Workers' Comp Rates for Restaurant - Fast Food (Class Code 9079)
Description
Covers fast food restaurant employees including counter workers, cooks, and drive-through staff.
Common Businesses
Hazard Group
C
National Avg Rate
$3.48
per $100 payroll
Most Expensive States
- New York$4.71
- Alaska$4.62
- California$4.39
Rates by State for Class Code 9079
47 jurisdictions rate this code per $100 of payroll. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
| State | Rate per $100 | vs. National Avg | Effective |
|---|---|---|---|
| Indiana | $2.54 | -0.94 | 2026-01-01 |
| Texas | $2.56 | -0.92 | 2026-07-01 |
| Virginia | $2.70 | -0.78 | 2026-04-01 |
| Utah | $2.76 | -0.72 | 2026-02-01 |
| Arkansas | $2.86 | -0.62 | 2026-07-01 |
| Colorado | $2.89 | -0.59 | 2026-01-01 |
| Tennessee | $2.96 | -0.52 | 2026-03-01 |
| Arizona | $2.99 | -0.49 | 2026-01-01 |
| South Dakota | $3.02 | -0.46 | 2026-07-01 |
| Nebraska | $3.06 | -0.42 | 2026-02-01 |
| North Carolina | $3.06 | -0.42 | 2026-04-01 |
| Idaho | $3.09 | -0.39 | 2026-01-01 |
| Kansas | $3.12 | -0.36 | 2026-01-01 |
| Mississippi | $3.15 | -0.33 | 2026-03-01 |
| New Mexico | $3.19 | -0.29 | 2026-01-01 |
| South Carolina | $3.22 | -0.26 | 2026-04-01 |
| Kentucky | $3.25 | -0.23 | 2026-01-01 |
| Iowa | $3.32 | -0.16 | 2026-01-01 |
| Missouri | $3.35 | -0.13 | 2026-01-01 |
| Nevada | $3.38 | -0.10 | 2026-03-01 |
| Georgia | $3.41 | -0.07 | 2026-03-01 |
| Maryland | $3.41 | -0.07 | 2026-01-01 |
| Oregon | $3.45 | -0.03 | 2026-01-01 |
| West Virginia | $3.48 | +0.00 | 2026-01-01 |
| Alabama | $3.51 | +0.03 | 2026-03-01 |
| Minnesota | $3.51 | +0.03 | 2026-01-01 |
| New Hampshire | $3.51 | +0.03 | 2026-01-01 |
| Delaware | $3.58 | +0.10 | 2025-12-01 |
| Maine | $3.58 | +0.10 | 2025-04-01 |
| Wisconsin | $3.58 | +0.10 | 2025-10-01 |
| Michigan | $3.64 | +0.16 | 2026-01-01 |
| Vermont | $3.64 | +0.16 | 2026-04-01 |
| Rhode Island | $3.70 | +0.22 | 2026-08-01 |
| Florida | $3.74 | +0.26 | 2026-01-01 |
| Montana | $3.74 | +0.26 | 2026-07-01 |
| District of Columbia | $3.84 | +0.36 | 2026-01-01 |
| Massachusetts | $3.84 | +0.36 | 2024-07-01 |
| Oklahoma | $3.84 | +0.36 | 2026-01-01 |
| Illinois | $3.90 | +0.42 | 2026-01-01 |
| Connecticut | $3.97 | +0.49 | 2026-01-01 |
| Louisiana | $4.06 | +0.58 | 2026-05-01 |
| Hawaii | $4.16 | +0.68 | 2026-01-01 |
| Pennsylvania | $4.16 | +0.68 | 2026-04-01 |
| New Jersey | $4.23 | +0.75 | 2026-01-01 |
| California | $4.39 | +0.91 | 2025-09-01 |
| Alaska | $4.62 | +1.14 | 2026-01-01 |
| New York | $4.71 | +1.23 | 2025-10-01 |
The rates above are manual rates — step 1 of the eight-step rating-bureau premium algorithm. See what your carrier applies after that, or estimate premium for code 9079 with your own payroll and experience mod.
Related Class Codes
9082
Restaurant NOC
Hazard Group: D
9083
Restaurant - Fast Food - Including Delivery
Hazard Group: D
9519
Catering NOC
Hazard Group: C
Frequently Asked Questions
- What is workers' comp class code 9079?
- Class code 9079 (Restaurant - Fast Food) is an NCCI workers' compensation classification in the Restaurants & Food Service industry group. Covers fast food restaurant employees including counter workers, cooks, and drive-through staff. Hazard group: C.
- How much is workers' comp insurance for class code 9079?
- The national average rate for class code 9079 is $3.48 per $100 of payroll, across the 47 jurisdictions rated on that basis. Cheapest states: Indiana ($2.54), Texas ($2.56), Virginia ($2.70). Most expensive: New York ($4.71), Alaska ($4.62), California ($4.39). Actual premium depends on your state, payroll, experience modifier, and carrier. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
- What businesses use workers' comp class code 9079?
- Class code 9079 typically applies to Fast food restaurants, Quick-service restaurants, Pizza delivery shops, Sub shops, Taco stands.