Workers' Comp Rates for Car Wash (Class Code 9602)
Description
Covers workers operating car wash facilities including automated and hand wash services, detailing, and waxing.
Common Businesses
Hazard Group
C
National Avg Rate
$2.68
per $100 payroll
Most Expensive States
- New York$3.63
- Alaska$3.55
- California$3.38
Rates by State for Class Code 9602
47 jurisdictions rate this code per $100 of payroll. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
| State | Rate per $100 | vs. National Avg | Effective |
|---|---|---|---|
| Indiana | $1.95 | -0.73 | 2026-01-01 |
| Texas | $1.97 | -0.71 | 2026-07-01 |
| Virginia | $2.07 | -0.61 | 2026-04-01 |
| Utah | $2.13 | -0.55 | 2026-02-01 |
| Arkansas | $2.20 | -0.48 | 2026-07-01 |
| Colorado | $2.23 | -0.45 | 2026-01-01 |
| Tennessee | $2.28 | -0.40 | 2026-03-01 |
| Arizona | $2.30 | -0.38 | 2026-01-01 |
| South Dakota | $2.33 | -0.35 | 2026-07-01 |
| Nebraska | $2.35 | -0.33 | 2026-02-01 |
| North Carolina | $2.35 | -0.33 | 2026-04-01 |
| Idaho | $2.38 | -0.30 | 2026-01-01 |
| Kansas | $2.40 | -0.28 | 2026-01-01 |
| Mississippi | $2.42 | -0.26 | 2026-03-01 |
| New Mexico | $2.45 | -0.23 | 2026-01-01 |
| South Carolina | $2.48 | -0.20 | 2026-04-01 |
| Kentucky | $2.50 | -0.18 | 2026-01-01 |
| Iowa | $2.55 | -0.13 | 2026-01-01 |
| Missouri | $2.58 | -0.10 | 2026-01-01 |
| Nevada | $2.60 | -0.08 | 2026-03-01 |
| Georgia | $2.63 | -0.05 | 2026-03-01 |
| Maryland | $2.63 | -0.05 | 2026-01-01 |
| Oregon | $2.65 | -0.03 | 2026-01-01 |
| West Virginia | $2.68 | +0.00 | 2026-01-01 |
| Alabama | $2.70 | +0.02 | 2026-03-01 |
| Minnesota | $2.70 | +0.02 | 2026-01-01 |
| New Hampshire | $2.70 | +0.02 | 2026-01-01 |
| Delaware | $2.75 | +0.07 | 2025-12-01 |
| Maine | $2.75 | +0.07 | 2025-04-01 |
| Wisconsin | $2.75 | +0.07 | 2025-10-01 |
| Michigan | $2.80 | +0.12 | 2026-01-01 |
| Vermont | $2.80 | +0.12 | 2026-04-01 |
| Rhode Island | $2.85 | +0.17 | 2026-08-01 |
| Florida | $2.88 | +0.20 | 2026-01-01 |
| Montana | $2.88 | +0.20 | 2026-07-01 |
| District of Columbia | $2.95 | +0.27 | 2026-01-01 |
| Massachusetts | $2.95 | +0.27 | 2024-07-01 |
| Oklahoma | $2.95 | +0.27 | 2026-01-01 |
| Illinois | $3.00 | +0.32 | 2026-01-01 |
| Connecticut | $3.05 | +0.37 | 2026-01-01 |
| Louisiana | $3.13 | +0.45 | 2026-05-01 |
| Hawaii | $3.20 | +0.52 | 2026-01-01 |
| Pennsylvania | $3.20 | +0.52 | 2026-04-01 |
| New Jersey | $3.25 | +0.57 | 2026-01-01 |
| California | $3.38 | +0.70 | 2025-09-01 |
| Alaska | $3.55 | +0.87 | 2026-01-01 |
| New York | $3.63 | +0.95 | 2025-10-01 |
The rates above are manual rates — step 1 of the eight-step rating-bureau premium algorithm. See what your carrier applies after that, or estimate premium for code 9602 with your own payroll and experience mod.
Related Class Codes
8380
Automobile Service or Repair Center & Drivers
Hazard Group: D
8748
Automobile Dealer - All Employees
Hazard Group: D
8393
Automobile Body Repair & Drivers
Hazard Group: C
3821
Automobile Recycling & Drivers
Hazard Group: D
8046
Auto Accessories Store
Hazard Group: B
Frequently Asked Questions
- What is workers' comp class code 9602?
- Class code 9602 (Car Wash) is an NCCI workers' compensation classification in the Automotive industry group. Covers workers operating car wash facilities including automated and hand wash services, detailing, and waxing. Hazard group: C.
- How much is workers' comp insurance for class code 9602?
- The national average rate for class code 9602 is $2.68 per $100 of payroll, across the 47 jurisdictions rated on that basis. Cheapest states: Indiana ($1.95), Texas ($1.97), Virginia ($2.07). Most expensive: New York ($3.63), Alaska ($3.55), California ($3.38). Actual premium depends on your state, payroll, experience modifier, and carrier. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
- What businesses use workers' comp class code 9602?
- Class code 9602 typically applies to Car wash facilities, Auto detailing shops, Express car washes, Full-service car washes.