Workers' Comp Rates for Grain Elevator (Class Code 8304)
Description
Covers workers at grain elevator facilities receiving, storing, and distributing grain and agricultural commodities.
Common Businesses
Hazard Group
E
National Avg Rate
$7.50
per $100 payroll
Most Expensive States
- New York$10.15
- Alaska$9.94
- California$9.45
Rates by State for Class Code 8304
47 jurisdictions rate this code per $100 of payroll. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
| State | Rate per $100 | vs. National Avg | Effective |
|---|---|---|---|
| Indiana | $5.46 | -2.04 | 2026-01-01 |
| Texas | $5.52 | -1.98 | 2026-07-01 |
| Virginia | $5.81 | -1.69 | 2026-04-01 |
| Utah | $5.95 | -1.55 | 2026-02-01 |
| Arkansas | $6.16 | -1.34 | 2026-07-01 |
| Colorado | $6.23 | -1.27 | 2026-01-01 |
| Tennessee | $6.37 | -1.13 | 2026-03-01 |
| Arizona | $6.44 | -1.06 | 2026-01-01 |
| South Dakota | $6.51 | -0.99 | 2026-07-01 |
| Nebraska | $6.58 | -0.92 | 2026-02-01 |
| North Carolina | $6.58 | -0.92 | 2026-04-01 |
| Idaho | $6.65 | -0.85 | 2026-01-01 |
| Kansas | $6.72 | -0.78 | 2026-01-01 |
| Mississippi | $6.79 | -0.71 | 2026-03-01 |
| New Mexico | $6.86 | -0.64 | 2026-01-01 |
| South Carolina | $6.93 | -0.57 | 2025-04-01 |
| Kentucky | $7.00 | -0.50 | 2026-01-01 |
| Iowa | $7.14 | -0.36 | 2026-01-01 |
| Missouri | $7.21 | -0.29 | 2026-01-01 |
| Nevada | $7.28 | -0.22 | 2026-03-01 |
| Georgia | $7.35 | -0.15 | 2026-03-01 |
| Maryland | $7.35 | -0.15 | 2026-01-01 |
| Oregon | $7.42 | -0.08 | 2026-01-01 |
| West Virginia | $7.49 | -0.01 | 2026-01-01 |
| Alabama | $7.56 | +0.06 | 2026-03-01 |
| Minnesota | $7.56 | +0.06 | 2026-01-01 |
| New Hampshire | $7.56 | +0.06 | 2026-01-01 |
| Delaware | $7.70 | +0.20 | 2025-12-01 |
| Maine | $7.70 | +0.20 | 2025-04-01 |
| Wisconsin | $7.70 | +0.20 | 2025-10-01 |
| Michigan | $7.84 | +0.34 | 2026-01-01 |
| Vermont | $7.84 | +0.34 | 2026-04-01 |
| Rhode Island | $7.98 | +0.48 | 2026-08-01 |
| Florida | $8.05 | +0.55 | 2026-01-01 |
| Montana | $8.05 | +0.55 | 2026-07-01 |
| District of Columbia | $8.26 | +0.76 | 2026-01-01 |
| Massachusetts | $8.26 | +0.76 | 2024-07-01 |
| Oklahoma | $8.26 | +0.76 | 2026-01-01 |
| Illinois | $8.40 | +0.90 | 2026-01-01 |
| Connecticut | $8.54 | +1.04 | 2026-01-01 |
| Louisiana | $8.75 | +1.25 | 2026-05-01 |
| Hawaii | $8.96 | +1.46 | 2026-01-01 |
| Pennsylvania | $8.96 | +1.46 | 2026-04-01 |
| New Jersey | $9.10 | +1.60 | 2026-01-01 |
| California | $9.45 | +1.95 | 2025-09-01 |
| Alaska | $9.94 | +2.44 | 2026-01-01 |
| New York | $10.15 | +2.65 | 2025-10-01 |
The rates above are manual rates — step 1 of the eight-step rating-bureau premium algorithm. See what your carrier applies after that, or estimate premium for code 8304 with your own payroll and experience mod.
Related Class Codes
0005
Farm - Field Crops
Hazard Group: E
0035
Farm - Dairy
Hazard Group: E
0042
Nursery Employees
Hazard Group: E
0050
Farm - Orchard or Grove
Hazard Group: E
0016
Farm - Livestock
Hazard Group: F
Frequently Asked Questions
- What is workers' comp class code 8304?
- Class code 8304 (Grain Elevator) is an NCCI workers' compensation classification in the Agriculture industry group. Covers workers at grain elevator facilities receiving, storing, and distributing grain and agricultural commodities. Hazard group: E.
- How much is workers' comp insurance for class code 8304?
- The national average rate for class code 8304 is $7.50 per $100 of payroll, across the 47 jurisdictions rated on that basis. Cheapest states: Indiana ($5.46), Texas ($5.52), Virginia ($5.81). Most expensive: New York ($10.15), Alaska ($9.94), California ($9.45). Actual premium depends on your state, payroll, experience modifier, and carrier. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
- What businesses use workers' comp class code 8304?
- Class code 8304 typically applies to Grain elevators, Agricultural storage facilities, Grain merchants, Commodity storage operations.