Workers' Comp Rates for Janitorial Services - By Contractor (Class Code 9014)

Last verified: 2026-06-01 · Reviewed against NCCI and state rating-bureau filings — how we verify

Description

Covers janitorial and cleaning service employees working under contract at client facilities.

Common Businesses

Janitorial companiesCommercial cleaning servicesOffice cleaning contractorsBuilding maintenance firmsCleaning franchises

Hazard Group

C

Filed Figures Published

2

states · class percentile 58

Filed Figures for Class Code 9014 in the States That Publish Them

Copied from each state's own regulator or rating bureau filing, per $100 of payroll. A loss cost is what the filing calls it — your insurer multiplies it by its own loss cost multiplier; a rate is a manual rate. States not listed publish no per-class figure this site has transcribed.

StatePer $100What it isFiling
New York$2.264Loss cost (before insurer LCM)NYCIRB, Bulletin R.C. 2659, Exhibit A, effective 2026-10-01
Wisconsin$2.535Manual rateWCRB, General Circular Letter 3273 (October 1, 2026 rate revision), effective 2026-10-01

Judged only from filed tables, code 9014 has a class percentile of 58 (0 = the cheapest class, 100 = the most expensive) across the 2 filings that list it.

How States Rank for Class Code 9014

Cost index 1.00 = the median of the 47 rated states. It is a relative position from this site’s model, not a price, and it does not vary by class code; a state’s filed figure, where it publishes one, is shown beside it. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.

StateCost indexFiled figureFiling effective
Indiana0.73—2026-01-01
Texas0.74—2026-07-01
Virginia0.78—2026-04-01
Utah0.79—2026-02-01
Arkansas0.82—2026-07-01
Colorado0.83—2026-01-01
South Dakota0.83—2026-07-01
Arizona0.86—2026-01-01
Nebraska0.88—2026-02-01
North Carolina0.88—2026-04-01
Idaho0.89—2026-01-01
Tennessee0.89—2026-10-01
Kansas0.90—2026-01-01
Mississippi0.91—2026-03-01
New Mexico0.92—2026-01-01
Kentucky0.93—2026-01-01
South Carolina0.93—2026-04-01
Iowa0.95—2026-01-01
Missouri0.96—2026-01-01
Nevada0.97—2026-03-01
Georgia0.98—2026-03-01
Maryland0.98—2026-01-01
Oregon0.99—2026-01-01
West Virginia1.00—2026-01-01
Alabama1.01—2026-03-01
Minnesota1.01—2026-01-01
New Hampshire1.01—2026-01-01
Wisconsin1.01$2.535 rate2026-10-01
Delaware1.03—2025-12-01
Maine1.03—2025-04-01
Rhode Island1.04—2026-08-01
Michigan1.05—2026-01-01
Vermont1.05—2026-04-01
New York1.06$2.264 loss cost2026-10-01
Florida1.07—2026-01-01
Montana1.07—2026-07-01
District of Columbia1.10—2026-01-01
Massachusetts1.10—2024-07-01
Oklahoma1.10—2026-01-01
Illinois1.12—2026-01-01
Connecticut1.14—2026-01-01
Louisiana1.17—2026-05-01
Hawaii1.20—2026-01-01
Pennsylvania1.20—2026-04-01
New Jersey1.21—2026-01-01
Alaska1.33—2026-01-01
California1.34—2026-09-01

A filed rate — or a loss cost times your insurer's multiplier — is step 1 of the eight-step rating-bureau premium algorithm. See what your carrier applies after that, or work out premium for code 9014 with your own rate, payroll and experience mod.

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About Class Code 9014: Scope, Inclusions, and Common Misclassifications

NCCI Class Code 9014 — "Janitorial Services by Contractor — No Window Cleaning Above Ground Level & Drivers" — is the workers' comp classification for commercial cleaning companies whose crews clean client facilities under contract. It is the code that applies to an office-cleaning, building-maintenance, or janitorial-franchise business that sends employees out to clean other companies' premises, as distinct from in-house custodians employed directly by the building owner. 9014 is hazard group C: it carries a higher rate than pure office codes because of slip-and-fall, lifting, and chemical exposure, but a much lower rate than above-ground window or exterior-maintenance work.

The classification turns on what the crew actually does and where the windows are. 9014 contemplates routine interior cleaning, and the moment a contractor adds above-ground-level window washing the work shifts toward a separate, higher-rated code. This page shows filed 9014 figures for the states that publish them and ranks the other states with a relative cost index, so a janitorial or commercial-cleaning business owner can see where its state sits before requesting a quote, and explains the boundaries that auditors check.

