 | Retail Store - Cannabis/Dispensary | $0.647 |
| 8046 | Auto Accessories Store | $2.748 |
| 8047 | Drug Store | $0.762 |
| 8058 | Building Materials Dealer | $2.451 |
| 8072 | Book Store | $0.392 |
| 8102 | — | $1.468 |
| 8103 | — | $1.427 |
| 8106 | Iron/Steel Merchant | $3.709 |
| 8107 | — | $2.404 |
| 8111 | Plumber - Commercial | $2.922 |
| 8116 | Farm Machinery Dealer - All Operations & Drivers | $2.449 |
| 8203 | Ice Manufacturing | $4.727 |
| 8204 | — | $3.318 |
| 8209 | — | $2.316 |
| 8215 | Ice Dealer | $4.008 |
| 8227 | Construction Material - Used | $2.391 |
| 8232 | Building Material Yard & Drivers | $3.712 |
| 8233 | — | $1.761 |
| 8235 | — | $4.029 |
| 8263 | Junk Dealer | $5.633 |
| 8264 | — | $2.802 |
| 8265 | — | $4.992 |
| 8279 | Stable/Riding Academy | $4.015 |
| 8288 | — | $5.797 |
| 8291 | — | $2.669 |
| 8292 | — | $4.224 |
| 8293 | Furniture Moving & Storage, Drivers | $7.640 |
| 8304 | Grain Elevator | $5.522 |
| 8350 | — | $4.671 |
| 8380 | Automobile Service or Repair Center & Drivers | $2.703 |
| 8381 | — | $1.255 |
| 8385 | Bus Co - Garage Employees | $2.985 |
| 8392 | — | $1.738 |
| 8393 | Automobile Body Repair & Drivers | $1.707 |
| 8500 | — | $4.479 |
| 8601 | — | $0.422 |
| 8602 | — | $2.713 |
| 8606 | — | $1.761 |
| 8719 | — | $1.049 |
| 8720 | — | $0.758 |
| 8721 | — | $0.215 |
| 8723 | — | $0.062 |
| 8742 | Outside Sales Personnel | $0.261 |
| 8745 | — | $4.974 |
| 8748 | Automobile Salespersons | $0.433 |
| 8755 | — | $0.097 |
| 8800 | — | $1.040 |
| 8803 | Auditing, Accounting or Management Consulting | $0.041 |
| 8810 | Clerical Office Employees | $0.162 |
| 8820 | Attorney - All Employees & Clerical | $0.132 |
| 8824 | Dental Office - All Employees | $1.995 |
| 8825 | Optometry Office | $1.542 |
| 8826 | Chiropractic Office | $2.037 |
| 8829 | Nursing Home - All Employees | $1.707 |
| 8831 | Animal Hospital - Veterinary | $1.289 |
| 8832 | Physician & Clerical | $0.256 |
| 8833 | Hospital - Professional Employees | $0.707 |
| 8835 | Home Health Care Services | $0.818 |
| 8842 | Veterinary Office - All Employees | $1.918 |
| 8855 | Banks and Trust Companies - All Employees | $0.124 |
| 8856 | Real Estate Agency - All Employees | $0.440 |
| 8857 | Radio Station - Clerical | $0.507 |
| 8868 | College or University - Professional Employees | $0.422 |
| 8869 | Newspaper or Magazine Publishing - All Employees | $0.973 |
| 8871 | Clerical Telecommuter Employees | $0.054 |
| 8901 | — | $0.193 |
| 9012 | Building or Property Management - Property Managers and Leasing Agents & Clerical, Salespersons | $1.037 |
| 9014 | Janitorial Services - By Contractor | $2.535 |
| 9015 | Building Operation - All Other Employees | $2.978 |
| 9016 | Amusement Park or Exhibition Operation & Drivers | $2.387 |
| 9019 | — | $0.753 |
| 9033 | Housing Authority | $1.558 |
