Workers' Comp Rates for College or University - Professional Employees (Class Code 8868)

Last verified: 2026-07-06 · Reviewed against NCCI and state rating-bureau filings — how we verify

Description

Covers college and university professional employees including professors, researchers, and academic staff.

Common Businesses

UniversitiesCommunity collegesLiberal arts collegesTechnical institutesGraduate schools

Hazard Group

B

National Avg Rate

$0.48

per $100 payroll

Cheapest States

Most Expensive States

Rates by State for Class Code 8868

47 jurisdictions rate this code per $100 of payroll. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.

StateRate per $100vs. National AvgEffective
Indiana$0.35-0.132026-01-01
Texas$0.36-0.122026-07-01
Virginia$0.37-0.112026-04-01
Utah$0.38-0.102026-02-01
Arkansas$0.40-0.082026-07-01
Colorado$0.40-0.082026-01-01
Arizona$0.41-0.072026-01-01
Tennessee$0.41-0.072026-03-01
Nebraska$0.42-0.062026-02-01
North Carolina$0.42-0.062026-04-01
South Dakota$0.42-0.062026-07-01
Idaho$0.43-0.052026-01-01
Kansas$0.43-0.052026-01-01
Mississippi$0.44-0.042026-03-01
New Mexico$0.44-0.042026-01-01
Kentucky$0.45-0.032026-01-01
South Carolina$0.45-0.032025-04-01
Iowa$0.46-0.022026-01-01
Missouri$0.46-0.022026-01-01
Georgia$0.47-0.012026-03-01
Maryland$0.47-0.012026-01-01
Nevada$0.47-0.012026-03-01
Oregon$0.48+0.002026-01-01
West Virginia$0.48+0.002026-01-01
Alabama$0.49+0.012026-03-01
Minnesota$0.49+0.012026-01-01
New Hampshire$0.49+0.012026-01-01
Delaware$0.50+0.022025-12-01
Maine$0.50+0.022025-04-01
Michigan$0.50+0.022026-01-01
Vermont$0.50+0.022026-04-01
Wisconsin$0.50+0.022025-10-01
Rhode Island$0.51+0.032026-08-01
Florida$0.52+0.042026-01-01
Montana$0.52+0.042026-07-01
District of Columbia$0.53+0.052026-01-01
Massachusetts$0.53+0.052024-07-01
Oklahoma$0.53+0.052026-01-01
Illinois$0.54+0.062026-01-01
Connecticut$0.55+0.072026-01-01
Louisiana$0.56+0.082026-05-01
Hawaii$0.58+0.102026-01-01
Pennsylvania$0.58+0.102026-04-01
New Jersey$0.59+0.112026-01-01
California$0.61+0.132025-09-01
Alaska$0.64+0.162026-01-01
New York$0.65+0.172025-10-01

How Class Code 8868 Rates Are Spread Across the States

Across 47 states, the estimated workers' comp rate for NCCI class code 8868 (College or University - Professional Employees) ranges from $0.35 to $0.65 per $100 of payroll, with a national average of $0.48 and a median of $0.48. Each bar counts the states whose estimated rate falls in that range — shaded cheaper (green) to pricier (red). The dashed line marks the national average.

Rate distribution for NCCI class code 8868011$0.35–$0.39 per $100: 4 states (Indiana, Texas, Virginia, Utah)4$0.39–$0.42 per $100: 7 states (Arkansas, Colorado, Arizona, Tennessee, Nebraska, North Carolina, South Dakota)7$0.42–$0.46 per $100: 8 states (Idaho, Kansas, Mississippi, New Mexico, Kentucky, South Carolina, Iowa, Missouri)8$0.46–$0.50 per $100: 8 states (Georgia, Maryland, Nevada, Oregon, West Virginia, Alabama, Minnesota, New Hampshire)8$0.50–$0.54 per $100: 11 states (Delaware, Maine, Michigan, Vermont, Wisconsin, Rhode Island, Florida, Montana, District of Columbia, Massachusetts, Oklahoma)11$0.54–$0.57 per $100: 3 states (Illinois, Connecticut, Louisiana)3$0.57–$0.61 per $100: 4 states (Hawaii, Pennsylvania, New Jersey, California)4$0.61–$0.65 per $100: 2 states (Alaska, New York)2Avg $0.48$0.35$0.65Estimated rate per $100 of payroll →

Distribution across 47 states. Rates are illustrative estimates (NCCI base rate × state rate multiplier) derived from published NCCI loss costs and state rating-bureau filings (retrieved 2026-07-06). They are estimates, not quotes — see our rate disclaimer.

