Workers' Comp Rates for Insulation Work (Class Code 5479)
Description
Covers workers installing thermal, acoustic, and fire-resistant insulation in buildings and industrial facilities.
Common Businesses
Insulation contractorsSpray foam companiesFiberglass insulation installersIndustrial insulation firms
Hazard Group
E
National Avg Rate
$8.03
per $100 payroll
Most Expensive States
- New York$10.88
- Alaska$10.65
- California$10.13
Rates by State for Class Code 5479
47 jurisdictions rate this code per $100 of payroll. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
| State | Rate per $100 | vs. National Avg | Effective |
|---|---|---|---|
| Indiana | $5.85 | -2.18 | 2026-01-01 |
| Texas | $5.92 | -2.11 | 2026-07-01 |
| Virginia | $6.23 | -1.80 | 2026-04-01 |
| Utah | $6.38 | -1.65 | 2026-02-01 |
| Arkansas | $6.60 | -1.43 | 2026-07-01 |
| Colorado | $6.68 | -1.35 | 2026-01-01 |
| Tennessee | $6.83 | -1.20 | 2026-03-01 |
| Arizona | $6.90 | -1.13 | 2026-01-01 |
| South Dakota | $6.98 | -1.05 | 2026-07-01 |
| Nebraska | $7.05 | -0.98 | 2026-02-01 |
| North Carolina | $7.05 | -0.98 | 2026-04-01 |
| Idaho | $7.13 | -0.90 | 2026-01-01 |
| Kansas | $7.20 | -0.83 | 2026-01-01 |
| Mississippi | $7.28 | -0.75 | 2026-03-01 |
| New Mexico | $7.35 | -0.68 | 2026-01-01 |
| South Carolina | $7.43 | -0.60 | 2025-04-01 |
| Kentucky | $7.50 | -0.53 | 2026-01-01 |
| Iowa | $7.65 | -0.38 | 2026-01-01 |
| Missouri | $7.73 | -0.30 | 2026-01-01 |
| Nevada | $7.80 | -0.23 | 2026-03-01 |
| Georgia | $7.88 | -0.15 | 2026-03-01 |
| Maryland | $7.88 | -0.15 | 2026-01-01 |
| Oregon | $7.95 | -0.08 | 2026-01-01 |
| West Virginia | $8.03 | +0.00 | 2026-01-01 |
| Alabama | $8.10 | +0.07 | 2026-03-01 |
| Minnesota | $8.10 | +0.07 | 2026-01-01 |
| New Hampshire | $8.10 | +0.07 | 2026-01-01 |
| Delaware | $8.25 | +0.22 | 2025-12-01 |
| Maine | $8.25 | +0.22 | 2025-04-01 |
| Wisconsin | $8.25 | +0.22 | 2025-10-01 |
| Michigan | $8.40 | +0.37 | 2026-01-01 |
| Vermont | $8.40 | +0.37 | 2026-04-01 |
| Rhode Island | $8.55 | +0.52 | 2026-08-01 |
| Florida | $8.63 | +0.60 | 2026-01-01 |
| Montana | $8.63 | +0.60 | 2026-07-01 |
| District of Columbia | $8.85 | +0.82 | 2026-01-01 |
| Massachusetts | $8.85 | +0.82 | 2024-07-01 |
| Oklahoma | $8.85 | +0.82 | 2026-01-01 |
| Illinois | $9.00 | +0.97 | 2026-01-01 |
| Connecticut | $9.15 | +1.12 | 2026-01-01 |
| Louisiana | $9.38 | +1.35 | 2026-05-01 |
| Hawaii | $9.60 | +1.57 | 2026-01-01 |
| Pennsylvania | $9.60 | +1.57 | 2026-04-01 |
| New Jersey | $9.75 | +1.72 | 2026-01-01 |
| California | $10.13 | +2.10 | 2025-09-01 |
| Alaska | $10.65 | +2.62 | 2026-01-01 |
| New York | $10.88 | +2.85 | 2025-10-01 |
The rates above are manual rates — step 1 of the eight-step rating-bureau premium algorithm. See what your carrier applies after that, or estimate premium for code 5479 with your own payroll and experience mod.
Related Class Codes
Frequently Asked Questions
- What is workers' comp class code 5479?
- Class code 5479 (Insulation Work) is an NCCI workers' compensation classification in the Construction industry group. Covers workers installing thermal, acoustic, and fire-resistant insulation in buildings and industrial facilities. Hazard group: E.
- How much is workers' comp insurance for class code 5479?
- The national average rate for class code 5479 is $8.03 per $100 of payroll, across the 47 jurisdictions rated on that basis. Cheapest states: Indiana ($5.85), Texas ($5.92), Virginia ($6.23). Most expensive: New York ($10.88), Alaska ($10.65), California ($10.13). Actual premium depends on your state, payroll, experience modifier, and carrier. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
- What businesses use workers' comp class code 5479?
- Class code 5479 typically applies to Insulation contractors, Spray foam companies, Fiberglass insulation installers, Industrial insulation firms.