Workers' Comp Rates for Police Officers and Drivers (Class Code 7720)
Description
Covers police officers, detectives, and patrol drivers performing law enforcement duties.
Common Businesses
Hazard Group
D
National Avg Rate
$6.16
per $100 payroll
Most Expensive States
- New York$8.34
- Alaska$8.16
- California$7.76
Rates by State for Class Code 7720
47 jurisdictions rate this code per $100 of payroll. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
| State | Rate per $100 | vs. National Avg | Effective |
|---|---|---|---|
| Indiana | $4.49 | -1.67 | 2026-01-01 |
| Texas | $4.54 | -1.62 | 2026-07-01 |
| Virginia | $4.77 | -1.39 | 2026-04-01 |
| Utah | $4.89 | -1.27 | 2026-02-01 |
| Arkansas | $5.06 | -1.10 | 2026-07-01 |
| Colorado | $5.12 | -1.04 | 2026-01-01 |
| Tennessee | $5.23 | -0.93 | 2026-03-01 |
| Arizona | $5.29 | -0.87 | 2026-01-01 |
| South Dakota | $5.35 | -0.81 | 2026-07-01 |
| Nebraska | $5.40 | -0.76 | 2026-02-01 |
| North Carolina | $5.40 | -0.76 | 2026-04-01 |
| Idaho | $5.46 | -0.70 | 2026-01-01 |
| Kansas | $5.52 | -0.64 | 2026-01-01 |
| Mississippi | $5.58 | -0.58 | 2026-03-01 |
| New Mexico | $5.64 | -0.52 | 2026-01-01 |
| South Carolina | $5.69 | -0.47 | 2026-04-01 |
| Kentucky | $5.75 | -0.41 | 2026-01-01 |
| Iowa | $5.87 | -0.29 | 2026-01-01 |
| Missouri | $5.92 | -0.24 | 2026-01-01 |
| Nevada | $5.98 | -0.18 | 2026-03-01 |
| Georgia | $6.04 | -0.12 | 2026-03-01 |
| Maryland | $6.04 | -0.12 | 2026-01-01 |
| Oregon | $6.10 | -0.06 | 2026-01-01 |
| West Virginia | $6.15 | -0.01 | 2026-01-01 |
| Alabama | $6.21 | +0.05 | 2026-03-01 |
| Minnesota | $6.21 | +0.05 | 2026-01-01 |
| New Hampshire | $6.21 | +0.05 | 2026-01-01 |
| Delaware | $6.33 | +0.17 | 2025-12-01 |
| Maine | $6.33 | +0.17 | 2025-04-01 |
| Wisconsin | $6.33 | +0.17 | 2025-10-01 |
| Michigan | $6.44 | +0.28 | 2026-01-01 |
| Vermont | $6.44 | +0.28 | 2026-04-01 |
| Rhode Island | $6.56 | +0.40 | 2026-08-01 |
| Florida | $6.61 | +0.45 | 2026-01-01 |
| Montana | $6.61 | +0.45 | 2026-07-01 |
| District of Columbia | $6.78 | +0.62 | 2026-01-01 |
| Massachusetts | $6.78 | +0.62 | 2024-07-01 |
| Oklahoma | $6.78 | +0.62 | 2026-01-01 |
| Illinois | $6.90 | +0.74 | 2026-01-01 |
| Connecticut | $7.02 | +0.86 | 2026-01-01 |
| Louisiana | $7.19 | +1.03 | 2026-05-01 |
| Hawaii | $7.36 | +1.20 | 2026-01-01 |
| Pennsylvania | $7.36 | +1.20 | 2026-04-01 |
| New Jersey | $7.48 | +1.32 | 2026-01-01 |
| California | $7.76 | +1.60 | 2025-09-01 |
| Alaska | $8.16 | +2.00 | 2026-01-01 |
| New York | $8.34 | +2.18 | 2025-10-01 |
The rates above are manual rates — step 1 of the eight-step rating-bureau premium algorithm. See what your carrier applies after that, or estimate premium for code 7720 with your own payroll and experience mod.
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Frequently Asked Questions
- What is workers' comp class code 7720?
- Class code 7720 (Police Officers and Drivers) is an NCCI workers' compensation classification in the Services industry group. Covers police officers, detectives, and patrol drivers performing law enforcement duties. Hazard group: D.
- How much is workers' comp insurance for class code 7720?
- The national average rate for class code 7720 is $6.16 per $100 of payroll, across the 47 jurisdictions rated on that basis. Cheapest states: Indiana ($4.49), Texas ($4.54), Virginia ($4.77). Most expensive: New York ($8.34), Alaska ($8.16), California ($7.76). Actual premium depends on your state, payroll, experience modifier, and carrier. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
- What businesses use workers' comp class code 7720?
- Class code 7720 typically applies to Police departments, Sheriff offices, Campus police, Transit police, Port authority police.
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