Workers' Comp Rates for Hotel - Restaurant Employees (Class Code 9058)
Last verified: 2026-06-12 · Reviewed against NCCI and state rating-bureau filings — how we verify
Description
Covers restaurant, bar, and food-service employees directly managed by a hotel, motel, motor court, tourist court, or cabin operation.
Common Businesses
Hazard Group
C
National Avg Rate
$3.75
per $100 payroll
Most Expensive States
- New York$5.08
- Alaska$4.97
- California$4.73
Rates by State for Class Code 9058
47 jurisdictions rate this code per $100 of payroll. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
| State | Rate per $100 | vs. National Avg | Effective |
|---|---|---|---|
| Indiana | $2.73 | -1.02 | 2026-01-01 |
| Texas | $2.76 | -0.99 | 2026-07-01 |
| Virginia | $2.91 | -0.84 | 2026-01-01 |
| Utah | $2.98 | -0.77 | 2026-01-01 |
| Arkansas | $3.08 | -0.67 | 2026-01-01 |
| Colorado | $3.12 | -0.63 | 2026-01-01 |
| Tennessee | $3.19 | -0.56 | 2026-01-01 |
| Arizona | $3.22 | -0.53 | 2026-01-01 |
| South Dakota | $3.26 | -0.49 | 2026-01-01 |
| Nebraska | $3.29 | -0.46 | 2026-01-01 |
| North Carolina | $3.29 | -0.46 | 2026-04-01 |
| Idaho | $3.33 | -0.42 | 2026-01-01 |
| Kansas | $3.36 | -0.39 | 2026-01-01 |
| Mississippi | $3.40 | -0.35 | 2026-01-01 |
| New Mexico | $3.43 | -0.32 | 2026-01-01 |
| South Carolina | $3.47 | -0.28 | 2026-01-01 |
| Kentucky | $3.50 | -0.25 | 2026-01-01 |
| Iowa | $3.57 | -0.18 | 2026-01-01 |
| Missouri | $3.61 | -0.14 | 2026-01-01 |
| Nevada | $3.64 | -0.11 | 2026-01-01 |
| Georgia | $3.68 | -0.07 | 2026-01-01 |
| Maryland | $3.68 | -0.07 | 2026-01-01 |
| Oregon | $3.71 | -0.04 | 2026-01-01 |
| West Virginia | $3.75 | +0.00 | 2026-01-01 |
| Alabama | $3.78 | +0.03 | 2026-01-01 |
| Minnesota | $3.78 | +0.03 | 2026-01-01 |
| New Hampshire | $3.78 | +0.03 | 2026-01-01 |
| Delaware | $3.85 | +0.10 | 2025-12-01 |
| Maine | $3.85 | +0.10 | 2026-01-01 |
| Wisconsin | $3.85 | +0.10 | 2025-10-01 |
| Michigan | $3.92 | +0.17 | 2026-01-01 |
| Vermont | $3.92 | +0.17 | 2026-01-01 |
| Rhode Island | $3.99 | +0.24 | 2026-01-01 |
| Florida | $4.02 | +0.27 | 2026-01-01 |
| Montana | $4.02 | +0.27 | 2026-01-01 |
| District of Columbia | $4.13 | +0.38 | 2026-01-01 |
| Massachusetts | $4.13 | +0.38 | 2024-07-01 |
| Oklahoma | $4.13 | +0.38 | 2026-01-01 |
| Illinois | $4.20 | +0.45 | 2026-01-01 |
| Connecticut | $4.27 | +0.52 | 2026-01-01 |
| Louisiana | $4.38 | +0.63 | 2026-01-01 |
| Hawaii | $4.48 | +0.73 | 2026-01-01 |
| Pennsylvania | $4.48 | +0.73 | 2026-04-01 |
| New Jersey | $4.55 | +0.80 | 2026-01-01 |
| California | $4.73 | +0.98 | 2025-09-01 |
| Alaska | $4.97 | +1.22 | 2026-01-01 |
| New York | $5.08 | +1.33 | 2025-10-01 |
How Class Code 9058 Rates Are Spread Across the States
Across 47 states, the estimated workers' comp rate for NCCI class code 9058 (Hotel - Restaurant Employees) ranges from $2.73 to $5.08 per $100 of payroll, with a national average of $3.75 and a median of $3.75. Each bar counts the states whose estimated rate falls in that range — shaded cheaper (green) to pricier (red). The dashed line marks the national average.
