Workers' Comp Rates for Automobile Service or Repair Center & Drivers (Class Code 8380)
Last verified: 2026-06-19 · Reviewed against NCCI and state rating-bureau filings — how we verify
Description
Covers auto service and repair center employees, including mechanics, service technicians, service writers, counter staff, and drivers connected with the shop operation.
Common Businesses
Hazard Group
D
National Avg Rate
$4.82
per $100 payroll
Most Expensive States
- New York$6.53
- Alaska$6.39
- California$6.08
Rates by State for Class Code 8380
47 jurisdictions rate this code per $100 of payroll. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
| State | Rate per $100 | vs. National Avg | Effective |
|---|---|---|---|
| Indiana | $3.51 | -1.31 | 2026-01-01 |
| Texas | $3.55 | -1.27 | 2026-07-01 |
| Virginia | $3.74 | -1.08 | 2026-04-01 |
| Utah | $3.83 | -0.99 | 2026-02-01 |
| Arkansas | $3.96 | -0.86 | 2026-07-01 |
| Colorado | $4.01 | -0.81 | 2026-01-01 |
| Tennessee | $4.10 | -0.72 | 2026-03-01 |
| Arizona | $4.14 | -0.68 | 2026-01-01 |
| South Dakota | $4.19 | -0.63 | 2026-07-01 |
| Nebraska | $4.23 | -0.59 | 2026-02-01 |
| North Carolina | $4.23 | -0.59 | 2026-04-01 |
| Idaho | $4.27 | -0.55 | 2026-01-01 |
| Kansas | $4.32 | -0.50 | 2026-01-01 |
| Mississippi | $4.37 | -0.45 | 2026-03-01 |
| New Mexico | $4.41 | -0.41 | 2026-01-01 |
| South Carolina | $4.46 | -0.36 | 2026-04-01 |
| Kentucky | $4.50 | -0.32 | 2026-01-01 |
| Iowa | $4.59 | -0.23 | 2026-01-01 |
| Missouri | $4.64 | -0.18 | 2026-01-01 |
| Nevada | $4.68 | -0.14 | 2026-03-01 |
| Georgia | $4.73 | -0.09 | 2026-03-01 |
| Maryland | $4.73 | -0.09 | 2026-01-01 |
| Oregon | $4.77 | -0.05 | 2026-01-01 |
| West Virginia | $4.82 | +0.00 | 2026-01-01 |
| Alabama | $4.86 | +0.04 | 2026-03-01 |
| Minnesota | $4.86 | +0.04 | 2026-01-01 |
| New Hampshire | $4.86 | +0.04 | 2026-01-01 |
| Delaware | $4.95 | +0.13 | 2025-12-01 |
| Maine | $4.95 | +0.13 | 2025-04-01 |
| Wisconsin | $4.95 | +0.13 | 2025-10-01 |
| Michigan | $5.04 | +0.22 | 2026-01-01 |
| Vermont | $5.04 | +0.22 | 2026-04-01 |
| Rhode Island | $5.13 | +0.31 | 2026-08-01 |
| Florida | $5.18 | +0.36 | 2026-01-01 |
| Montana | $5.18 | +0.36 | 2026-07-01 |
| District of Columbia | $5.31 | +0.49 | 2026-01-01 |
| Massachusetts | $5.31 | +0.49 | 2024-07-01 |
| Oklahoma | $5.31 | +0.49 | 2026-01-01 |
| Illinois | $5.40 | +0.58 | 2026-01-01 |
| Connecticut | $5.49 | +0.67 | 2026-01-01 |
| Louisiana | $5.63 | +0.81 | 2026-05-01 |
| Hawaii | $5.76 | +0.94 | 2026-01-01 |
| Pennsylvania | $5.76 | +0.94 | 2026-04-01 |
| New Jersey | $5.85 | +1.03 | 2026-01-01 |
| California | $6.08 | +1.26 | 2025-09-01 |
| Alaska | $6.39 | +1.57 | 2026-01-01 |
| New York | $6.53 | +1.71 | 2025-10-01 |
How Class Code 8380 Rates Are Spread Across the States
Across 47 states, the estimated workers' comp rate for NCCI class code 8380 (Automobile Service or Repair Center & Drivers) ranges from $3.51 to $6.53 per $100 of payroll, with a national average of $4.82 and a median of $4.82. Each bar counts the states whose estimated rate falls in that range — shaded cheaper (green) to pricier (red). The dashed line marks the national average.
Distribution across 47 states. Rates are a modeled benchmark (NCCI base-rate catalogue × state rate multiplier, catalogue retrieved 2026-06-19) and are not reconciled to filed state loss costs — see the calibration measurement and our rate disclaimer.