| 9040 | Hospital - All Other Employees | $3.417 |
| 9044 | — | $1.045 |
| 9052 | Hotel NOC - All Other Employees & Drivers | $1.570 |
| 9058 | Hotel - Restaurant Employees | $1.595 |
| 9060 | Senior Center | $1.183 |
| 9061 | Club NOC - All Employees | $0.860 |
| 9063 | YMCA, YWCA, or Health Club - All Employees | $0.904 |
| 9082 | Restaurant NOC | $1.188 |
| 9083 | Restaurant - Fast Food - Including Delivery | $1.101 |
| 9084 | — | $1.593 |
| 9089 | — | $0.582 |
| 9093 | — | $1.598 |
| 9101 | School - All Employees | $4.212 |
| 9102 | — | $2.169 |
| 9154 | — | $1.632 |
| 9156 | — | $4.073 |
| 9170 | — | $14.346 |
| 9178 | — | $3.927 |
| 9179 | — | $1.201 |
| 9180 | Athletic Teams - Professional | $7.697 |
| 9182 | Athletic Teams - Amateur | $1.894 |
| 9186 | — | $9.193 |
| 9220 | — | $6.768 |
| 9402 | — | $3.511 |
| 9403 | — | $7.148 |
| 9410 | Municipal, Township, County or State Employees - NOC | $1.461 |
| 9412 | — | $2.352 |
| 9413 | — | $2.118 |
| 9414 | — | $3.255 |
| 9501 | — | $2.200 |
| 9505 | — | $3.846 |
| 9519 | Catering NOC | $3.574 |
| 9521 | — | $4.600 |
| 9522 | Upholstery | $2.055 |
| 9534 | — | $2.487 |
| 9554 | Sign Installation, Maintenance, Repair, Removal or Replacement NOC - Away From Shop & Drivers | $5.800 |
| 9586 | Barber Shop or Beauty Parlor | $0.388 |
| 9600 | — | $2.881 |
| 9620 | Funeral Directors - All Employees | $1.262 |
| 9894 | — | $0.447 |
169 of the 474 classes also appear in this site's NCCI class-code catalogue and carry its description; the rest show the filed number alone, marked with a dash. Descriptions are this site's, not WCRB's. 43 classes priced on another basis (per capita, federal-act or non-ratable elements) are not listed.
Source
WCRB General Circular Letter 3273 (July 21, 2026) — October 1, 2026 Rate Revision, Exhibit 4 rate pages (retrieved 2026-10-12)
Lowest Filed Rates
- 8803 — Auditing, Accounting or Management Consulting$0.041
- 8871 — Clerical Telecommuter Employees$0.054
- 8855 — Banks and Trust Companies - All Employees$0.124
Highest Filed Rates
- 5551 — Roofing - All Employees$12.789
- 5059 — Iron/Steel - Ornamental$10.558
- 5037 — Tile Roofing$8.704
Understanding Wisconsin Workers' Comp Rates
Wisconsin is one of the most distinctive workers' compensation markets in the country because it is not an NCCI state and it does not allow carriers to compete on base rates. The Wisconsin Compensation Rating Bureau (WCRB) — not NCCI — classifies employers, sets the rates and rating plans, and collects the loss data, all subject to approval by the Wisconsin Office of the Commissioner of Insurance (OCI). The Worker's Compensation Division of the Wisconsin Department of Workforce Development (DWD) administers the benefit system itself: it resolves disputes, enforces the coverage mandate, and approves self-insurers.
