Workers' Comp Rates for Post Office (Class Code 8816)
Description
Covers postal workers and mail carriers performing mail sorting, delivery, and customer service duties.
Common Businesses
Hazard Group
C
National Avg Rate
$2.95
per $100 payroll
Most Expensive States
- New York$3.99
- Alaska$3.91
- California$3.71
Rates by State for Class Code 8816
47 jurisdictions rate this code per $100 of payroll. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
| State | Rate per $100 | vs. National Avg | Effective |
|---|---|---|---|
| Indiana | $2.15 | -0.80 | 2026-01-01 |
| Texas | $2.17 | -0.78 | 2026-07-01 |
| Virginia | $2.28 | -0.67 | 2026-04-01 |
| Utah | $2.34 | -0.61 | 2026-02-01 |
| Arkansas | $2.42 | -0.53 | 2026-07-01 |
| Colorado | $2.45 | -0.50 | 2026-01-01 |
| Tennessee | $2.50 | -0.45 | 2026-03-01 |
| Arizona | $2.53 | -0.42 | 2026-01-01 |
| South Dakota | $2.56 | -0.39 | 2026-07-01 |
| Nebraska | $2.59 | -0.36 | 2026-02-01 |
| North Carolina | $2.59 | -0.36 | 2026-04-01 |
| Idaho | $2.61 | -0.34 | 2026-01-01 |
| Kansas | $2.64 | -0.31 | 2026-01-01 |
| Mississippi | $2.67 | -0.28 | 2026-03-01 |
| New Mexico | $2.70 | -0.25 | 2026-01-01 |
| South Carolina | $2.72 | -0.23 | 2025-04-01 |
| Kentucky | $2.75 | -0.20 | 2026-01-01 |
| Iowa | $2.81 | -0.14 | 2026-01-01 |
| Missouri | $2.83 | -0.12 | 2026-01-01 |
| Nevada | $2.86 | -0.09 | 2026-03-01 |
| Georgia | $2.89 | -0.06 | 2026-03-01 |
| Maryland | $2.89 | -0.06 | 2026-01-01 |
| Oregon | $2.92 | -0.03 | 2026-01-01 |
| West Virginia | $2.94 | -0.01 | 2026-01-01 |
| Alabama | $2.97 | +0.02 | 2026-03-01 |
| Minnesota | $2.97 | +0.02 | 2026-01-01 |
| New Hampshire | $2.97 | +0.02 | 2026-01-01 |
| Delaware | $3.03 | +0.08 | 2025-12-01 |
| Maine | $3.03 | +0.08 | 2025-04-01 |
| Wisconsin | $3.03 | +0.08 | 2025-10-01 |
| Michigan | $3.08 | +0.13 | 2026-01-01 |
| Vermont | $3.08 | +0.13 | 2026-04-01 |
| Rhode Island | $3.14 | +0.19 | 2026-08-01 |
| Florida | $3.16 | +0.21 | 2026-01-01 |
| Montana | $3.16 | +0.21 | 2026-07-01 |
| District of Columbia | $3.24 | +0.29 | 2026-01-01 |
| Massachusetts | $3.24 | +0.29 | 2024-07-01 |
| Oklahoma | $3.24 | +0.29 | 2026-01-01 |
| Illinois | $3.30 | +0.35 | 2026-01-01 |
| Connecticut | $3.36 | +0.41 | 2026-01-01 |
| Louisiana | $3.44 | +0.49 | 2026-05-01 |
| Hawaii | $3.52 | +0.57 | 2026-01-01 |
| Pennsylvania | $3.52 | +0.57 | 2026-04-01 |
| New Jersey | $3.58 | +0.63 | 2026-01-01 |
| California | $3.71 | +0.76 | 2025-09-01 |
| Alaska | $3.91 | +0.96 | 2026-01-01 |
| New York | $3.99 | +1.04 | 2025-10-01 |
The rates above are manual rates — step 1 of the eight-step rating-bureau premium algorithm. See what your carrier applies after that, or estimate premium for code 8816 with your own payroll and experience mod.
Related Class Codes
9014
Janitorial Services - By Contractor
Hazard Group: C
7720
Police Officers and Drivers
Hazard Group: D
7710
Firefighters and Drivers
Hazard Group: D
9410
Municipal, Township, County or State Employees - NOC
Hazard Group: C
4361
Pest Control Services
Hazard Group: D
Frequently Asked Questions
- What is workers' comp class code 8816?
- Class code 8816 (Post Office) is an NCCI workers' compensation classification in the Services industry group. Covers postal workers and mail carriers performing mail sorting, delivery, and customer service duties. Hazard group: C.
- How much is workers' comp insurance for class code 8816?
- The national average rate for class code 8816 is $2.95 per $100 of payroll, across the 47 jurisdictions rated on that basis. Cheapest states: Indiana ($2.15), Texas ($2.17), Virginia ($2.28). Most expensive: New York ($3.99), Alaska ($3.91), California ($3.71). Actual premium depends on your state, payroll, experience modifier, and carrier. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
- What businesses use workers' comp class code 8816?
- Class code 8816 typically applies to Post offices, Mail processing centers, Package delivery services, Postal contractors.