View the rate distribution as a data table
| Rate range / $100 | States | Which states |
|---|---|---|
| $3.51–$3.89 | 4 | Indiana, Texas, Virginia, Utah |
| $3.89–$4.26 | 7 | Arkansas, Colorado, Tennessee, Arizona, South Dakota, Nebraska, North Carolina |
| $4.26–$4.64 | 8 | Idaho, Kansas, Mississippi, New Mexico, South Carolina, Kentucky, Iowa, Missouri |
| $4.64–$5.02 | 11 | Nevada, Georgia, Maryland, Oregon, West Virginia, Alabama, Minnesota, New Hampshire, Delaware, Maine, Wisconsin |
| $5.02–$5.40 | 8 | Michigan, Vermont, Rhode Island, Florida, Montana, District of Columbia, Massachusetts, Oklahoma |
| $5.40–$5.78 | 5 | Illinois, Connecticut, Louisiana, Hawaii, Pennsylvania |
| $5.78–$6.15 | 2 | New Jersey, California |
| $6.15–$6.53 | 2 | Alaska, New York |
| Summary | 47 | Min $3.51 · Median $4.82 · Avg $4.82 · Max $6.53 |
The rates above are manual rates — step 1 of the eight-step rating-bureau premium algorithm. See what your carrier applies after that, or estimate premium for code 8380 with your own payroll and experience mod.
Related Class Codes
8748
Automobile Dealer - All Employees
Hazard Group: D
8393
Automobile Body Repair & Drivers
Hazard Group: C
3821
Automobile Recycling & Drivers
Hazard Group: D
8046
Auto Accessories Store
Hazard Group: B
9602
Car Wash
Hazard Group: C
About Class Code 8380: Scope, Inclusions, and Common Misclassifications
NCCI Class Code 8380 — "Automobile Service or Repair Center & Drivers" — is the auto-repair shop classification for employers whose main operation is servicing or repairing customers' vehicles. It can include mechanics, service technicians, tire installers, lubrication and oil-change employees, service writers, counter or customer-service staff tied to the shop, and drivers connected with the service center operation.
The audit question is not just "does the business touch cars?" It is whether the employer is a general service or repair center, a gasoline station with repair, a tire dealer, a dealership, a body shop, a towing business, a transmission specialist, or a state-specific bureau variant. Those distinctions matter because several automotive operations look similar to a customer but land in different workers' compensation classes.
What's Included Under Class Code 8380
The NCCI-derived North Carolina Basic Manual lists 8380 as Automobile Service or Repair Center & Drivers with Hazard Group D. In practical underwriting terms, that means the repair-center exposure is the governing operation: vehicle inspection, maintenance, oil and fluid service, brake or muffler work, tire mounting when tied to the service operation, engine diagnostics, and similar mechanical work performed for customers.
Service writers and counter employees should not automatically be split into 8810 clerical. When their work supports the repair shop and they interact with the service operation, the shop classification normally absorbs that payroll. A separate clerical split is most defensible only when the employee performs exclusively office work in a physically separated office and the state bureau's standard-exception rule allows it.
The code also includes drivers connected with the shop operation. That can cover employees moving customer vehicles, picking up parts, or making shop-related trips. It does not turn a for-hire trucking or towing company into 8380; if hauling, towing, roadside assistance, or delivery is the employer's principal business, verify the specific transportation classification instead of relying on the auto-service code.
Boundaries: Tires, Gasoline, Body Work, Towing, and Dealers
Automotive payroll gets misclassified when every vehicle-related job is treated as one code. A general repair shop, a collision/body shop, a tire dealer, a transmission rebuild shop, a gasoline station, and an auto dealership have different risk patterns. Keep gross receipts and payroll by department when a business mixes services, because the audit may need to separate a repair bay from retail tire sales, body repair, or sales-only staff. The welding and cutting a shop's own technicians perform on vehicles — frame, exhaust, or collision work — is part of the auto-service exposure and is not split to welding or cutting NOC 3365; 3365 is the residual code for a business whose service is contract welding for others, not in-shop automotive welding.
California is the clearest example of why state mapping matters. WCIRB does not use NCCI 8380 for the same general repair-shop scope; its Automotive Industry Group uses Classification 8389 for automobile or truck repair facilities with no retail gasoline sales, Classification 8387(1) for automobile or truck gasoline service stations, and separate rules when tire sales exceed 10% of gross receipts or transmission repair is the primary operation. A California quote should be checked against WCIRB rather than copied from an NCCI state.
New York is another exception. NYCIRB maps automobile sales or service agency operations to Code 8391, including mechanical service and repair, service writers, full-service gasoline operations, car wash facilities, and certain parts departments. If you operate in New York, treat the NCCI 8380 page as a national comparison point, not as the final New York classification rule.
Common 8380 Audit Disputes
The first dispute is "service writer as clerical." A service writer who walks the bay, talks with mechanics, checks vehicles in, and writes repair orders is usually part of the repair-center operation, even if much of the job is paperwork. The clean split to 8810 usually requires exclusively clerical duties plus physical separation from the shop hazard.
The second dispute is "repair shop vs dealer." A shop that only repairs customer vehicles is different from a dealership that sells or leases vehicles and operates service, parts, lot, and sales departments. Dealer salespeople, lot attendants, service advisors, parts counters, and repair employees can be handled differently by state bureau manuals, so payroll records by department matter.
