Workers' Comp Rates for Nursery Employees (Class Code 0042)
Description
Covers nursery and greenhouse workers growing, propagating, and maintaining plants and trees.
Common Businesses
Hazard Group
E
National Avg Rate
$6.70
per $100 payroll
Most Expensive States
- New York$9.06
- Alaska$8.88
- California$8.44
Rates by State for Class Code 0042
47 jurisdictions rate this code per $100 of payroll. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
| State | Rate per $100 | vs. National Avg | Effective |
|---|---|---|---|
| Indiana | $4.88 | -1.82 | 2026-01-01 |
| Texas | $4.93 | -1.77 | 2026-07-01 |
| Virginia | $5.19 | -1.51 | 2026-04-01 |
| Utah | $5.31 | -1.39 | 2026-02-01 |
| Arkansas | $5.50 | -1.20 | 2026-07-01 |
| Colorado | $5.56 | -1.14 | 2026-01-01 |
| Tennessee | $5.69 | -1.01 | 2026-03-01 |
| Arizona | $5.75 | -0.95 | 2026-01-01 |
| South Dakota | $5.81 | -0.89 | 2026-07-01 |
| Nebraska | $5.88 | -0.82 | 2026-02-01 |
| North Carolina | $5.88 | -0.82 | 2026-04-01 |
| Idaho | $5.94 | -0.76 | 2026-01-01 |
| Kansas | $6.00 | -0.70 | 2026-01-01 |
| Mississippi | $6.06 | -0.64 | 2026-03-01 |
| New Mexico | $6.13 | -0.57 | 2026-01-01 |
| South Carolina | $6.19 | -0.51 | 2025-04-01 |
| Kentucky | $6.25 | -0.45 | 2026-01-01 |
| Iowa | $6.38 | -0.32 | 2026-01-01 |
| Missouri | $6.44 | -0.26 | 2026-01-01 |
| Nevada | $6.50 | -0.20 | 2026-03-01 |
| Georgia | $6.56 | -0.14 | 2026-03-01 |
| Maryland | $6.56 | -0.14 | 2026-01-01 |
| Oregon | $6.63 | -0.07 | 2026-01-01 |
| West Virginia | $6.69 | -0.01 | 2026-01-01 |
| Alabama | $6.75 | +0.05 | 2026-03-01 |
| Minnesota | $6.75 | +0.05 | 2026-01-01 |
| New Hampshire | $6.75 | +0.05 | 2026-01-01 |
| Delaware | $6.88 | +0.18 | 2025-12-01 |
| Maine | $6.88 | +0.18 | 2025-04-01 |
| Wisconsin | $6.88 | +0.18 | 2025-10-01 |
| Michigan | $7.00 | +0.30 | 2026-01-01 |
| Vermont | $7.00 | +0.30 | 2026-04-01 |
| Rhode Island | $7.12 | +0.42 | 2026-08-01 |
| Florida | $7.19 | +0.49 | 2026-01-01 |
| Montana | $7.19 | +0.49 | 2026-07-01 |
| District of Columbia | $7.38 | +0.68 | 2026-01-01 |
| Massachusetts | $7.38 | +0.68 | 2024-07-01 |
| Oklahoma | $7.38 | +0.68 | 2026-01-01 |
| Illinois | $7.50 | +0.80 | 2026-01-01 |
| Connecticut | $7.63 | +0.93 | 2026-01-01 |
| Louisiana | $7.81 | +1.11 | 2026-05-01 |
| Hawaii | $8.00 | +1.30 | 2026-01-01 |
| Pennsylvania | $8.00 | +1.30 | 2026-04-01 |
| New Jersey | $8.13 | +1.43 | 2026-01-01 |
| California | $8.44 | +1.74 | 2025-09-01 |
| Alaska | $8.88 | +2.18 | 2026-01-01 |
| New York | $9.06 | +2.36 | 2025-10-01 |
The rates above are manual rates — step 1 of the eight-step rating-bureau premium algorithm. See what your carrier applies after that, or estimate premium for code 0042 with your own payroll and experience mod.
Related Class Codes
0005
Farm - Field Crops
Hazard Group: E
0035
Farm - Dairy
Hazard Group: E
0050
Farm - Orchard or Grove
Hazard Group: E
0016
Farm - Livestock
Hazard Group: F
8304
Grain Elevator
Hazard Group: E
Frequently Asked Questions
- What is workers' comp class code 0042?
- Class code 0042 (Nursery Employees) is an NCCI workers' compensation classification in the Agriculture industry group. Covers nursery and greenhouse workers growing, propagating, and maintaining plants and trees. Hazard group: E.
- How much is workers' comp insurance for class code 0042?
- The national average rate for class code 0042 is $6.70 per $100 of payroll, across the 47 jurisdictions rated on that basis. Cheapest states: Indiana ($4.88), Texas ($4.93), Virginia ($5.19). Most expensive: New York ($9.06), Alaska ($8.88), California ($8.44). Actual premium depends on your state, payroll, experience modifier, and carrier. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
- What businesses use workers' comp class code 0042?
- Class code 0042 typically applies to Plant nurseries, Greenhouses, Garden centers, Tree farms, Wholesale nurseries.