The feature that sets Wisconsin apart is administered pricing. Rate deviations are not permitted: every insurer must charge the identical WCRB-filed base rate for a given class code, so the headline rate for code 8810 Clerical or 9014 Janitorial is the same no matter which carrier writes the policy. Because base rates are fixed by regulation, Wisconsin carriers compete on premium discounts (commonly available once premium exceeds about $10,000) and on year-end policy dividends rather than on the per-$100 rate. WCRB rates take effect annually on October 1. The revision in force since October 1, 2026 cut the overall rate level 1.97% for new and renewal policies, approved by OCI and published in WCRB General Circular Letter 3273 — the 11th straight annual decrease, after a 3.2% cut in October 2025 — and DWD estimates it saves Wisconsin employers about $36 million over the coming year. The cut is an average: contracting classes fell 4.91% and manufacturing 2.85%, while office and clerical classes fell only 1.19%. The table on this page lists WCRB's filed rates by class code from that circular, effective October 1, 2026 — the rate every Wisconsin carrier must use as the starting point, before your experience modification, premium discount, and any dividend; check your class wording in WCRB's Class Code Lookup before relying on a match.
Why Wisconsin Rates Don't Vary by Carrier
In most states NCCI files advisory loss costs and each insurer multiplies them by its own loss-cost multiplier (LCM), so two carriers can quote the same class code at very different prices. Wisconsin does not work that way. The WCRB files full manual rates — not loss costs — and OCI approves them, and insurers are prohibited from deviating from those rates. That means for the same class code and the same payroll, the base premium is identical across every admitted carrier in Wisconsin. The only legitimate sources of price difference are the experience modification factor (which reflects your own claim history), premium discount tiers on larger policies, and dividend plans that return underwriting profit after the policy year if losses are low.
For a small-business shopper this changes how to comparison-shop. Comparing base rates between Wisconsin carriers is pointless because they are the same by law; the meaningful comparison is the dividend history, the discount schedule, the service and claims handling, and whether your classification is correct. A misclassification — being placed in a higher-rated code than your actual operations warrant — costs far more in Wisconsin than carrier shopping ever could, because no carrier can undercut the filed rate to make up for it.
Who Must Carry Coverage in Wisconsin
Wisconsin's coverage mandate has two triggers under the Worker's Compensation Act. An employer with three or more full-time or part-time employees must carry insurance on the day the third employee is hired. Separately, an employer with one or more employees who has paid gross combined wages of $500 or more in any calendar quarter for work done in Wisconsin must be insured by the 10th day of the first month of the following quarter. Either trigger creates the obligation, so a very small employer can be required to carry coverage well before reaching three workers.
Coverage cannot simply be dropped once a business slows down. An employer that no longer meets either threshold must have gone a full calendar year without employing three or more workers and without paying $500 or more in combined gross wages in any quarter, then file a notice of withdrawal with the Worker's Compensation Division and wait 30 days before the obligation ends. Sole proprietors, partners, and most LLC members are not counted as employees on themselves but may elect coverage; corporate officers have specific inclusion rules. The DWD enforces the mandate and can assess penalties for uninsured periods.
Sources
- Wisconsin DWD — Worker's Compensation Insurance Requirements in Wisconsin (three-employee and $500/quarter triggers, withdrawal rules) (retrieved 2026-06-01)
- Wisconsin Compensation Rating Bureau — About Us (WCRB classifies employers and files rates/rating plans with OCI approval) (retrieved 2026-06-01)
- Wisconsin OCI — Guide to Worker's Compensation Insurance for Employers (PI-065): rates do not vary by insurer; deviations not permitted (retrieved 2026-06-01)
- WCRB General Circular Letter 3273 (July 21, 2026) — October 1, 2026 Rate Revision: OCI approved an overall 1.97% decrease in rate level for new and renewal policies, with rate-level changes by industry group and the revised class rates attached (retrieved 2026-10-12)
- Wisconsin DWD press release, October 1, 2026 — Worker's Compensation Insurance Premiums Decline for 11th Straight Year (1.97% average decrease, about $36 million, announced with OCI) (retrieved 2026-10-12)
How to find a Wisconsin workers' comp class code from a job description
There is no Wisconsin workers' comp class code for a job title. Wisconsin does not take NCCI's classification decisions — the WCRB is the rating organization that classifies Wisconsin employers, and what gets classified is the employer's business — not the separate employments, occupations or operations inside it. "Machinist", "CNC operator", "general construction labor" and "data entry" are therefore work that sits inside whichever classification describes the business, not values you can look up on their own.
