Workers' Comp Rates for Sporting Goods Store (Class Code 8078)
Description
Covers employees of sporting goods stores selling athletic equipment, apparel, and outdoor recreation gear.
Common Businesses
Hazard Group
B
National Avg Rate
$1.34
per $100 payroll
Most Expensive States
- New York$1.81
- Alaska$1.78
- California$1.69
Rates by State for Class Code 8078
47 jurisdictions rate this code per $100 of payroll. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
| State | Rate per $100 | vs. National Avg | Effective |
|---|---|---|---|
| Indiana | $0.98 | -0.36 | 2026-01-01 |
| Texas | $0.99 | -0.35 | 2026-07-01 |
| Virginia | $1.04 | -0.30 | 2026-04-01 |
| Utah | $1.06 | -0.28 | 2026-02-01 |
| Arkansas | $1.10 | -0.24 | 2026-07-01 |
| Colorado | $1.11 | -0.23 | 2026-01-01 |
| Tennessee | $1.14 | -0.20 | 2026-03-01 |
| Arizona | $1.15 | -0.19 | 2026-01-01 |
| South Dakota | $1.16 | -0.18 | 2026-07-01 |
| Nebraska | $1.17 | -0.17 | 2026-02-01 |
| North Carolina | $1.17 | -0.17 | 2026-04-01 |
| Idaho | $1.19 | -0.15 | 2026-01-01 |
| Kansas | $1.20 | -0.14 | 2026-01-01 |
| Mississippi | $1.21 | -0.13 | 2026-03-01 |
| New Mexico | $1.23 | -0.11 | 2026-01-01 |
| South Carolina | $1.24 | -0.10 | 2026-04-01 |
| Kentucky | $1.25 | -0.09 | 2026-01-01 |
| Iowa | $1.27 | -0.07 | 2026-01-01 |
| Missouri | $1.29 | -0.05 | 2026-01-01 |
| Nevada | $1.30 | -0.04 | 2026-03-01 |
| Georgia | $1.31 | -0.03 | 2026-03-01 |
| Maryland | $1.31 | -0.03 | 2026-01-01 |
| Oregon | $1.33 | -0.01 | 2026-01-01 |
| West Virginia | $1.34 | +0.00 | 2026-01-01 |
| Alabama | $1.35 | +0.01 | 2026-03-01 |
| Minnesota | $1.35 | +0.01 | 2026-01-01 |
| New Hampshire | $1.35 | +0.01 | 2026-01-01 |
| Delaware | $1.38 | +0.04 | 2025-12-01 |
| Maine | $1.38 | +0.04 | 2025-04-01 |
| Wisconsin | $1.38 | +0.04 | 2025-10-01 |
| Michigan | $1.40 | +0.06 | 2026-01-01 |
| Vermont | $1.40 | +0.06 | 2026-04-01 |
| Rhode Island | $1.42 | +0.08 | 2026-08-01 |
| Florida | $1.44 | +0.10 | 2026-01-01 |
| Montana | $1.44 | +0.10 | 2026-07-01 |
| District of Columbia | $1.48 | +0.14 | 2026-01-01 |
| Massachusetts | $1.48 | +0.14 | 2024-07-01 |
| Oklahoma | $1.48 | +0.14 | 2026-01-01 |
| Illinois | $1.50 | +0.16 | 2026-01-01 |
| Connecticut | $1.53 | +0.19 | 2026-01-01 |
| Louisiana | $1.56 | +0.22 | 2026-05-01 |
| Hawaii | $1.60 | +0.26 | 2026-01-01 |
| Pennsylvania | $1.60 | +0.26 | 2026-04-01 |
| New Jersey | $1.63 | +0.29 | 2026-01-01 |
| California | $1.69 | +0.35 | 2025-09-01 |
| Alaska | $1.78 | +0.44 | 2026-01-01 |
| New York | $1.81 | +0.47 | 2025-10-01 |
The rates above are manual rates — step 1 of the eight-step rating-bureau premium algorithm. See what your carrier applies after that, or estimate premium for code 8078 with your own payroll and experience mod.
Related Class Codes
8017
Retail Store NOC
Hazard Group: C
8006
Grocery Store - Retail
Hazard Group: C
8018
Wholesale Store NOC
Hazard Group: C
8033
Meat, Fish or Poultry Dealer - Retail
Hazard Group: C
8044
Furniture Store - Wholesale or Retail & Drivers
Hazard Group: C
Frequently Asked Questions
- What is workers' comp class code 8078?
- Class code 8078 (Sporting Goods Store) is an NCCI workers' compensation classification in the Retail industry group. Covers employees of sporting goods stores selling athletic equipment, apparel, and outdoor recreation gear. Hazard group: B.
- How much is workers' comp insurance for class code 8078?
- The national average rate for class code 8078 is $1.34 per $100 of payroll, across the 47 jurisdictions rated on that basis. Cheapest states: Indiana ($0.98), Texas ($0.99), Virginia ($1.04). Most expensive: New York ($1.81), Alaska ($1.78), California ($1.69). Actual premium depends on your state, payroll, experience modifier, and carrier. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
- What businesses use workers' comp class code 8078?
- Class code 8078 typically applies to Sporting goods stores, Athletic equipment shops, Outdoor recreation retailers, Fitness equipment stores.