View the rate distribution as a data table
Estimated workers' comp rate distribution for class code 8868 (College or University - Professional Employees) across 47 U.S. states, binned by rate per $100 of payroll. Across 47 states, the estimated workers' comp rate for NCCI class code 8868 (College or University - Professional Employees) ranges from $0.35 to $0.65 per $100 of payroll, with a national average of $0.48 and a median of $0.48.
Rate range / $100StatesWhich states
$0.35$0.394Indiana, Texas, Virginia, Utah
$0.39$0.427Arkansas, Colorado, Arizona, Tennessee, Nebraska, North Carolina, South Dakota
$0.42$0.468Idaho, Kansas, Mississippi, New Mexico, Kentucky, South Carolina, Iowa, Missouri
$0.46$0.508Georgia, Maryland, Nevada, Oregon, West Virginia, Alabama, Minnesota, New Hampshire
$0.50$0.5411Delaware, Maine, Michigan, Vermont, Wisconsin, Rhode Island, Florida, Montana, District of Columbia, Massachusetts, Oklahoma
$0.54$0.573Illinois, Connecticut, Louisiana
$0.57$0.614Hawaii, Pennsylvania, New Jersey, California
$0.61$0.652Alaska, New York
Summary47Min $0.35 · Median $0.48 · Avg $0.48 · Max $0.65

The rates above are manual rates — step 1 of the eight-step rating-bureau premium algorithm. See what your carrier applies after that, or estimate premium for code 8868 with your own payroll and experience mod.

Related Class Codes

9101

School - All Employees

Hazard Group: B

8854

Daycare Center

Hazard Group: C

9008

Schools - Vocational

Hazard Group: C

9034

Library - All Employees

Hazard Group: A

About Class Code 8868: Scope, Inclusions, and Common Misclassifications

Workers' comp class code 8868 is the "School or College - Professional Employees & Clerical" classification that colleges, universities, and academic, trade, or vocational schools use for their teaching, academic-support, and clerical payroll. Bureau scope language assigns 8868 to professors, teachers, administrators, guidance counselors, social workers, therapists, nurses and nurse's aides, athletic coaches and assistant coaches, teacher's aides, and clerical office employees who work for the institution.

As of July 6, 2026, this page's filing-based 8868 table averages about $0.48 per $100 of payroll across 51 jurisdictions and ranges from roughly $0.35 in Indiana to $0.65 in New York before carrier multipliers, experience modification, schedule credits, and minimum premium. It is a low-hazard education classification, which is why employers usually expect a small rate and are surprised when an auditor moves payroll out of 8868. The classification turns on what employees actually do and where they do it, not on the institution's tax status or marketing label. The moment payroll covers building maintenance, grounds, food service, transportation, or operating heavy or hazardous equipment, some of it stops being 8868. The figures here are illustrative benchmarks drawn from published loss-cost filings, not binding quotes.

What's Included Under Class Code 8868

NCCI Scopes language and NYCIRB's classification digest place "professors, administrators, teachers, guidance counselors, social workers, therapists, nurses, athletic coaches and clerical employees" under 8868, along with support staff who perform similar or related duties. Aides and assistants are intentionally swept in even when they are unlicensed or lack the academic credentials of the professionals they support, because their exposure mirrors the professional employee's exposure. Examples include teacher's aides, nurse's aides, and assistant athletic coaches.

Coverage extends by analogy to seminaries, driver-training schools, veterinary schools, military schools, agricultural schools, beauty or barber schools, and correspondence schools. Professional and clerical staff at a hospital or clinic that exists primarily to teach medical students and is operated by a university or school are also included in 8868, rather than being pulled into a hospital classification. Clerical office employees 8810 at a college campus are normally absorbed into 8868 because the scope language already names clerical workers, so a separate 8810 split is generally not appropriate for school clerical staff.

After-school instructors, tutors, child-care employees who work inside a traditional school, and professional staff of religious organizations or secular chapels that perform marriage ceremonies are typical analogy assignments. Where a school operates its own social-services 8864 outreach as a separate organization rather than as integrated student services, the agency side may carry a different classification.

When School Payroll Does Not Belong in 8868

Non-professional school and college payroll is the most common boundary. Custodians, groundskeepers, maintenance personnel, security guards, bus drivers, cafeteria workers, and library support staff are generally rated under school - all employees 9101, not 8868. NCCI and many state bureaus describe 9101 as the "School or College - All Other Employees & Drivers" code; this dataset stores 9101 as the local "School - All Employees" landing for cross-state rate comparison. A college that mixes both classifications should keep payroll records separating teaching, counseling, coaching, and clerical staff from facilities, food-service, and transportation crews. There is no separate national class code for K-12 teaching staff; the same 8868 classification covers professional and clerical employees at K-12, trade, and vocational schools as well as colleges.

Day-care centers operated independently of a school carry their own NCCI codes (commonly 8869 and 9059) and should not be absorbed into 8868. Caution: this site's slug dataset uses 8869 and 9059 for unrelated industries, so do not cross-link to those slugs as day-care codes; an independently run preschool or day-care should ask its carrier for the state's correct day-care classification rather than rely on the local 8869/9059 pages.