WCRB publishes Wisconsin's classifications in the Wisconsin Worker's Compensation Class Code Manual (published in two orderings — Class Code Order and Phraseology Order — with class code changes last reported January 2026 and rates refreshed at each annual filing approved by the Office of the Commissioner of Insurance). To confirm the classification for a specific business, use WCRB Class Code Lookup — that is the filed authority for Wisconsin, and a code quoted from another state's manual is not.
Wisconsin separates the two documents most states combine: the classifications and their phraseologies live in the Class Code Manual, while the WI Basic Manual carries the rules for applying them. Statistical (STAT) codes are in neither and do not appear in the Class Code Lookup at all — they are published in the WI Statistical Plan Manual, which is the usual reason a number someone was handed returns nothing.
WCRB Class Code Lookup (official Wisconsin lookup)
Last verified: 2026-04-12 · Sources
- Wisconsin Compensation Rating Bureau — Manuals (retrieved 2026-04-12)
- Wisconsin Compensation Rating Bureau — Class Code Lookup (retrieved 2026-02-14)
All Class Codes in Wisconsin
The last column is WCRB's filed rate per $100 of payroll, effective 2026-10-01. A dash means the filing has no figure for that number.
| Code | Phraseology | Hazard Group | Filed rate per $100 |
|---|---|---|---|
| 8823 | Accountant - CPA | A | — |
| 8862 | Advertising Agency | A | — |
| 7403 | Aircraft Operation - NOC | E | $4.245 |
| 7605 | Alarm Installation or Repair | D | $2.391 |
| 5047 | Aluminum Installation | E | — |
| 8836 | Ambulance Service - All Employees | C | — |
| 7398 | Ambulette/Medical Transport | D | — |
| 9067 | Amusement Park - Mechanical Rides | D | — |
| 9016 | Amusement Park or Exhibition Operation & Drivers | D | $2.387 |
| 7520 | Amusement Ride Operation | D | $2.403 |
| 8831 | Animal Hospital - Veterinary | C | $1.289 |
| 8861 | Architect or Engineer - Consulting | B | — |
| 5473 | Asphalt Paving | F | — |
| 9625 | Assisted Living Facility | D | — |
| 9182 | Athletic Teams - Amateur | E | $1.894 |
| 9180 | Athletic Teams - Professional | F | $7.697 |
| 8820 | Attorney - All Employees & Clerical | A | $0.132 |
| 8803 | Auditing, Accounting or Management Consulting | A | $0.041 |
| 8046 | Auto Accessories Store | B | $2.748 |
| 5188 | Automatic Sprinkler Installation | E | $2.147 |
| 8393 | Automobile Body Repair & Drivers | C | $1.707 |
| 3821 | Automobile Recycling & Drivers | D | $7.081 |
| 8748 | Automobile Salespersons | B | $0.433 |
| 8380 | Automobile Service or Repair Center & Drivers | D | $2.703 |
| 7225 | Automobile Towing & Drivers | E | $6.669 |
| 7422 | Aviation - Ground Crew | E | $2.315 |
| 2003 | Bakery | C | $2.959 |
| 3724 | Bakery - Manufacturing | D | $3.365 |
| 8815 | Bank - All Employees | A | — |
| 8855 | Banks and Trust Companies - All Employees | A | $0.124 |
| 9586 | Barber Shop or Beauty Parlor | C | $0.388 |
| 7337 | Boat Building - Metal | F | — |
