Workers' Comp Rates by State (2026)

Compare workers' comp rates across all states. Click on a state to see detailed rates by class code, requirements, and tips to lower your premium.

Alabama

ncci
Mandatory · NCCI

$5.77

avg / $100

Alaska

ncci
Mandatory · NCCI

$7.59

avg / $100

Arizona

ncci
Mandatory · NCCI

$4.92

avg / $100

Arkansas

ncci
Mandatory · NCCI

$4.70

avg / $100

California

independent
Mandatory · WCIRB

$7.22

avg / $100

Colorado

ncci
Mandatory · NCCI

$4.76

avg / $100

Connecticut

ncci
Mandatory · NCCI

$6.52

avg / $100

Delaware

ncci
Mandatory · NCCI

$5.88

avg / $100

District of Columbia

ncci
Mandatory · NCCI

$6.31

avg / $100

Florida

ncci
Mandatory · NCCI

$6.15

avg / $100

Georgia

ncci
Mandatory · NCCI

$5.61

avg / $100

Hawaii

ncci
Mandatory · NCCI

$6.84

avg / $100

Idaho

ncci
Mandatory · NCCI

$5.08

avg / $100

Illinois

ncci
Mandatory · NCCI

$6.42

avg / $100

Indiana

ncci
Mandatory · NCCI

$4.17

avg / $100

Iowa

ncci
Mandatory · NCCI

$5.45

avg / $100

Kansas

ncci
Mandatory · NCCI

$5.13

avg / $100

Kentucky

ncci
Mandatory · NCCI

$5.35

avg / $100

Louisiana

ncci
Mandatory · NCCI

$6.68

avg / $100

Maine

ncci
Mandatory · NCCI

$5.88

avg / $100

Maryland

ncci
Mandatory · NCCI

$5.61

avg / $100

Massachusetts

independent
Mandatory · WCRIBMA

$6.31

avg / $100

Michigan

ncci
Mandatory · NCCI

$5.99

avg / $100

Minnesota

independent
Mandatory · MWCIA

$5.77

avg / $100

Mississippi

ncci
Mandatory · NCCI

$5.19

avg / $100

Missouri

ncci
Mandatory · NCCI

$5.51

avg / $100

Montana

ncci
Mandatory · NCCI

$6.15

avg / $100

Nebraska

ncci
Mandatory · NCCI

$5.03

avg / $100

Nevada

ncci
Mandatory · NCCI

$5.56

avg / $100

New Hampshire

ncci
Mandatory · NCCI

$5.77

avg / $100

New Jersey

ncci
Mandatory · NCCI

$6.95

avg / $100

New Mexico

ncci
Mandatory · NCCI

$5.24

avg / $100

New York

independent
Mandatory · NYCIRB

$7.75

avg / $100

North Carolina

ncci
Mandatory · NCCI

$5.03

avg / $100

North Dakota

monopoly
Mandatory · WSI

$4.81

avg / $100

Ohio

monopoly
Mandatory · BWC

$5.45

avg / $100

Oklahoma

ncci
Mandatory · NCCI

$6.31

avg / $100

Oregon

ncci
Mandatory · NCCI

$5.67

avg / $100

Pennsylvania

independent
Mandatory · PCRB

$6.84

avg / $100

Rhode Island

ncci
Mandatory · NCCI

$6.09

avg / $100

South Carolina

ncci
Mandatory · NCCI

$5.29

avg / $100

South Dakota

ncci
Mandatory · NCCI

$4.97

avg / $100

Tennessee

ncci
Mandatory · NCCI

$4.87

avg / $100

Texas

ncci
Optional · NCCI

$4.38

avg / $100

Utah

ncci
Mandatory · NCCI

$4.55

avg / $100

Vermont

ncci
Mandatory · NCCI

$5.99

avg / $100

Virginia

ncci
Mandatory · NCCI

$4.44

avg / $100

Washington

monopoly
Mandatory · L&I

$6.42

avg / $100

West Virginia

ncci
Mandatory · NCCI

$5.72

avg / $100

Wisconsin

independent
Mandatory · WCRB

$5.88

avg / $100

Wyoming

monopoly
Mandatory · DWS

$5.08

avg / $100