Compare Workers' Comp Rates by State

See how workers' comp rates vary across states. Compare rankings for a single class code or view multiple states side-by-side.

Covers the 47 jurisdictions rated on an NCCI class code per $100 of payroll. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.

Select a Class Code

National avg: $0.27/100 · What class code 8810 covers

Rate Comparison Chart

$0.20

$0.21

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$0.23

$0.24

$0.25

$0.26

$0.27

$0.28

$0.29

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$0.34

$0.36

Rank	State	Rate / $100	vs. Nat'l Avg
#1	Indiana	$0.20	-25.9%
#2	Texas	$0.20	-25.9%
#3	Utah	$0.21	-22.2%
#4	Virginia	$0.21	-22.2%
#5	Arkansas	$0.22	-18.5%
#6	Colorado	$0.22	-18.5%
#7	Arizona	$0.23	-14.8%
#8	South Dakota	$0.23	-14.8%
#9	Tennessee	$0.23	-14.8%
#10	Idaho	$0.24	-11.1%
#11	Kansas	$0.24	-11.1%
#12	Mississippi	$0.24	-11.1%
#13	Nebraska	$0.24	-11.1%
#14	North Carolina	$0.24	-11.1%
#15	Kentucky	$0.25	-7.4%
#16	New Mexico	$0.25	-7.4%
#17	South Carolina	$0.25	-7.4%
#18	Georgia	$0.26	-3.7%
#19	Iowa	$0.26	-3.7%
#20	Maryland	$0.26	-3.7%
#21	Missouri	$0.26	-3.7%
#22	Nevada	$0.26	-3.7%
#23	Alabama	$0.27	0.0%
#24	Minnesota	$0.27	0.0%
#25	New Hampshire	$0.27	0.0%
#26	Oregon	$0.27	0.0%
#27	West Virginia	$0.27	0.0%
#28	Delaware	$0.28	+3.7%
#29	Maine	$0.28	+3.7%
#30	Michigan	$0.28	+3.7%
#31	Rhode Island	$0.28	+3.7%
#32	Vermont	$0.28	+3.7%
#33	Wisconsin	$0.28	+3.7%
#34	Florida	$0.29	+7.4%
#35	Montana	$0.29	+7.4%
#36	District of Columbia	$0.30	+11.1%
#37	Illinois	$0.30	+11.1%
#38	Massachusetts	$0.30	+11.1%
#39	Oklahoma	$0.30	+11.1%
#40	Connecticut	$0.31	+14.8%
#41	Louisiana	$0.31	+14.8%
#42	Hawaii	$0.32	+18.5%
#43	Pennsylvania	$0.32	+18.5%
#44	New Jersey	$0.33	+22.2%
#45	California	$0.34	+25.9%
#46	Alaska	$0.36	+33.3%
#47	New York	$0.36	+33.3%

What to do with this ranking

Put your own payroll and experience mod against one state's rate with the workers' comp premium calculator.
Not sure which class code applies to your business? Start from the NCCI class code lookup or read how class codes work.
Two states can differ because they are rated by different bodies — see which rating bureau sets rates in each state and every state rate hub.
These figures are a modeled 2026 benchmark, not filed loss costs — how we build and verify them.