Distribution across 47 states. Rates are illustrative estimates (NCCI base rate × state rate multiplier) derived from published NCCI loss costs and state rating-bureau filings (retrieved 2026-06-12). They are estimates, not quotes — see our rate disclaimer.
View the rate distribution as a data table
| Rate range / $100 | States | Which states |
|---|---|---|
| $2.73–$3.02 | 4 | Indiana, Texas, Virginia, Utah |
| $3.02–$3.32 | 7 | Arkansas, Colorado, Tennessee, Arizona, South Dakota, Nebraska, North Carolina |
| $3.32–$3.61 | 8 | Idaho, Kansas, Mississippi, New Mexico, South Carolina, Kentucky, Iowa, Missouri |
| $3.61–$3.91 | 11 | Nevada, Georgia, Maryland, Oregon, West Virginia, Alabama, Minnesota, New Hampshire, Delaware, Maine, Wisconsin |
| $3.91–$4.20 | 8 | Michigan, Vermont, Rhode Island, Florida, Montana, District of Columbia, Massachusetts, Oklahoma |
| $4.20–$4.49 | 5 | Illinois, Connecticut, Louisiana, Hawaii, Pennsylvania |
| $4.49–$4.79 | 2 | New Jersey, California |
| $4.79–$5.08 | 2 | Alaska, New York |
| Summary | 47 | Min $2.73 · Median $3.75 · Avg $3.75 · Max $5.08 |
The rates above are manual rates — step 1 of the eight-step rating-bureau premium algorithm. See what your carrier applies after that, or estimate premium for code 9058 with your own payroll and experience mod.
Related Class Codes
9052
Hotel NOC - All Other Employees & Drivers
Hazard Group: C
9061
Club NOC - All Employees
Hazard Group: C
9071
Bowling Alley - All Employees
Hazard Group: C
9016
Amusement Park or Exhibition Operation & Drivers
Hazard Group: D
7520
Amusement Ride Operation
Hazard Group: D
About Class Code 9058: Scope, Inclusions, and Common Misclassifications
NCCI Class Code 9058 — commonly phrased "Hotel — Restaurant Employees" — is the workers' compensation classification for restaurant, bar, and food-service employees directly managed by a hotel, motel, motor court, tourist court, cabin operation, resort, or similar lodging business. It is not the general hotel operations code. Housekeeping, front desk, guest services, maintenance, and most non-food hotel operations belong in the companion hotel NOC class such as 9052 Hotel NOC — All Other Employees & Drivers, unless a state bureau assigns a more specific local classification.
The practical audit question is who controls the food operation. If the hotel employs and manages the cooks, servers, bartenders, hosts, dishwashers, cashiers, and restaurant managers, those food-service employees are generally the 9058 payroll. If an unrelated restaurant tenant operates on the hotel premises under its own payroll and management, the restaurant is classified under the appropriate restaurant or bar code for that employer rather than being pulled into the hotel's 9058 code. The rate table on this page is a filing-based benchmark for class-code comparison, not a quote.
What's Included Under Class Code 9058
9058 covers the lodging employer's own food and beverage payroll: cooks, kitchen help, dishwashers, waitstaff, hosts, cashiers, bartenders, food-service managers, banquet restaurant staff, and similar employees when the food operation is part of the hotel or motel business. New York's Classification Digest describes 9058 as restaurant or bar work located within or adjacent to a hotel or motel, and public state code tables list parallel wording such as Hotel NOC — Restaurant Employees or Hotel — Restaurant Employees.
California is a useful state-specific caution. WCIRB's restaurant classification update separates hotel, motel, and short-term residential-housing food or beverage employees into California Classification 9058, while other restaurant operations use different California codes. That reinforces the same boundary: 9058 is a lodging-food-service class, not a generic all-hotel employee bucket.
