Workers' Comp Rates for Masonry - Fireproof (Class Code 5027)
Description
Covers workers installing fireproof masonry materials including fire-rated brick, block, and mortar systems.
Common Businesses
Fireproofing contractorsCommercial masonry firmsIndustrial construction companiesFire-rated wall installers
Hazard Group
F
National Avg Rate
$11.78
per $100 payroll
Most Expensive States
- New York$15.95
- Alaska$15.62
- California$14.85
Rates by State for Class Code 5027
47 jurisdictions rate this code per $100 of payroll. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
| State | Rate per $100 | vs. National Avg | Effective |
|---|---|---|---|
| Indiana | $8.58 | -3.20 | 2026-01-01 |
| Texas | $8.68 | -3.10 | 2026-07-01 |
| Virginia | $9.13 | -2.65 | 2026-04-01 |
| Utah | $9.35 | -2.43 | 2026-02-01 |
| Arkansas | $9.68 | -2.10 | 2026-07-01 |
| Colorado | $9.79 | -1.99 | 2026-01-01 |
| Tennessee | $10.01 | -1.77 | 2026-03-01 |
| Arizona | $10.12 | -1.66 | 2026-01-01 |
| South Dakota | $10.23 | -1.55 | 2026-07-01 |
| Nebraska | $10.34 | -1.44 | 2026-02-01 |
| North Carolina | $10.34 | -1.44 | 2026-04-01 |
| Idaho | $10.45 | -1.33 | 2026-01-01 |
| Kansas | $10.56 | -1.22 | 2026-01-01 |
| Mississippi | $10.67 | -1.11 | 2026-03-01 |
| New Mexico | $10.78 | -1.00 | 2026-01-01 |
| South Carolina | $10.89 | -0.89 | 2025-04-01 |
| Kentucky | $11.00 | -0.78 | 2026-01-01 |
| Iowa | $11.22 | -0.56 | 2026-01-01 |
| Missouri | $11.33 | -0.45 | 2026-01-01 |
| Nevada | $11.44 | -0.34 | 2026-03-01 |
| Georgia | $11.55 | -0.23 | 2026-03-01 |
| Maryland | $11.55 | -0.23 | 2026-01-01 |
| Oregon | $11.66 | -0.12 | 2026-01-01 |
| West Virginia | $11.77 | -0.01 | 2026-01-01 |
| Alabama | $11.88 | +0.10 | 2026-03-01 |
| Minnesota | $11.88 | +0.10 | 2026-01-01 |
| New Hampshire | $11.88 | +0.10 | 2026-01-01 |
| Delaware | $12.10 | +0.32 | 2025-12-01 |
| Maine | $12.10 | +0.32 | 2025-04-01 |
| Wisconsin | $12.10 | +0.32 | 2025-10-01 |
| Michigan | $12.32 | +0.54 | 2026-01-01 |
| Vermont | $12.32 | +0.54 | 2026-04-01 |
| Rhode Island | $12.54 | +0.76 | 2026-08-01 |
| Florida | $12.65 | +0.87 | 2026-01-01 |
| Montana | $12.65 | +0.87 | 2026-07-01 |
| District of Columbia | $12.98 | +1.20 | 2026-01-01 |
| Massachusetts | $12.98 | +1.20 | 2024-07-01 |
| Oklahoma | $12.98 | +1.20 | 2026-01-01 |
| Illinois | $13.20 | +1.42 | 2026-01-01 |
| Connecticut | $13.42 | +1.64 | 2026-01-01 |
| Louisiana | $13.75 | +1.97 | 2026-05-01 |
| Hawaii | $14.08 | +2.30 | 2026-01-01 |
| Pennsylvania | $14.08 | +2.30 | 2026-04-01 |
| New Jersey | $14.30 | +2.52 | 2026-01-01 |
| California | $14.85 | +3.07 | 2025-09-01 |
| Alaska | $15.62 | +3.84 | 2026-01-01 |
| New York | $15.95 | +4.17 | 2025-10-01 |
The rates above are manual rates — step 1 of the eight-step rating-bureau premium algorithm. See what your carrier applies after that, or estimate premium for code 5027 with your own payroll and experience mod.
Related Class Codes
Frequently Asked Questions
- What is workers' comp class code 5027?
- Class code 5027 (Masonry - Fireproof) is an NCCI workers' compensation classification in the Construction industry group. Covers workers installing fireproof masonry materials including fire-rated brick, block, and mortar systems. Hazard group: F.
- How much is workers' comp insurance for class code 5027?
- The national average rate for class code 5027 is $11.78 per $100 of payroll, across the 47 jurisdictions rated on that basis. Cheapest states: Indiana ($8.58), Texas ($8.68), Virginia ($9.13). Most expensive: New York ($15.95), Alaska ($15.62), California ($14.85). Actual premium depends on your state, payroll, experience modifier, and carrier. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
- What businesses use workers' comp class code 5027?
- Class code 5027 typically applies to Fireproofing contractors, Commercial masonry firms, Industrial construction companies, Fire-rated wall installers.