| 7335 | Boat Building - Wood | E | — |
| 3027 | Boiler Manufacturing | E | $5.904 |
| 8072 | Book Store | A | $0.392 |
| 2157 | Bottling | C | $3.161 |
| 9071 | Bowling Alley - All Employees | C | — |
| 9070 | Bowling Center - All | C | — |
| 2065 | Brewery | C | $2.504 |
| 9650 | Building Inspection | C | — |
| 8232 | Building Material Yard & Drivers | E | $3.712 |
| 8058 | Building Materials Dealer | D | $2.451 |
| 9015 | Building Operation - All Other Employees | C | $2.978 |
| 9012 | Building or Property Management - Property Managers and Leasing Agents & Clerical, Salespersons | B | $1.037 |
| 8385 | Bus Co - Garage Employees | E | $2.985 |
| 7382 | Bus Company - All Employees | D | $4.429 |
| 8850 | Bus/Taxi - Dispatching | A | — |
| 5148 | Cabinet Manufacturing & Install | D | — |
| 2812 | Cabinet/Wood Products Manufacturing | D | — |
| 9055 | Camps - Day/Overnight | C | — |
| 2095 | Candy Manufacturing | C | $2.597 |
| 2111 | Cannery | D | $2.068 |
| 9602 | Car Wash | C | — |
| 5645 | Carpentry - Detached One or Two Family Dwellings | F | $8.516 |
| 5432 | Carpentry - Detached One/Two Family | E | — |
| 5436 | Carpentry - Finish Detached | D | — |
| 5404 | Carpentry - Install Cabinets | D | — |
| 5437 | Carpentry - Installation of Cabinet Work or Interior Trim | F | $6.087 |
| 2802 | Carpentry - Shop Only | D | $3.587 |
| 5403 | Carpentry NOC | G | $5.325 |
| 9536 | Carpet Cleaning | C | — |
| 9519 | Catering NOC | C | $3.574 |
| 5020 | Ceiling Installation | E | $2.769 |
| 9610 | Cemetery - All | D | — |
| 5348 | Ceramic Tile, Indoor Stone, Marble, or Mosaic Work | E | $6.307 |
| 2131 | Cereal Manufacturing | C | $0.962 |
| 7405 | Charter Aircraft | F | — |
| 8826 | Chiropractic Office | B | $2.037 |
| 8812 | Clerical - Drafting Employees | A | — |
| 8810 | Clerical Office Employees | A | $0.162 |
| 8871 | Clerical Telecommuter Employees | B | $0.054 |
| 2501 | Clothing Manufacturing | B | $2.410 |
| 8008 | Clothing or Wearing Apparel Store - Retail | C | $1.137 |
| 9061 | Club NOC - All Employees | C | $0.860 |
| 8844 | Collection Agency | A | — |
| 8868 | College or University - Professional Employees | B | $0.422 |
| 7380 | Commercial Drivers | D | $4.706 |
| 8859 | Computer Programming or Software Development | A | — |
| 5201 | Concrete Block Manufacturing | E | — |
| 5213 | Concrete Construction NOC | F | $3.933 |
| 5214 | Concrete NOC - Poured | F | — |
| 5221 | Concrete or Cement Work - Floors, Driveways, Yards | F | $3.904 |
| 5070 | Concrete Products Manufacturing | E | — |
| 5215 | Concrete Work | F | $5.205 |
| 5222 | Concrete/Cement - Floors | E | $4.952 |
| 8227 | Construction Material - Used | D | $2.391 |
| 8019 | Convenience Store | C | — |
| 7715 | Corrections Officers | G | — |
| 9558 | Courier/Document Delivery | C | — |
| 7719 | Court Employees | B | — |
| 8865 | Court Reporter | A | — |
| 2070 | Creamery/Dairy Products | C | $2.660 |
| 8801 | Credit Union - All Employees | A | — |
| 8805 | Credit Union/Savings | A | — |