When the Work Is NOT Coded 9058
Do not use 9058 for the whole hotel payroll. Non-food hotel employees — housekeeping, room attendants, laundry, front desk, bell staff, general maintenance, security, and drivers — normally belong in 9052 or another state-specific hotel class. A separately insured cleaning contractor working at the hotel should be checked against its own service classification, such as 9014 janitorial services, rather than folded into the hotel's restaurant payroll. Clerical office employees may be separated only when the state bureau's standard-exception rules allow it and the work is physically and operationally separate.
Do not use 9058 for a third-party restaurant merely because it sits inside a hotel. If the restaurant is operated by a separate insured that is not itself a hotel, motel, motor-court, tourist-court, cabin, or similar lodging operator, classify that employer under the applicable restaurant, bar, catering, or fast-food code. This distinction matters for payroll records: hotel-managed food service, hotel all-other operations, and tenant restaurant payroll should be tracked separately before the audit.
9058 vs 9052, 9079, and 9082
Use 9058 for hotel-managed restaurant and beverage employees. Use 9052 for the lodging operation's all-other hotel employees when no more specific state class applies. Use 9079 fast food or 9082 Restaurant NOC for restaurant employers that are not operated as part of the lodging business, subject to each state's own restaurant phraseology. The clean test is employer and operation: hotel payroll running the hotel's dining room points to 9058; an independent restaurant tenant points to a restaurant code.
Some independent-bureau states use different numbers or descriptions. New York lists 9058 as Hotel NOC — Restaurant Employees; California uses Classification 9058 for hotel, motel, or short-term residential-housing food or beverage employees; Delaware, Pennsylvania, New Jersey, Michigan, and other independent systems can map hotel food service differently. Always confirm the local bureau before treating a national NCCI-style code as a final quote rule.
Sources
- NYCIRB Classification Digest — Class 9058 Phraseology and Description (retrieved 2026-06-12)
- New York Workers' Compensation Board — Manual Classification Code table DN0059 (retrieved 2026-06-12)
- Florida CFO — Assigning NCCI Classification Codes presentation (hotel 9052 vs 9058 example) (retrieved 2026-06-12)
- WCIRB California — Classification 9079(1) restaurants divided into six new classifications (retrieved 2026-06-12)
Frequently Asked Questions
- What is workers' comp class code 9058?
- Class code 9058 is the hotel restaurant employees classification. It applies to restaurant, bar, and food-service employees directly managed by a hotel, motel, resort, tourist court, cabin operation, or similar lodging business. It is not the general all-hotel employee code.
- How much is workers' comp insurance for class code 9058?
- The national average rate for class code 9058 is $3.75 per $100 of payroll, across the 47 jurisdictions rated on that basis. Cheapest states: Indiana ($2.73), Texas ($2.76), Virginia ($2.91). Most expensive: New York ($5.08), Alaska ($4.97), California ($4.73). Actual premium depends on your state, payroll, experience modifier, and carrier. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
- What businesses use workers' comp class code 9058?
- Class code 9058 typically applies to Hotel restaurants, Motel restaurants, Resort dining rooms, Hotel bars, Tourist-court food service.
- Does 9058 cover housekeeping or front desk employees?
- No. Housekeeping, front desk, maintenance, bell staff, laundry, security, and most other non-food lodging employees generally belong in a hotel all-other-employees class such as 9052, unless the state bureau assigns a different local classification. 9058 is for the hotel-managed restaurant or food-and-beverage payroll.
- Is a restaurant inside a hotel always class code 9058?
- No. A restaurant inside a hotel is 9058 only when the hotel or motel employer directly operates and manages the restaurant employees. A separate restaurant tenant with its own payroll is classified under the appropriate restaurant, bar, catering, or fast-food code for that employer.
- What is the workers' comp rate for class code 9058?
- The workers' comp rate for class code 9058 varies by state and carrier. The table on this page shows filing-based base-rate estimates for hotel restaurant employees, but actual premium also depends on payroll, loss-cost multipliers, experience modification, minimum premium, and whether the audit splits hotel food-service payroll from hotel all-other payroll.
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