Operations that look academic but involve real physical hazards exit 8868. Bureau notes specifically call out flight instructors at aeronautical schools who actually fly, instructors who demonstrate hazardous jobs as part of their teaching, and instructors who operate heavy equipment in actual roadwork. Athletic facilities open to the general public look more like a YMCA / health club 9063 than a faculty exposure, and overnight summer programs operated by a school can be split toward camps - day / overnight 9055 when the residential program is significant. Campus medical clinics that treat the general public, rather than the student body for routine care, may pull payroll toward physician and clerical 8832 instead of 8868.

8868 Rate Spread by State

The current 8868 benchmark is narrow because the exposure is mostly classroom, counseling, administrative, and clerical work rather than manual operations. The cheapest displayed jurisdictions are Indiana ($0.35), Texas and Virginia ($0.37), Utah ($0.38), and Arkansas and Colorado ($0.40) per $100 of payroll. The highest displayed benchmarks are New York ($0.65), Alaska ($0.64), California ($0.61), New Jersey ($0.59), and Hawaii and Pennsylvania ($0.58).

That small dollar spread does not make classification casual. Because 8868 already includes clerical office employees, schools usually cannot split ordinary administrative payroll to 8810 just to chase a lower rate. The bigger audit risk is the opposite direction: facilities, cafeteria, transportation, grounds, and security employees should be kept out of 8868 and assigned to 9101 or the state-specific equivalent when their duties are non-professional.

Audit Records for Schools and Colleges

The audit file that protects an 8868 assignment lines up employees with the bureau's professional/non-professional split. Keep job descriptions, departmental org charts, time records for athletic, residence-life, and event staff, payroll detail for adjunct or part-time teaching, and separate payroll reports for facilities, grounds, food service, transportation, and security. Auditors usually decide 8868 versus 9101 from what employees actually did during the policy year, not from titles or department names.

California is a separate verification. California is independent of NCCI and the WCIRB does not use the 8868 number. WCIRB's private-schools learning article explains how California assigns academic professionals and clerical office employees to California-specific classifications, so a California college should check WCIRB's classification search and learning materials rather than rely on a national 8868 comparison.

For quote shoppers, the rate table on this page is a benchmark, not a binding quote. The filed base-rate estimate still changes after payroll, carrier loss-cost multiplier, experience modification, schedule credits, minimum premium, and any audit split to 9101, 8832, 9063, 9055, or a state-specific classification.

Frequently Asked Questions

What is workers' comp class code 8868?
Workers' comp class code 8868 is the "School or College - Professional Employees & Clerical" classification. It applies to professors, teachers, administrators, guidance counselors, social workers, therapists, nurses, athletic coaches, teacher's aides, and clerical office employees of colleges, universities, and academic, trade, or vocational schools, subject to each state bureau's adopted wording.
How much is workers' comp insurance for class code 8868?
The national average rate for class code 8868 is $0.48 per $100 of payroll, across the 47 jurisdictions rated on that basis. Cheapest states: Indiana ($0.35), Texas ($0.36), Virginia ($0.37). Most expensive: New York ($0.65), Alaska ($0.64), California ($0.61). Actual premium depends on your state, payroll, experience modifier, and carrier. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
What businesses use workers' comp class code 8868?
Class code 8868 typically applies to Universities, Community colleges, Liberal arts colleges, Technical institutes, Graduate schools.
What does the 8868 workers comp code cover?
The 8868 workers comp code covers the professional and clerical side of a school or college: classroom instruction, academic administration, guidance counseling, student health professionals, athletic coaching, and the office and clerical employees who support those operations. It also extends by analogy to seminaries, driver-training, veterinary, military, agricultural, beauty or barber, and correspondence schools.
What is the difference between class code 8868 and 9101?
8868 is for the professional and clerical side of a school or college, while 9101 ("School or College - All Other Employees & Drivers" in NCCI scope language; stored locally as School - All Employees) is for the non-professional side: custodians, groundskeepers, maintenance, security, bus drivers, cafeteria workers, and library support. Mixed schools typically need both codes with payroll separated by role.
Are college coaches and trainers classified under 8868?
Yes for the institution's own athletic coaches and assistant coaches working with school teams. Strength coaches, athletic trainers, and assistant coaches are normally absorbed into 8868 along with the professional side. Coaches at a separate gym or athletic club open to the general public are usually rated under a fitness or health-club classification, not 8868.
What is the workers' comp rate for class code 8868?
In this site's July 6, 2026 filing-based benchmark table, class code 8868 averages about $0.48 per $100 of payroll across 51 jurisdictions. The lowest displayed benchmark is Indiana at about $0.35; the highest is New York at about $0.65. Actual premium also depends on payroll, carrier loss-cost multipliers, experience modification, schedule credits, minimum premium, and whether an audit splits any payroll to 9101 or a state-specific school classification.

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