| 9059 | Day Spa | B | — |
| 8854 | Daycare Center | C | — |
| 8822 | Dental Laboratory | B | — |
| 8824 | Dental Office - All Employees | B | $1.995 |
| 8039 | Department Store - Retail | C | $1.883 |
| 2102 | Distillery | C | — |
| 5108 | Door/Window Installation | D | — |
| 5152 | Drilling NOC | F | — |
| 8047 | Drug Store | B | $0.762 |
| 2688 | Dry Cleaning | C | $1.367 |
| 8866 | Election Campaign | B | — |
| 7539 | Electric Light/Power Companies | F | $1.161 |
| 3082 | Electrical Apparatus Manufacturing | D | $5.888 |
| 5140 | Electrical Installation - Interior | D | — |
| 5193 | Electrical Wiring - Alarm | D | — |
| 5190 | Electrical Wiring - Within Buildings | E | $2.028 |
| 9653 | Elevator Inspection | C | — |
| 5160 | Elevator Installation | F | $2.149 |
| 5162 | Elevator Service/Maintenance | E | — |
| 8858 | Employment Agency | A | — |
| 7711 | EMT/Paramedics | F | — |
| 6217 | Excavation NOC | F | $3.601 |
| 8809 | Executive Officers NOC - Not Foremen, Workers or Salespersons | A | — |
| 0035 | Farm - Dairy | E | $2.968 |
| 0005 | Farm - Field Crops | E | $3.058 |
| 0016 | Farm - Livestock | F | $5.303 |
| 0050 | Farm - Orchard or Grove | E | $4.015 |
| 8116 | Farm Machinery Dealer - All Operations & Drivers | C | $2.449 |
| 8841 | Financial Advisor | A | — |
| 7710 | Firefighters and Drivers | D | $2.661 |
| 2161 | Fish Processing | E | — |
| 8032 | Florist - Retail | B | $1.348 |
| 2130 | Flour Milling | D | — |
| 7350 | Freight Handling | E | — |
| 2143 | Fruit Processing | D | $2.344 |
| 9620 | Funeral Directors - All Employees | C | $1.262 |
| 2883 | Furniture Manufacturing | D | $2.303 |
| 8293 | Furniture Moving & Storage, Drivers | E | $7.640 |
| 5146 | Furniture or Fixtures Installation - Portable NOC | D | $5.502 |
| 8044 | Furniture Store - Wholesale or Retail & Drivers | C | $2.720 |
| 7590 | Garbage/Ash Collection | F | $4.245 |
| 2913 | Glass Manufacturing | E | — |
| 2915 | Glass Merchant | D | $3.468 |
| 5462 | Glazier | E | $6.279 |
| 9056 | Golf Club | C | — |
| 8811 | Government Clerical | A | — |
| 8304 | Grain Elevator | E | $5.522 |
| 2041 | Grain Milling | D | $1.682 |
| 8006 | Grocery Store - Retail | C | $2.028 |
| 9585 | Hair Salon | B | — |
| 8010 | Hardware Store - Wholesale or Retail | C | $1.931 |
| 5137 | Heating Equipment Installation | D | — |
| 5185 | Heating System Installation | D | — |
| 5537 | Heating, Ventilation, Air Conditioning and Refrigeration | E | $3.288 |
| 8851 | Home for Aged - All | D | — |
| 8835 | Home Health Care Services | C | $0.818 |
| 9040 | Hospital - All Other Employees | B | $3.417 |
| 8833 | Hospital - Professional Employees | C | $0.707 |
| 9058 | Hotel - Restaurant Employees | C | $1.595 |
| 9052 | Hotel NOC - All Other Employees & Drivers | C | $1.570 |
| 9529 | House Cleaning | C | — |
| 9033 | Housing Authority | B | $1.558 |
| 2039 | Ice Cream Manufacturing | C | $2.203 |
| 8215 | Ice Dealer | C | $4.008 |
| 8203 | Ice Manufacturing | D | $4.727 |
| 5479 | Insulation Work | E | $6.171 |
