Workers' Comp Rates for Trucking - Mail, Parcel, or Package Delivery (Class Code 7231)
Description
Covers drivers delivering mail, parcels, and packages on established or variable routes.
Common Businesses
Hazard Group
D
National Avg Rate
$9.75
per $100 payroll
Most Expensive States
- New York$13.19
- Alaska$12.92
- California$12.29
Rates by State for Class Code 7231
47 jurisdictions rate this code per $100 of payroll. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
| State | Rate per $100 | vs. National Avg | Effective |
|---|---|---|---|
| Indiana | $7.10 | -2.65 | 2026-01-01 |
| Texas | $7.18 | -2.57 | 2026-07-01 |
| Virginia | $7.55 | -2.20 | 2026-04-01 |
| Utah | $7.74 | -2.01 | 2026-02-01 |
| Arkansas | $8.01 | -1.74 | 2026-07-01 |
| Colorado | $8.10 | -1.65 | 2026-01-01 |
| Tennessee | $8.28 | -1.47 | 2026-03-01 |
| Arizona | $8.37 | -1.38 | 2026-01-01 |
| South Dakota | $8.46 | -1.29 | 2026-07-01 |
| Nebraska | $8.55 | -1.20 | 2026-02-01 |
| North Carolina | $8.55 | -1.20 | 2026-04-01 |
| Idaho | $8.65 | -1.10 | 2026-01-01 |
| Kansas | $8.74 | -1.01 | 2026-01-01 |
| Mississippi | $8.83 | -0.92 | 2026-03-01 |
| New Mexico | $8.92 | -0.83 | 2026-01-01 |
| South Carolina | $9.01 | -0.74 | 2025-04-01 |
| Kentucky | $9.10 | -0.65 | 2026-01-01 |
| Iowa | $9.28 | -0.47 | 2026-01-01 |
| Missouri | $9.37 | -0.38 | 2026-01-01 |
| Nevada | $9.46 | -0.29 | 2026-03-01 |
| Georgia | $9.56 | -0.19 | 2026-03-01 |
| Maryland | $9.56 | -0.19 | 2026-01-01 |
| Oregon | $9.65 | -0.10 | 2026-01-01 |
| West Virginia | $9.74 | -0.01 | 2026-01-01 |
| Alabama | $9.83 | +0.08 | 2026-03-01 |
| Minnesota | $9.83 | +0.08 | 2026-01-01 |
| New Hampshire | $9.83 | +0.08 | 2026-01-01 |
| Delaware | $10.01 | +0.26 | 2025-12-01 |
| Maine | $10.01 | +0.26 | 2025-04-01 |
| Wisconsin | $10.01 | +0.26 | 2025-10-01 |
| Michigan | $10.19 | +0.44 | 2026-01-01 |
| Vermont | $10.19 | +0.44 | 2026-04-01 |
| Rhode Island | $10.37 | +0.62 | 2026-08-01 |
| Florida | $10.46 | +0.71 | 2026-01-01 |
| Montana | $10.46 | +0.71 | 2026-07-01 |
| District of Columbia | $10.74 | +0.99 | 2026-01-01 |
| Massachusetts | $10.74 | +0.99 | 2024-07-01 |
| Oklahoma | $10.74 | +0.99 | 2026-01-01 |
| Illinois | $10.92 | +1.17 | 2026-01-01 |
| Connecticut | $11.10 | +1.35 | 2026-01-01 |
| Louisiana | $11.38 | +1.63 | 2026-05-01 |
| Hawaii | $11.65 | +1.90 | 2026-01-01 |
| Pennsylvania | $11.65 | +1.90 | 2026-04-01 |
| New Jersey | $11.83 | +2.08 | 2026-01-01 |
| California | $12.29 | +2.54 | 2025-09-01 |
| Alaska | $12.92 | +3.17 | 2026-01-01 |
| New York | $13.19 | +3.44 | 2025-10-01 |
The rates above are manual rates — step 1 of the eight-step rating-bureau premium algorithm. See what your carrier applies after that, or estimate premium for code 7231 with your own payroll and experience mod.
Related Class Codes
7380
Commercial Drivers
Hazard Group: D
8385
Bus Co - Garage Employees
Hazard Group: E
7219
Trucking - Long Haul
Hazard Group: E
7382
Bus Company - All Employees
Hazard Group: D
7403
Aircraft Operation - NOC
Hazard Group: E
Frequently Asked Questions
- What is workers' comp class code 7231?
- Class code 7231 (Trucking - Mail, Parcel, or Package Delivery) is an NCCI workers' compensation classification in the Transportation & Trucking industry group. Covers drivers delivering mail, parcels, and packages on established or variable routes. Hazard group: D.
- How much is workers' comp insurance for class code 7231?
- The national average rate for class code 7231 is $9.75 per $100 of payroll, across the 47 jurisdictions rated on that basis. Cheapest states: Indiana ($7.10), Texas ($7.18), Virginia ($7.55). Most expensive: New York ($13.19), Alaska ($12.92), California ($12.29). Actual premium depends on your state, payroll, experience modifier, and carrier. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
- What businesses use workers' comp class code 7231?
- Class code 7231 typically applies to Parcel delivery companies, Courier services, Package delivery firms, Last-mile delivery services, Express delivery companies.
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