Workers' Comp Rates for Electrical Wiring - Alarm (Class Code 5193)
Description
Covers electricians installing and servicing alarm and security system wiring.
Common Businesses
Alarm installation companiesSecurity system contractorsFire alarm installersLow-voltage wiring specialists
Hazard Group
D
National Avg Rate
$5.89
per $100 payroll
Most Expensive States
- New York$7.98
- Alaska$7.81
- California$7.43
Rates by State for Class Code 5193
47 jurisdictions rate this code per $100 of payroll. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
| State | Rate per $100 | vs. National Avg | Effective |
|---|---|---|---|
| Indiana | $4.29 | -1.60 | 2026-01-01 |
| Texas | $4.34 | -1.55 | 2026-07-01 |
| Virginia | $4.56 | -1.33 | 2026-04-01 |
| Utah | $4.68 | -1.21 | 2026-02-01 |
| Arkansas | $4.84 | -1.05 | 2026-07-01 |
| Colorado | $4.90 | -0.99 | 2026-01-01 |
| Tennessee | $5.01 | -0.88 | 2026-03-01 |
| Arizona | $5.06 | -0.83 | 2026-01-01 |
| South Dakota | $5.12 | -0.77 | 2026-07-01 |
| Nebraska | $5.17 | -0.72 | 2026-02-01 |
| North Carolina | $5.17 | -0.72 | 2026-04-01 |
| Idaho | $5.23 | -0.66 | 2026-01-01 |
| Kansas | $5.28 | -0.61 | 2026-01-01 |
| Mississippi | $5.34 | -0.55 | 2026-03-01 |
| New Mexico | $5.39 | -0.50 | 2026-01-01 |
| South Carolina | $5.45 | -0.44 | 2025-04-01 |
| Kentucky | $5.50 | -0.39 | 2026-01-01 |
| Iowa | $5.61 | -0.28 | 2026-01-01 |
| Missouri | $5.67 | -0.22 | 2026-01-01 |
| Nevada | $5.72 | -0.17 | 2026-03-01 |
| Georgia | $5.78 | -0.11 | 2026-03-01 |
| Maryland | $5.78 | -0.11 | 2026-01-01 |
| Oregon | $5.83 | -0.06 | 2026-01-01 |
| West Virginia | $5.89 | +0.00 | 2026-01-01 |
| Alabama | $5.94 | +0.05 | 2026-03-01 |
| Minnesota | $5.94 | +0.05 | 2026-01-01 |
| New Hampshire | $5.94 | +0.05 | 2026-01-01 |
| Delaware | $6.05 | +0.16 | 2025-12-01 |
| Maine | $6.05 | +0.16 | 2025-04-01 |
| Wisconsin | $6.05 | +0.16 | 2025-10-01 |
| Michigan | $6.16 | +0.27 | 2026-01-01 |
| Vermont | $6.16 | +0.27 | 2026-04-01 |
| Rhode Island | $6.27 | +0.38 | 2026-08-01 |
| Florida | $6.32 | +0.43 | 2026-01-01 |
| Montana | $6.32 | +0.43 | 2026-07-01 |
| District of Columbia | $6.49 | +0.60 | 2026-01-01 |
| Massachusetts | $6.49 | +0.60 | 2024-07-01 |
| Oklahoma | $6.49 | +0.60 | 2026-01-01 |
| Illinois | $6.60 | +0.71 | 2026-01-01 |
| Connecticut | $6.71 | +0.82 | 2026-01-01 |
| Louisiana | $6.88 | +0.99 | 2026-05-01 |
| Hawaii | $7.04 | +1.15 | 2026-01-01 |
| Pennsylvania | $7.04 | +1.15 | 2026-04-01 |
| New Jersey | $7.15 | +1.26 | 2026-01-01 |
| California | $7.43 | +1.54 | 2025-09-01 |
| Alaska | $7.81 | +1.92 | 2026-01-01 |
| New York | $7.98 | +2.09 | 2025-10-01 |
The rates above are manual rates — step 1 of the eight-step rating-bureau premium algorithm. See what your carrier applies after that, or estimate premium for code 5193 with your own payroll and experience mod.
Related Class Codes
Frequently Asked Questions
- What is workers' comp class code 5193?
- Class code 5193 (Electrical Wiring - Alarm) is an NCCI workers' compensation classification in the Construction industry group. Covers electricians installing and servicing alarm and security system wiring. Hazard group: D.
- How much is workers' comp insurance for class code 5193?
- The national average rate for class code 5193 is $5.89 per $100 of payroll, across the 47 jurisdictions rated on that basis. Cheapest states: Indiana ($4.29), Texas ($4.34), Virginia ($4.56). Most expensive: New York ($7.98), Alaska ($7.81), California ($7.43). Actual premium depends on your state, payroll, experience modifier, and carrier. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
- What businesses use workers' comp class code 5193?
- Class code 5193 typically applies to Alarm installation companies, Security system contractors, Fire alarm installers, Low-voltage wiring specialists.
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