| 8845 | Investigator/Detective | C | — |
| 8840 | Investment Company | A | — |
| 5038 | Iron Doors/Gates Installation | F | — |
| 5057 | Iron or Steel Erection - NOC | G | $3.777 |
| 5102 | Iron or Steel Erection - Structural | G | $5.885 |
| 5069 | Iron/Steel - NOC | G | — |
| 5059 | Iron/Steel - Ornamental | F | $10.558 |
| 5040 | Iron/Steel Erection - Frame | G | $7.089 |
| 8106 | Iron/Steel Merchant | D | $3.709 |
| 6229 | Irrigation Works - All Operations | E | $4.448 |
| 9014 | Janitorial Services - By Contractor | C | $2.535 |
| 8013 | Jewelry Store | B | $0.299 |
| 8263 | Junk Dealer | D | $5.633 |
| 0917 | Landscape Gardening - NOC | D | $3.486 |
| 5443 | Lathing | E | $2.658 |
| 2660 | Laundry NOC | C | $3.185 |
| 2586 | Leather Goods Manufacturing | C | $1.772 |
| 9034 | Library - All Employees | A | — |
| 7716 | Lifeguards | D | — |
| 7317 | Longshore Workers | G | — |
| 8061 | Lumber Dealer | D | — |
| 3632 | Machine Shop NOC | D | $2.430 |
| 3030 | Machinery Manufacturing | D | $3.925 |
| 3685 | Machinist NOC | D | $0.616 |
| 7327 | Marine Transportation | F | — |
| 5029 | Masonry - Decorative | E | — |
| 5027 | Masonry - Fireproof | F | — |
| 5028 | Masonry - Stone | F | — |
| 5022 | Masonry NOC | F | $6.360 |
| 8031 | Meat Market - Retail | C | $2.183 |
| 2001 | Meat Packing | F | — |
| 8033 | Meat, Fish or Poultry Dealer - Retail | C | $1.844 |
| 8021 | Meat, Fish or Poultry Dealer - Wholesale | C | $1.878 |
| 8838 | Medical Lab | B | — |
| 7360 | Messenger Service | C | $2.954 |
| 3581 | Metal Stamping - NOC | E | $0.558 |
| 9410 | Municipal, Township, County or State Employees - NOC | C | $1.461 |
| 9587 | Nail Salon | B | — |
| 8860 | Newspaper - Delivery | C | — |
| 8869 | Newspaper or Magazine Publishing - All Employees | B | $0.973 |
| 8807 | Newspaper Publishing | B | — |
| 0042 | Nursery Employees | E | $4.875 |
| 9046 | Nursing - Home/Visiting | D | — |
| 9049 | Nursing Home - All | D | — |
| 8829 | Nursing Home - All Employees | C | $1.707 |
| 5191 | Office Machine Installation, Inspection, Adjustment, or Repair | E | $0.848 |
| 8825 | Optometry Office | A | $1.542 |
| 8742 | Outside Sales Personnel | B | $0.261 |
| 8055 | Packaging - Contract - Retail Size Packages | C | — |
| 8037 | Paint Store | B | $1.541 |
| 5474 | Painting NOC & Shop Operations, Drivers | E | $4.715 |
| 7721 | Park Rangers | D | — |
| 8821 | Patent/Copyright Attorney | A | — |
| 4361 | Pest Control Services | D | $0.651 |
| 9549 | Pet Grooming | C | — |
| 8099 | Pet Store | B | — |
| 8846 | Pharmaceutical Sales | B | — |
| 8839 | Pharmacy - Retail | B | — |
| 7600 | Phone/Telegraph Installation | E | $4.217 |
| 8832 | Physician & Clerical | B | $0.256 |
| 2110 | Pickle Manufacturing | C | $1.579 |
| 7313 | Pier/Wharf Operation | F | — |
| 5480 | Plastering NOC | E | $4.596 |
| 8111 | Plumber - Commercial | E | $2.922 |
| 5183 | Plumbing NOC | E | $2.212 |
| 7723 | Police Officers - Mounted | F | — |
| 7720 | Police Officers and Drivers | D | $2.251 |
