Workers' Comp Rates for Farm - Field Crops (Class Code 0005)
Description
Covers farm workers cultivating, planting, and harvesting field crops such as grain, corn, and soybeans.
Common Businesses
Hazard Group
E
National Avg Rate
$10.18
per $100 payroll
Most Expensive States
- New York$13.78
- Alaska$13.49
- California$12.83
Rates by State for Class Code 0005
47 jurisdictions rate this code per $100 of payroll. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
| State | Rate per $100 | vs. National Avg | Effective |
|---|---|---|---|
| Indiana | $7.41 | -2.77 | 2026-01-01 |
| Texas | $7.50 | -2.68 | 2026-07-01 |
| Virginia | $7.89 | -2.29 | 2026-04-01 |
| Utah | $8.07 | -2.11 | 2026-02-01 |
| Arkansas | $8.36 | -1.82 | 2026-07-01 |
| Colorado | $8.46 | -1.72 | 2026-01-01 |
| Tennessee | $8.65 | -1.53 | 2026-03-01 |
| Arizona | $8.74 | -1.44 | 2026-01-01 |
| South Dakota | $8.84 | -1.34 | 2026-07-01 |
| Nebraska | $8.93 | -1.25 | 2026-02-01 |
| North Carolina | $8.93 | -1.25 | 2026-04-01 |
| Idaho | $9.03 | -1.15 | 2026-01-01 |
| Kansas | $9.12 | -1.06 | 2026-01-01 |
| Mississippi | $9.22 | -0.96 | 2026-03-01 |
| New Mexico | $9.31 | -0.87 | 2026-01-01 |
| South Carolina | $9.40 | -0.78 | 2025-04-01 |
| Kentucky | $9.50 | -0.68 | 2026-01-01 |
| Iowa | $9.69 | -0.49 | 2026-01-01 |
| Missouri | $9.79 | -0.39 | 2026-01-01 |
| Nevada | $9.88 | -0.30 | 2026-03-01 |
| Georgia | $9.98 | -0.20 | 2026-03-01 |
| Maryland | $9.98 | -0.20 | 2026-01-01 |
| Oregon | $10.07 | -0.11 | 2026-01-01 |
| West Virginia | $10.17 | -0.01 | 2026-01-01 |
| Alabama | $10.26 | +0.08 | 2026-03-01 |
| Minnesota | $10.26 | +0.08 | 2026-01-01 |
| New Hampshire | $10.26 | +0.08 | 2026-01-01 |
| Delaware | $10.45 | +0.27 | 2025-12-01 |
| Maine | $10.45 | +0.27 | 2025-04-01 |
| Wisconsin | $10.45 | +0.27 | 2025-10-01 |
| Michigan | $10.64 | +0.46 | 2026-01-01 |
| Vermont | $10.64 | +0.46 | 2026-04-01 |
| Rhode Island | $10.83 | +0.65 | 2026-08-01 |
| Florida | $10.93 | +0.75 | 2026-01-01 |
| Montana | $10.93 | +0.75 | 2026-07-01 |
| District of Columbia | $11.21 | +1.03 | 2026-01-01 |
| Massachusetts | $11.21 | +1.03 | 2024-07-01 |
| Oklahoma | $11.21 | +1.03 | 2026-01-01 |
| Illinois | $11.40 | +1.22 | 2026-01-01 |
| Connecticut | $11.59 | +1.41 | 2026-01-01 |
| Louisiana | $11.88 | +1.70 | 2026-05-01 |
| Hawaii | $12.16 | +1.98 | 2026-01-01 |
| Pennsylvania | $12.16 | +1.98 | 2026-04-01 |
| New Jersey | $12.35 | +2.17 | 2026-01-01 |
| California | $12.83 | +2.65 | 2025-09-01 |
| Alaska | $13.49 | +3.31 | 2026-01-01 |
| New York | $13.78 | +3.60 | 2025-10-01 |
The rates above are manual rates — step 1 of the eight-step rating-bureau premium algorithm. See what your carrier applies after that, or estimate premium for code 0005 with your own payroll and experience mod.
Related Class Codes
0035
Farm - Dairy
Hazard Group: E
0042
Nursery Employees
Hazard Group: E
0050
Farm - Orchard or Grove
Hazard Group: E
0016
Farm - Livestock
Hazard Group: F
8304
Grain Elevator
Hazard Group: E
Frequently Asked Questions
- What is workers' comp class code 0005?
- Class code 0005 (Farm - Field Crops) is an NCCI workers' compensation classification in the Agriculture industry group. Covers farm workers cultivating, planting, and harvesting field crops such as grain, corn, and soybeans. Hazard group: E.
- How much is workers' comp insurance for class code 0005?
- The national average rate for class code 0005 is $10.18 per $100 of payroll, across the 47 jurisdictions rated on that basis. Cheapest states: Indiana ($7.41), Texas ($7.50), Virginia ($7.89). Most expensive: New York ($13.78), Alaska ($13.49), California ($12.83). Actual premium depends on your state, payroll, experience modifier, and carrier. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
- What businesses use workers' comp class code 0005?
- Class code 0005 typically applies to Grain farms, Corn farms, Soybean operations, Wheat farms, Cotton farms.