Workers' Comp Rates for Iron Doors/Gates Installation (Class Code 5038)
Description
Covers workers fabricating and installing iron doors, gates, fences, and security barriers.
Common Businesses
Iron gate installersSecurity door companiesOrnamental iron shopsFence installation contractors
Hazard Group
F
National Avg Rate
$15.53
per $100 payroll
Most Expensive States
- New York$21.03
- Alaska$20.59
- California$19.58
Rates by State for Class Code 5038
47 jurisdictions rate this code per $100 of payroll. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
| State | Rate per $100 | vs. National Avg | Effective |
|---|---|---|---|
| Indiana | $11.31 | -4.22 | 2026-01-01 |
| Texas | $11.44 | -4.09 | 2026-07-01 |
| Virginia | $12.04 | -3.49 | 2026-04-01 |
| Utah | $12.33 | -3.20 | 2026-02-01 |
| Arkansas | $12.76 | -2.77 | 2026-07-01 |
| Colorado | $12.91 | -2.62 | 2026-01-01 |
| Tennessee | $13.20 | -2.33 | 2026-03-01 |
| Arizona | $13.34 | -2.19 | 2026-01-01 |
| South Dakota | $13.49 | -2.04 | 2026-07-01 |
| Nebraska | $13.63 | -1.90 | 2026-02-01 |
| North Carolina | $13.63 | -1.90 | 2026-04-01 |
| Idaho | $13.77 | -1.76 | 2026-01-01 |
| Kansas | $13.92 | -1.61 | 2026-01-01 |
| Mississippi | $14.07 | -1.46 | 2026-03-01 |
| New Mexico | $14.21 | -1.32 | 2026-01-01 |
| South Carolina | $14.36 | -1.17 | 2025-04-01 |
| Kentucky | $14.50 | -1.03 | 2026-01-01 |
| Iowa | $14.79 | -0.74 | 2026-01-01 |
| Missouri | $14.94 | -0.59 | 2026-01-01 |
| Nevada | $15.08 | -0.45 | 2026-03-01 |
| Georgia | $15.23 | -0.30 | 2026-03-01 |
| Maryland | $15.23 | -0.30 | 2026-01-01 |
| Oregon | $15.37 | -0.16 | 2026-01-01 |
| West Virginia | $15.52 | -0.01 | 2026-01-01 |
| Alabama | $15.66 | +0.13 | 2026-03-01 |
| Minnesota | $15.66 | +0.13 | 2026-01-01 |
| New Hampshire | $15.66 | +0.13 | 2026-01-01 |
| Delaware | $15.95 | +0.42 | 2025-12-01 |
| Maine | $15.95 | +0.42 | 2025-04-01 |
| Wisconsin | $15.95 | +0.42 | 2025-10-01 |
| Michigan | $16.24 | +0.71 | 2026-01-01 |
| Vermont | $16.24 | +0.71 | 2026-04-01 |
| Rhode Island | $16.53 | +1.00 | 2026-08-01 |
| Florida | $16.67 | +1.14 | 2026-01-01 |
| Montana | $16.67 | +1.14 | 2026-07-01 |
| District of Columbia | $17.11 | +1.58 | 2026-01-01 |
| Massachusetts | $17.11 | +1.58 | 2024-07-01 |
| Oklahoma | $17.11 | +1.58 | 2026-01-01 |
| Illinois | $17.40 | +1.87 | 2026-01-01 |
| Connecticut | $17.69 | +2.16 | 2026-01-01 |
| Louisiana | $18.13 | +2.60 | 2026-05-01 |
| Hawaii | $18.56 | +3.03 | 2026-01-01 |
| Pennsylvania | $18.56 | +3.03 | 2026-04-01 |
| New Jersey | $18.85 | +3.32 | 2026-01-01 |
| California | $19.58 | +4.05 | 2025-09-01 |
| Alaska | $20.59 | +5.06 | 2026-01-01 |
| New York | $21.03 | +5.50 | 2025-10-01 |
The rates above are manual rates — step 1 of the eight-step rating-bureau premium algorithm. See what your carrier applies after that, or estimate premium for code 5038 with your own payroll and experience mod.
Related Class Codes
Frequently Asked Questions
- What is workers' comp class code 5038?
- Class code 5038 (Iron Doors/Gates Installation) is an NCCI workers' compensation classification in the Construction industry group. Covers workers fabricating and installing iron doors, gates, fences, and security barriers. Hazard group: F.
- How much is workers' comp insurance for class code 5038?
- The national average rate for class code 5038 is $15.53 per $100 of payroll, across the 47 jurisdictions rated on that basis. Cheapest states: Indiana ($11.31), Texas ($11.44), Virginia ($12.04). Most expensive: New York ($21.03), Alaska ($20.59), California ($19.58). Actual premium depends on your state, payroll, experience modifier, and carrier. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
- What businesses use workers' comp class code 5038?
- Class code 5038 typically applies to Iron gate installers, Security door companies, Ornamental iron shops, Fence installation contractors.
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