Workers' Comp Rates for Nursing - Home/Visiting (Class Code 9046)
Description
Covers nurses and aides providing in-home and visiting nursing care services to patients.
Common Businesses
Hazard Group
D
National Avg Rate
$6.16
per $100 payroll
Most Expensive States
- New York$8.34
- Alaska$8.16
- California$7.76
Rates by State for Class Code 9046
47 jurisdictions rate this code per $100 of payroll. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
| State | Rate per $100 | vs. National Avg | Effective |
|---|---|---|---|
| Indiana | $4.49 | -1.67 | 2026-01-01 |
| Texas | $4.54 | -1.62 | 2026-07-01 |
| Virginia | $4.77 | -1.39 | 2026-04-01 |
| Utah | $4.89 | -1.27 | 2026-02-01 |
| Arkansas | $5.06 | -1.10 | 2026-07-01 |
| Colorado | $5.12 | -1.04 | 2026-01-01 |
| Tennessee | $5.23 | -0.93 | 2026-03-01 |
| Arizona | $5.29 | -0.87 | 2026-01-01 |
| South Dakota | $5.35 | -0.81 | 2026-07-01 |
| Nebraska | $5.40 | -0.76 | 2026-02-01 |
| North Carolina | $5.40 | -0.76 | 2026-04-01 |
| Idaho | $5.46 | -0.70 | 2026-01-01 |
| Kansas | $5.52 | -0.64 | 2026-01-01 |
| Mississippi | $5.58 | -0.58 | 2026-03-01 |
| New Mexico | $5.64 | -0.52 | 2026-01-01 |
| South Carolina | $5.69 | -0.47 | 2026-04-01 |
| Kentucky | $5.75 | -0.41 | 2026-01-01 |
| Iowa | $5.87 | -0.29 | 2026-01-01 |
| Missouri | $5.92 | -0.24 | 2026-01-01 |
| Nevada | $5.98 | -0.18 | 2026-03-01 |
| Georgia | $6.04 | -0.12 | 2026-03-01 |
| Maryland | $6.04 | -0.12 | 2026-01-01 |
| Oregon | $6.10 | -0.06 | 2026-01-01 |
| West Virginia | $6.15 | -0.01 | 2026-01-01 |
| Alabama | $6.21 | +0.05 | 2026-03-01 |
| Minnesota | $6.21 | +0.05 | 2026-01-01 |
| New Hampshire | $6.21 | +0.05 | 2026-01-01 |
| Delaware | $6.33 | +0.17 | 2025-12-01 |
| Maine | $6.33 | +0.17 | 2025-04-01 |
| Wisconsin | $6.33 | +0.17 | 2025-10-01 |
| Michigan | $6.44 | +0.28 | 2026-01-01 |
| Vermont | $6.44 | +0.28 | 2026-04-01 |
| Rhode Island | $6.56 | +0.40 | 2026-08-01 |
| Florida | $6.61 | +0.45 | 2026-01-01 |
| Montana | $6.61 | +0.45 | 2026-07-01 |
| District of Columbia | $6.78 | +0.62 | 2026-01-01 |
| Massachusetts | $6.78 | +0.62 | 2024-07-01 |
| Oklahoma | $6.78 | +0.62 | 2026-01-01 |
| Illinois | $6.90 | +0.74 | 2026-01-01 |
| Connecticut | $7.02 | +0.86 | 2026-01-01 |
| Louisiana | $7.19 | +1.03 | 2026-05-01 |
| Hawaii | $7.36 | +1.20 | 2026-01-01 |
| Pennsylvania | $7.36 | +1.20 | 2026-04-01 |
| New Jersey | $7.48 | +1.32 | 2026-01-01 |
| California | $7.76 | +1.60 | 2025-09-01 |
| Alaska | $8.16 | +2.00 | 2026-01-01 |
| New York | $8.34 | +2.18 | 2025-10-01 |
The rates above are manual rates — step 1 of the eight-step rating-bureau premium algorithm. See what your carrier applies after that, or estimate premium for code 9046 with your own payroll and experience mod.
Related Class Codes
8832
Physician & Clerical
Hazard Group: B
8835
Home Health Care Services
Hazard Group: C
8824
Dental Office - All Employees
Hazard Group: B
8833
Hospital - Professional Employees
Hazard Group: C
8829
Nursing Home - All Employees
Hazard Group: C
Frequently Asked Questions
- What is workers' comp class code 9046?
- Class code 9046 (Nursing - Home/Visiting) is an NCCI workers' compensation classification in the Healthcare industry group. Covers nurses and aides providing in-home and visiting nursing care services to patients. Hazard group: D.
- How much is workers' comp insurance for class code 9046?
- The national average rate for class code 9046 is $6.16 per $100 of payroll, across the 47 jurisdictions rated on that basis. Cheapest states: Indiana ($4.49), Texas ($4.54), Virginia ($4.77). Most expensive: New York ($8.34), Alaska ($8.16), California ($7.76). Actual premium depends on your state, payroll, experience modifier, and carrier. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
- What businesses use workers' comp class code 9046?
- Class code 9046 typically applies to Home health agencies, Visiting nurse services, Home care providers, Private duty nursing firms.
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