Workers' Comp Rates for Building Inspection (Class Code 9650)
Description
Covers building inspectors examining structures for code compliance, safety, and structural integrity.
Common Businesses
Hazard Group
C
National Avg Rate
$2.41
per $100 payroll
Most Expensive States
- New York$3.26
- Alaska$3.20
- California$3.04
Rates by State for Class Code 9650
47 jurisdictions rate this code per $100 of payroll. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
| State | Rate per $100 | vs. National Avg | Effective |
|---|---|---|---|
| Indiana | $1.76 | -0.65 | 2026-01-01 |
| Texas | $1.78 | -0.63 | 2026-07-01 |
| Virginia | $1.87 | -0.54 | 2026-04-01 |
| Utah | $1.91 | -0.50 | 2026-02-01 |
| Arkansas | $1.98 | -0.43 | 2026-07-01 |
| Colorado | $2.00 | -0.41 | 2026-01-01 |
| Tennessee | $2.05 | -0.36 | 2026-03-01 |
| Arizona | $2.07 | -0.34 | 2026-01-01 |
| South Dakota | $2.09 | -0.32 | 2026-07-01 |
| Nebraska | $2.11 | -0.30 | 2026-02-01 |
| North Carolina | $2.11 | -0.30 | 2026-04-01 |
| Idaho | $2.14 | -0.27 | 2026-01-01 |
| Kansas | $2.16 | -0.25 | 2026-01-01 |
| Mississippi | $2.18 | -0.23 | 2026-03-01 |
| New Mexico | $2.21 | -0.20 | 2026-01-01 |
| South Carolina | $2.23 | -0.18 | 2025-04-01 |
| Kentucky | $2.25 | -0.16 | 2026-01-01 |
| Iowa | $2.30 | -0.11 | 2026-01-01 |
| Missouri | $2.32 | -0.09 | 2026-01-01 |
| Nevada | $2.34 | -0.07 | 2026-03-01 |
| Georgia | $2.36 | -0.05 | 2026-03-01 |
| Maryland | $2.36 | -0.05 | 2026-01-01 |
| Oregon | $2.39 | -0.02 | 2026-01-01 |
| West Virginia | $2.41 | +0.00 | 2026-01-01 |
| Alabama | $2.43 | +0.02 | 2026-03-01 |
| Minnesota | $2.43 | +0.02 | 2026-01-01 |
| New Hampshire | $2.43 | +0.02 | 2026-01-01 |
| Delaware | $2.48 | +0.07 | 2025-12-01 |
| Maine | $2.48 | +0.07 | 2025-04-01 |
| Wisconsin | $2.48 | +0.07 | 2025-10-01 |
| Michigan | $2.52 | +0.11 | 2026-01-01 |
| Vermont | $2.52 | +0.11 | 2026-04-01 |
| Rhode Island | $2.57 | +0.16 | 2026-08-01 |
| Florida | $2.59 | +0.18 | 2026-01-01 |
| Montana | $2.59 | +0.18 | 2026-07-01 |
| District of Columbia | $2.66 | +0.25 | 2026-01-01 |
| Massachusetts | $2.66 | +0.25 | 2024-07-01 |
| Oklahoma | $2.66 | +0.25 | 2026-01-01 |
| Illinois | $2.70 | +0.29 | 2026-01-01 |
| Connecticut | $2.75 | +0.34 | 2026-01-01 |
| Louisiana | $2.81 | +0.40 | 2026-05-01 |
| Hawaii | $2.88 | +0.47 | 2026-01-01 |
| Pennsylvania | $2.88 | +0.47 | 2026-04-01 |
| New Jersey | $2.93 | +0.52 | 2026-01-01 |
| California | $3.04 | +0.63 | 2025-09-01 |
| Alaska | $3.20 | +0.79 | 2026-01-01 |
| New York | $3.26 | +0.85 | 2025-10-01 |
The rates above are manual rates — step 1 of the eight-step rating-bureau premium algorithm. See what your carrier applies after that, or estimate premium for code 9650 with your own payroll and experience mod.
Related Class Codes
9014
Janitorial Services - By Contractor
Hazard Group: C
7720
Police Officers and Drivers
Hazard Group: D
7710
Firefighters and Drivers
Hazard Group: D
9410
Municipal, Township, County or State Employees - NOC
Hazard Group: C
4361
Pest Control Services
Hazard Group: D
Frequently Asked Questions
- What is workers' comp class code 9650?
- Class code 9650 (Building Inspection) is an NCCI workers' compensation classification in the Services industry group. Covers building inspectors examining structures for code compliance, safety, and structural integrity. Hazard group: C.
- How much is workers' comp insurance for class code 9650?
- The national average rate for class code 9650 is $2.41 per $100 of payroll, across the 47 jurisdictions rated on that basis. Cheapest states: Indiana ($1.76), Texas ($1.78), Virginia ($1.87). Most expensive: New York ($3.26), Alaska ($3.20), California ($3.04). Actual premium depends on your state, payroll, experience modifier, and carrier. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
- What businesses use workers' comp class code 9650?
- Class code 9650 typically applies to Building inspection firms, Code compliance agencies, Home inspection companies, Commercial inspection services.