Workers' Comp Rates for Office Machine Installation, Inspection, Adjustment, or Repair (Class Code 5191)

Related Class Codes

Frequently Asked Questions

What is workers' comp class code 5191?

Class code 5191 (Office Machine Installation, Inspection, Adjustment, or Repair) is an NCCI workers' compensation classification in the Services industry group. Covers technicians who install, inspect, adjust, or repair office machines and computer equipment — calculators, computers and peripherals (modems, printers, scanners), copy and fax machines, and point-of-sale terminals — primarily at customers' premises. Hazard group: E.

How much is workers' comp insurance for class code 5191?

The national average rate for class code 5191 is $4.55 per $100 of payroll, across the 47 jurisdictions rated on that basis. Cheapest states: Indiana ($3.32), Texas ($3.35), Virginia ($3.53). Most expensive: New York ($6.16), Alaska ($6.04), California ($5.74). Actual premium depends on your state, payroll, experience modifier, and carrier. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.

What businesses use workers' comp class code 5191?

Class code 5191 typically applies to Computer repair & maintenance services, Office machine service companies, Copier and printer maintenance firms, POS and ATM service technicians, Computer peripheral repair shops.

Is class code 5191 the same as electrical wiring code 5190?

No. NCCI 5191 is "Office Machine Installation, Inspection, Adjustment, or Repair" — light field service for computers, printers, copiers, and point-of-sale hardware. Electrical wiring of buildings (branch circuits, panels, power and lighting wiring) is a separate classification, 5190 Electrical Wiring — Within Buildings. 5191 only includes the short low-voltage lead from the equipment to its power source; wiring the building itself is 5190. A page or quote that labels 5191 as commercial electrical wiring has conflated the two codes.

Does code 5191 cover computer and IT equipment repair?

Yes. 5191 contemplates installing, inspecting, adjusting, and repairing computers and computer-related equipment — including modems, printers, scanners, and other peripherals — along with copiers, fax machines, calculators, postage and microfilm machines. The work covers disassembling the equipment, replacing parts, reassembling, and cleaning, on the customer's premises and in the shop. Writing or maintaining the software itself, however, is computer programming and rates to code 8859, not 5191.

Does 5191 include point-of-sale (POS) and ATM service?

Yes. The classification applies to the installation, service, or repair of point-of-sale and transactional machines, including automated teller machines (ATMs), credit-card readers, payment terminals, electronic cash registers, and similar electronic transaction devices, in addition to traditional office machines. The same field-service rules apply: the work is performed at customer sites and in the shop, and it includes the low-voltage connection up to the live circuit.

What is the workers' comp rate for class code 5191?

There is no single national 5191 rate — workers' comp rates are filed per state, and 5191 base-rate estimates vary by state rating bureau, then change again after the carrier's loss-cost multiplier, the employer's experience modification factor, schedule credits, and minimum premium. The state-by-state table on this page shows illustrative filed base-rate estimates for 5191 so an office-machine or IT-hardware service company can compare the spread, but the figure is a benchmark, not a binding quote. 5191 is a service-and-repair classification in hazard group E, lighter than electrical-construction trades but carrying travel and equipment-handling exposure.

How is 5191 different from clerical code 8810?

5191 covers the field technicians who physically install, service, and repair office machines and computer hardware at customer sites. Code 8810 Clerical Office Employees covers the office staff who handle scheduling, dispatch, billing, and administrative duties from a desk. Whether a 5191 employer's clerical staff can be separately rated to 8810 — rather than absorbed into the field payroll — depends on the standard-exception rules of the governing state bureau, so confirm the state's treatment before splitting payroll at audit.