| 8816 | Post Office | C | — |
| 2002 | Poultry Processing | F | $4.089 |
| 3076 | Printing - Offset or Digital | D | $2.081 |
| 8843 | Psychiatric Hospital | D | — |
| 8015 | Quick Printing | B | $0.693 |
| 8857 | Radio Station - Clerical | A | $0.507 |
| 7610 | Radio/TV Broadcasting | B | $0.301 |
| 7855 | Railroad Operation | E | $2.810 |
| 8856 | Real Estate Agency - All Employees | C | $0.440 |
| 9077 | Recreation Center | C | — |
| 3060 | Refrigerator Manufacturing | D | — |
| 8849 | Research Lab - Analytical | B | — |
| 9079 | Restaurant - Fast Food | C | — |
| 9083 | Restaurant - Fast Food - Including Delivery | D | $1.101 |
| 9082 | Restaurant NOC | D | $1.188 |
| 8045 | Retail Store - Cannabis/Dispensary | C | $0.647 |
| 8017 | Retail Store NOC | C | $1.319 |
| 5551 | Roofing - All Employees | G | $12.789 |
| 7724 | Sanitation Workers | F | — |
| 9101 | School - All Employees | B | $4.212 |
| 9008 | Schools - Vocational | C | — |
| 9060 | Senior Center | B | $1.183 |
| 5538 | Sheet Metal Work - HVAC Ductwork | E | — |
| 8090 | Shoe Store | A | — |
| 5119 | Siding Installation | E | — |
| 9554 | Sign Installation, Maintenance, Repair, Removal or Replacement NOC - Away From Shop & Drivers | F | $5.800 |
| 9072 | Skating Rink | C | — |
| 8864 | Social Services Organization | B | — |
| 2105 | Soft Drink Manufacturing | C | $3.562 |
| 8078 | Sporting Goods Store | B | — |
| 8279 | Stable/Riding Academy | D | $4.015 |
| 7309 | Stevedoring | G | — |
| 5506 | Street/Road Construction | F | — |
| 5507 | Street/Road Construction - Clearing | F | $4.243 |
| 8804 | Substance Use Disorder Recovery Homes | C | — |
| 2021 | Sugar Manufacturing | D | $2.730 |
| 5223 | Swimming Pool Construction | F | $3.844 |
| 9064 | Swimming Pool Operation | C | — |
| 2623 | Tanning | D | $4.774 |
| 7370 | Taxi/Rideshare | D | $4.662 |
| 7390 | Taxicab Company - All Employees | D | $4.335 |
| 8814 | Telephone Company - Clerical | A | — |
| 5037 | Tile Roofing | G | $8.704 |
| 2121 | Tobacco Manufacturing | C | $1.960 |
| 7229 | Trucking - Hazmat | G | — |
| 7228 | Trucking - Local Hauling Only | D | — |
| 7219 | Trucking - Long Haul | E | $5.886 |
| 7232 | Trucking - Mail, Parcel or Package Delivery - Under Contract With USPS | F | $4.385 |
| 7231 | Trucking - Mail, Parcel, or Package Delivery | D | $8.264 |
| 7202 | Trucking - NOC | E | — |
| 7227 | Trucking - Refrigerated | E | — |
| 8847 | Trust Company | A | — |
| 9522 | Upholstery | C | $2.055 |
| 9068 | Veterans Home | D | — |
| 8842 | Veterinary Office - All Employees | C | $1.918 |
| 5180 | Water Main Construction | F | — |
| 3365 | Welding or Cutting NOC | E | $3.061 |
| 8018 | Wholesale Store NOC | C | $3.167 |
| 5196 | Wiring - Fire Detection Systems | D | — |
| 2841 | Woodworking NOC | D | $3.949 |
| 2286 | Wool Processing | C | — |
| 8802 | Writer/Author | A | — |
| 2220 | Yarn/Thread Manufacturing | C | $3.941 |
| 9063 | YMCA, YWCA, or Health Club - All Employees | C | $0.904 |
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