Workers' Comp Rates for Funeral Directors - All Employees (Class Code 9620)
Description
Covers funeral home employees including directors, embalmers, and support staff.
Common Businesses
Hazard Group
C
National Avg Rate
$1.88
per $100 payroll
Most Expensive States
- New York$2.54
- Alaska$2.49
- California$2.36
Rates by State for Class Code 9620
47 jurisdictions rate this code per $100 of payroll. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
| State | Rate per $100 | vs. National Avg | Effective |
|---|---|---|---|
| Indiana | $1.37 | -0.51 | 2026-01-01 |
| Texas | $1.38 | -0.50 | 2026-07-01 |
| Virginia | $1.45 | -0.43 | 2026-04-01 |
| Utah | $1.49 | -0.39 | 2026-02-01 |
| Arkansas | $1.54 | -0.34 | 2026-07-01 |
| Colorado | $1.56 | -0.32 | 2026-01-01 |
| Tennessee | $1.59 | -0.29 | 2026-03-01 |
| Arizona | $1.61 | -0.27 | 2026-01-01 |
| South Dakota | $1.63 | -0.25 | 2026-07-01 |
| Nebraska | $1.65 | -0.23 | 2026-02-01 |
| North Carolina | $1.65 | -0.23 | 2026-04-01 |
| Idaho | $1.66 | -0.22 | 2026-01-01 |
| Kansas | $1.68 | -0.20 | 2026-01-01 |
| Mississippi | $1.70 | -0.18 | 2026-03-01 |
| New Mexico | $1.72 | -0.16 | 2026-01-01 |
| South Carolina | $1.73 | -0.15 | 2025-04-01 |
| Kentucky | $1.75 | -0.13 | 2026-01-01 |
| Iowa | $1.79 | -0.09 | 2026-01-01 |
| Missouri | $1.80 | -0.08 | 2026-01-01 |
| Nevada | $1.82 | -0.06 | 2026-03-01 |
| Georgia | $1.84 | -0.04 | 2026-03-01 |
| Maryland | $1.84 | -0.04 | 2026-01-01 |
| Oregon | $1.86 | -0.02 | 2026-01-01 |
| West Virginia | $1.87 | -0.01 | 2026-01-01 |
| Alabama | $1.89 | +0.01 | 2026-03-01 |
| Minnesota | $1.89 | +0.01 | 2026-01-01 |
| New Hampshire | $1.89 | +0.01 | 2026-01-01 |
| Delaware | $1.93 | +0.05 | 2025-12-01 |
| Maine | $1.93 | +0.05 | 2025-04-01 |
| Wisconsin | $1.93 | +0.05 | 2025-10-01 |
| Michigan | $1.96 | +0.08 | 2026-01-01 |
| Vermont | $1.96 | +0.08 | 2026-04-01 |
| Rhode Island | $2.00 | +0.12 | 2026-08-01 |
| Florida | $2.01 | +0.13 | 2026-01-01 |
| Montana | $2.01 | +0.13 | 2026-07-01 |
| District of Columbia | $2.07 | +0.19 | 2026-01-01 |
| Massachusetts | $2.07 | +0.19 | 2024-07-01 |
| Oklahoma | $2.07 | +0.19 | 2026-01-01 |
| Illinois | $2.10 | +0.22 | 2026-01-01 |
| Connecticut | $2.13 | +0.25 | 2026-01-01 |
| Louisiana | $2.19 | +0.31 | 2026-05-01 |
| Hawaii | $2.24 | +0.36 | 2026-01-01 |
| Pennsylvania | $2.24 | +0.36 | 2026-04-01 |
| New Jersey | $2.28 | +0.40 | 2026-01-01 |
| California | $2.36 | +0.48 | 2025-09-01 |
| Alaska | $2.49 | +0.61 | 2026-01-01 |
| New York | $2.54 | +0.66 | 2025-10-01 |
The rates above are manual rates — step 1 of the eight-step rating-bureau premium algorithm. See what your carrier applies after that, or estimate premium for code 9620 with your own payroll and experience mod.
Related Class Codes
9014
Janitorial Services - By Contractor
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7720
Police Officers and Drivers
Hazard Group: D
7710
Firefighters and Drivers
Hazard Group: D
9410
Municipal, Township, County or State Employees - NOC
Hazard Group: C
4361
Pest Control Services
Hazard Group: D
Frequently Asked Questions
- What is workers' comp class code 9620?
- Class code 9620 (Funeral Directors - All Employees) is an NCCI workers' compensation classification in the Services industry group. Covers funeral home employees including directors, embalmers, and support staff. Hazard group: C.
- How much is workers' comp insurance for class code 9620?
- The national average rate for class code 9620 is $1.88 per $100 of payroll, across the 47 jurisdictions rated on that basis. Cheapest states: Indiana ($1.37), Texas ($1.38), Virginia ($1.45). Most expensive: New York ($2.54), Alaska ($2.49), California ($2.36). Actual premium depends on your state, payroll, experience modifier, and carrier. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
- What businesses use workers' comp class code 9620?
- Class code 9620 typically applies to Funeral homes, Mortuaries, Cremation services, Memorial chapels, Cemetery operators.
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