Workers' Comp Rates for School - All Employees (Class Code 9101)
Description
Covers all school employees including teachers, administrators, custodians, and cafeteria workers.
Common Businesses
Hazard Group
B
National Avg Rate
$1.98
per $100 payroll
Most Expensive States
- New York$2.68
- Alaska$2.63
- California$2.50
Rates by State for Class Code 9101
47 jurisdictions rate this code per $100 of payroll. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
| State | Rate per $100 | vs. National Avg | Effective |
|---|---|---|---|
| Indiana | $1.44 | -0.54 | 2026-01-01 |
| Texas | $1.46 | -0.52 | 2026-07-01 |
| Virginia | $1.54 | -0.44 | 2026-04-01 |
| Utah | $1.57 | -0.41 | 2026-02-01 |
| Arkansas | $1.63 | -0.35 | 2026-07-01 |
| Colorado | $1.65 | -0.33 | 2026-01-01 |
| Tennessee | $1.68 | -0.30 | 2026-03-01 |
| Arizona | $1.70 | -0.28 | 2026-01-01 |
| South Dakota | $1.72 | -0.26 | 2026-07-01 |
| Nebraska | $1.74 | -0.24 | 2026-02-01 |
| North Carolina | $1.74 | -0.24 | 2026-04-01 |
| Idaho | $1.76 | -0.22 | 2026-01-01 |
| Kansas | $1.78 | -0.20 | 2026-01-01 |
| Mississippi | $1.79 | -0.19 | 2026-03-01 |
| New Mexico | $1.81 | -0.17 | 2026-01-01 |
| South Carolina | $1.83 | -0.15 | 2026-04-01 |
| Kentucky | $1.85 | -0.13 | 2026-01-01 |
| Iowa | $1.89 | -0.09 | 2026-01-01 |
| Missouri | $1.91 | -0.07 | 2026-01-01 |
| Nevada | $1.92 | -0.06 | 2026-03-01 |
| Georgia | $1.94 | -0.04 | 2026-03-01 |
| Maryland | $1.94 | -0.04 | 2026-01-01 |
| Oregon | $1.96 | -0.02 | 2026-01-01 |
| West Virginia | $1.98 | +0.00 | 2026-01-01 |
| Alabama | $2.00 | +0.02 | 2026-03-01 |
| Minnesota | $2.00 | +0.02 | 2026-01-01 |
| New Hampshire | $2.00 | +0.02 | 2026-01-01 |
| Delaware | $2.04 | +0.06 | 2025-12-01 |
| Maine | $2.04 | +0.06 | 2025-04-01 |
| Wisconsin | $2.04 | +0.06 | 2025-10-01 |
| Michigan | $2.07 | +0.09 | 2026-01-01 |
| Vermont | $2.07 | +0.09 | 2026-04-01 |
| Rhode Island | $2.11 | +0.13 | 2026-08-01 |
| Florida | $2.13 | +0.15 | 2026-01-01 |
| Montana | $2.13 | +0.15 | 2026-07-01 |
| District of Columbia | $2.18 | +0.20 | 2026-01-01 |
| Massachusetts | $2.18 | +0.20 | 2024-07-01 |
| Oklahoma | $2.18 | +0.20 | 2026-01-01 |
| Illinois | $2.22 | +0.24 | 2026-01-01 |
| Connecticut | $2.26 | +0.28 | 2026-01-01 |
| Louisiana | $2.31 | +0.33 | 2026-05-01 |
| Hawaii | $2.37 | +0.39 | 2026-01-01 |
| Pennsylvania | $2.37 | +0.39 | 2026-04-01 |
| New Jersey | $2.41 | +0.43 | 2026-01-01 |
| California | $2.50 | +0.52 | 2025-09-01 |
| Alaska | $2.63 | +0.65 | 2026-01-01 |
| New York | $2.68 | +0.70 | 2025-10-01 |
The rates above are manual rates — step 1 of the eight-step rating-bureau premium algorithm. See what your carrier applies after that, or estimate premium for code 9101 with your own payroll and experience mod.
Related Class Codes
8868
College or University - Professional Employees
Hazard Group: B
8854
Daycare Center
Hazard Group: C
9008
Schools - Vocational
Hazard Group: C
9034
Library - All Employees
Hazard Group: A
Frequently Asked Questions
- What is workers' comp class code 9101?
- Class code 9101 (School - All Employees) is an NCCI workers' compensation classification in the Education industry group. Covers all school employees including teachers, administrators, custodians, and cafeteria workers. Hazard group: B.
- How much is workers' comp insurance for class code 9101?
- The national average rate for class code 9101 is $1.98 per $100 of payroll, across the 47 jurisdictions rated on that basis. Cheapest states: Indiana ($1.44), Texas ($1.46), Virginia ($1.54). Most expensive: New York ($2.68), Alaska ($2.63), California ($2.50). Actual premium depends on your state, payroll, experience modifier, and carrier. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
- What businesses use workers' comp class code 9101?
- Class code 9101 typically applies to Public schools, Private schools, Charter schools, Montessori schools, Preparatory academies.