Workers' Comp Rates for Automobile Recycling & Drivers (Class Code 3821)
Description
Covers employees dismantling, salvaging, or junking automobiles, motorcycles, and trucks for reusable parts or scrap.
Common Businesses
Hazard Group
D
National Avg Rate
$7.28
per $100 payroll
Most Expensive States
- New York$9.86
- Alaska$9.66
- California$9.18
Rates by State for Class Code 3821
47 jurisdictions rate this code per $100 of payroll. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
| State | Rate per $100 | vs. National Avg | Effective |
|---|---|---|---|
| Indiana | $5.30 | -1.98 | 2026-01-01 |
| Texas | $5.37 | -1.91 | 2026-07-01 |
| Virginia | $5.64 | -1.64 | 2026-04-01 |
| Utah | $5.78 | -1.50 | 2026-02-01 |
| Arkansas | $5.98 | -1.30 | 2026-07-01 |
| Colorado | $6.05 | -1.23 | 2026-01-01 |
| Tennessee | $6.19 | -1.09 | 2026-03-01 |
| Arizona | $6.26 | -1.02 | 2026-01-01 |
| South Dakota | $6.32 | -0.96 | 2026-07-01 |
| Nebraska | $6.39 | -0.89 | 2026-02-01 |
| North Carolina | $6.39 | -0.89 | 2026-04-01 |
| Idaho | $6.46 | -0.82 | 2026-01-01 |
| Kansas | $6.53 | -0.75 | 2026-01-01 |
| Mississippi | $6.60 | -0.68 | 2026-03-01 |
| New Mexico | $6.66 | -0.62 | 2026-01-01 |
| South Carolina | $6.73 | -0.55 | 2026-04-01 |
| Kentucky | $6.80 | -0.48 | 2026-01-01 |
| Iowa | $6.94 | -0.34 | 2026-01-01 |
| Missouri | $7.00 | -0.28 | 2026-01-01 |
| Nevada | $7.07 | -0.21 | 2026-03-01 |
| Georgia | $7.14 | -0.14 | 2026-03-01 |
| Maryland | $7.14 | -0.14 | 2026-01-01 |
| Oregon | $7.21 | -0.07 | 2026-01-01 |
| West Virginia | $7.28 | +0.00 | 2026-01-01 |
| Alabama | $7.34 | +0.06 | 2026-03-01 |
| Minnesota | $7.34 | +0.06 | 2026-01-01 |
| New Hampshire | $7.34 | +0.06 | 2026-01-01 |
| Delaware | $7.48 | +0.20 | 2025-12-01 |
| Maine | $7.48 | +0.20 | 2025-04-01 |
| Wisconsin | $7.48 | +0.20 | 2025-10-01 |
| Michigan | $7.62 | +0.34 | 2026-01-01 |
| Vermont | $7.62 | +0.34 | 2026-04-01 |
| Rhode Island | $7.75 | +0.47 | 2026-08-01 |
| Florida | $7.82 | +0.54 | 2026-01-01 |
| Montana | $7.82 | +0.54 | 2026-07-01 |
| District of Columbia | $8.02 | +0.74 | 2026-01-01 |
| Massachusetts | $8.02 | +0.74 | 2024-07-01 |
| Oklahoma | $8.02 | +0.74 | 2026-01-01 |
| Illinois | $8.16 | +0.88 | 2026-01-01 |
| Connecticut | $8.30 | +1.02 | 2026-01-01 |
| Louisiana | $8.50 | +1.22 | 2026-05-01 |
| Hawaii | $8.70 | +1.42 | 2026-01-01 |
| Pennsylvania | $8.70 | +1.42 | 2026-04-01 |
| New Jersey | $8.84 | +1.56 | 2026-01-01 |
| California | $9.18 | +1.90 | 2025-09-01 |
| Alaska | $9.66 | +2.38 | 2026-01-01 |
| New York | $9.86 | +2.58 | 2025-10-01 |
The rates above are manual rates — step 1 of the eight-step rating-bureau premium algorithm. See what your carrier applies after that, or estimate premium for code 3821 with your own payroll and experience mod.
Related Class Codes
8380
Automobile Service or Repair Center & Drivers
Hazard Group: D
8748
Automobile Dealer - All Employees
Hazard Group: D
8393
Automobile Body Repair & Drivers
Hazard Group: C
8046
Auto Accessories Store
Hazard Group: B
9602
Car Wash
Hazard Group: C
Frequently Asked Questions
- What is workers' comp class code 3821?
- Class code 3821 (Automobile Recycling & Drivers) is an NCCI workers' compensation classification in the Automotive industry group. Covers employees dismantling, salvaging, or junking automobiles, motorcycles, and trucks for reusable parts or scrap. Hazard group: D.
- How much is workers' comp insurance for class code 3821?
- The national average rate for class code 3821 is $7.28 per $100 of payroll, across the 47 jurisdictions rated on that basis. Cheapest states: Indiana ($5.30), Texas ($5.37), Virginia ($5.64). Most expensive: New York ($9.86), Alaska ($9.66), California ($9.18). Actual premium depends on your state, payroll, experience modifier, and carrier. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
- What businesses use workers' comp class code 3821?
- Class code 3821 typically applies to Auto salvage yards, Junk yards, Vehicle recycling centers, Used parts dealers, Scrap metal auto yards.
Get a Workers' Comp Quote
Compare rates for Automobile Recycling & Drivers from top-rated carriers.
Get Quote