What's Included Under Class Code 9014

9014 contemplates ordinary contract janitorial work performed at client locations: routine dusting, sweeping, mopping, vacuuming, waxing and polishing floors, emptying trash, washing interior walls, and cleaning, sanitizing, and deodorizing restrooms. Drivers who transport the cleaning crews and supplies are included in the classification, which is why the full phraseology ends in "& Drivers." Cleaning of windows at ground level is included under 9014; minor maintenance and incidental repair work attached to the cleaning contract is also generally allowed in a small proportion (many carriers tolerate roughly up to 10% of operations) before a separate construction or maintenance code is triggered.

9014 is duties-driven rather than title-driven, and like most service codes it is assigned based on the operations performed during the policy year. Some residential or domestic house-cleaning may be picked up under 9014 when it is a minority of the business, but a contractor whose work is predominantly residential cleaning is classified under the residential/domestic cleaning code (0917) rather than 9014. Tracking the commercial-versus-residential split in payroll records is what keeps a borderline cleaning business in the correct code.

9014 vs 9170 (Window Cleaning) and 0917 (Residential)

The most important boundary for a janitorial contractor is window height. Code 9014 specifically excludes window cleaning above ground level — any washing of windows above the ground floor belongs in the higher-rated code 9170 (Window Cleaning). Payroll for above-ground window work can be separated from 9014 and rated to 9170 only when it is clearly documented in the records; without that documentation, an auditor can rate the entire payroll at the higher 9170 rate. A janitorial business that occasionally cleans second-story or atrium windows should keep contemporaneous records of which crews did that work and for how long.

The second boundary is commercial versus residential. 9014 is the commercial contract-cleaning code; predominantly residential or domestic house-cleaning operations rate to 0917 instead, which is typically priced differently because of the less controlled home environment. The third boundary is contractor versus in-house: 9014 applies to a cleaning contractor's employees working at other businesses' sites — custodial staff employed directly by the building's owner or lessee to clean their own premises are classified under the relevant building-operations code, not 9014.

Independent-bureau states matter here. California (WCIRB), Pennsylvania (PCRB), Delaware (DCRB), New Jersey (NJCRIB), Michigan (CAOM), and North Carolina (NCRB) run their own rating bureaus and may use different janitorial phraseology, code numbers, or window-height tests than NCCI's 9014. A cleaning contractor in those states should confirm the local code rather than rely on the national 9014 number.

Audit Records for 9014 Janitorial Contractors

The audit file that protects a 9014 assignment documents three things: that the work is contract cleaning at client sites (not in-house custodial), that window cleaning stayed at ground level or that above-ground window payroll is separately recorded for 9170, and that residential cleaning is a minority of operations if any. Keep cleaning contracts, job logs, and payroll detail by crew and site. Auditors decide 9014 versus 9170 and 0917 from the operations actually performed, not from how the company markets itself.

For quote shoppers, the figures on this page — filed figures from the states that publish them and a relative cost index for the rest — are a benchmark, not a binding quote. The final premium still changes with payroll, the carrier's loss-cost multiplier, experience modification, schedule credits, minimum premium, and any reclassification to 9170, 0917, or a state-specific cleaning code.

Frequently Asked Questions

What is workers' comp class code 9014?
Class code 9014 is "Janitorial Services by Contractor — No Window Cleaning Above Ground Level & Drivers." It is the NCCI workers' comp classification for commercial cleaning contractors whose employees clean client facilities — routine dusting, mopping, vacuuming, floor waxing, trash removal, and restroom sanitizing — plus the drivers who transport those crews. It is hazard group C. Ground-level window cleaning is included, but any above-ground window washing belongs in the higher-rated code 9170.
How much is workers' comp insurance for class code 9014?
It depends on the state, and only some states publish a per-class figure. For class code 9014, the filed figures per $100 of payroll are: New York $2.264 (loss cost, NYCIRB, effective 2026-10-01); Wisconsin $2.535 (rate, WCRB, effective 2026-10-01). A loss cost is not a rate — your insurer multiplies it by its own loss cost multiplier — and every figure is before your experience modification. For other states this site shows a relative cost index, not a dollar figure. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
What businesses use workers' comp class code 9014?
Class code 9014 typically applies to Janitorial companies, Commercial cleaning services, Office cleaning contractors, Building maintenance firms, Cleaning franchises.
What is the difference between class codes 9014 and 9170?
9014 covers contract janitorial work with window cleaning only at ground level. 9170 (Window Cleaning) covers washing windows above ground level, which is higher-risk and higher-rated. A janitorial contractor that does some above-ground window work can have that payroll separated to 9170 only if it is clearly documented; otherwise an auditor may rate all of the payroll at the 9170 rate.
Does class code 9014 cover residential house cleaning?
Only as a minority of operations. 9014 is the commercial contract-cleaning code, and some incidental residential cleaning may be picked up under it. A cleaning business whose work is predominantly residential or domestic house-cleaning is classified under code 0917 (Residential/Domestic Cleaning) instead. Keeping payroll records that show the commercial-versus-residential split is what determines which code applies.

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