The third dispute is "incidental towing." Moving customer vehicles or picking up parts for the shop can fit inside the 8380 repair-center exposure. A business that principally tows vehicles for others, provides roadside assistance, or hauls vehicles to locations other than its own repair facility should be reviewed under towing or trucking classifications such as 7219 or the state-specific towing code.
8380 Workers' Comp Rate Range by State (2026)
As of 2026, the modeled workers' comp cost for class code 8380 (Automobile Service or Repair Center & Drivers) runs from roughly $3.70–$3.85 per $100 of payroll in lower-cost NCCI states such as Virginia and Utah to about $6.40 per $100 of payroll in Alaska, against a national reference base rate near $4.50 per $100 of payroll. 8380 sits in NCCI Hazard Group D, so it carries a meaningfully higher base cost than a clerical or sales code because mechanics work around lifts, tools, chemicals, and customer traffic. The per-state table on this page derives each figure from that national base rate adjusted by the state's relative cost level, so the numbers are filing-based estimates for comparison — not a bound quote, which still depends on payroll, the carrier's loss-cost multiplier, the employer's experience modification factor, and minimum-premium rules.
Several states do not classify auto-repair payroll under NCCI 8380 at all, so their figures here are modeled comparison points rather than the bureau's filed loss cost for that exact code. California's WCIRB uses 8389 for many repair facilities and 8387 for gasoline service stations; New York's NYCIRB maps the exposure to 8391; New Jersey uses 8397/8398; and Delaware and Pennsylvania place much of this exposure under 0815. Use Pennsylvania workers' compensation rates for that independent-bureau comparison. Ohio workers' compensation rates are a separate monopolistic-fund comparison, so check the BWC state-page rates before treating 8380 as a private-carrier NCCI quote. In those states, confirm the auto-repair rate against the state bureau's own classification before relying on an 8380 number.
Sources
- NCRB Circular C-16-2 — North Carolina Basic Manual class 8380 phraseology and hazard group (retrieved 2026-05-16)
- WCIRB California — Automobile or Truck Repair Facilities classification search (retrieved 2026-05-16)
- NYCIRB Classification Digest — Class 8391 Dashboard (retrieved 2026-05-16)
- InsuranceXdate — Class Code 8380 cross-reference (state phraseology variants and independent-state code mappings) (retrieved 2026-06-19)
Frequently Asked Questions
- What is workers' comp class code 8380?
- Workers' comp class code 8380 is the NCCI classification for Automobile Service or Repair Center & Drivers. It generally applies to auto repair shops and service centers whose employees perform vehicle maintenance, diagnostics, repair, tire installation tied to the shop, oil changes, customer service writing, counter work connected with the repair operation, and shop-related driving.
- How much is workers' comp insurance for class code 8380?
- The national average rate for class code 8380 is $4.82 per $100 of payroll, across the 47 jurisdictions rated on that basis. Cheapest states: Indiana ($3.51), Texas ($3.55), Virginia ($3.74). Most expensive: New York ($6.53), Alaska ($6.39), California ($6.08). Actual premium depends on your state, payroll, experience modifier, and carrier. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
- What businesses use workers' comp class code 8380?
- Class code 8380 typically applies to Auto repair shops, Brake and muffler shops, Oil change centers, Tire installation shops, Service stations with repair.
- What does NCCI class code 8380 cover?
- NCCI class code 8380 covers the general auto service or repair center exposure: mechanics, service technicians, service writers, shop counter staff, tire or lube technicians when part of the repair center, and drivers connected with the shop. It should not be used blindly for auto dealers, body shops, transmission specialists, tire dealers, towing firms, or gasoline stations without checking the state bureau's automotive classification rules.
- Can an auto repair shop split office staff to class code 8810?
- Sometimes, but not automatically. A service writer or counter employee who supports repair operations is usually absorbed into the auto service or repair center classification. A separate 8810 clerical split is more defensible when the employee performs exclusively clerical duties in a physically separated office and the state's standard-exception rules permit that split.
- Is class code 8380 used in California or New York?
- Do not assume so. California's WCIRB uses its own automotive classifications, including 8389 for many automobile or truck repair facilities and 8387(1) for gasoline service stations. New York's NYCIRB maps automobile sales or service agency operations to Code 8391. The 8380 page is useful for NCCI-state comparison, but California and New York quotes should be checked against their independent bureau manuals.
- What is the workers' comp rate for class code 8380?
- As of 2026, the modeled workers' comp rate for class code 8380 ranges from about $3.70–$3.85 per $100 of payroll in lower-cost NCCI states like Virginia and Utah to roughly $6.40 in Alaska, with a national reference base rate near $4.50. The table on this page shows the per-state estimate for Automobile Service or Repair Center & Drivers, but actual premium also depends on payroll, the carrier's loss-cost multiplier, the employer's experience modification factor, minimum-premium rules, and whether any automotive departments must be separately classified. Treat the numbers here as filing-based estimates, not quotes — and in California (8389/8387), New York (8391), New Jersey (8397/8398), and Delaware or Pennsylvania (0815), check the independent bureau code rather than 8380.
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