Workers' Comp Rates for Chiropractic Office (Class Code 8826)
Description
Covers chiropractors and office staff providing spinal adjustments and musculoskeletal treatment services.
Common Businesses
Hazard Group
B
National Avg Rate
$0.96
per $100 payroll
Most Expensive States
- New York$1.31
- Alaska$1.28
- California$1.22
Rates by State for Class Code 8826
47 jurisdictions rate this code per $100 of payroll. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
| State | Rate per $100 | vs. National Avg | Effective |
|---|---|---|---|
| Indiana | $0.70 | -0.26 | 2026-01-01 |
| Texas | $0.71 | -0.25 | 2026-07-01 |
| Virginia | $0.75 | -0.21 | 2026-04-01 |
| Utah | $0.77 | -0.19 | 2026-02-01 |
| Arkansas | $0.79 | -0.17 | 2026-07-01 |
| Colorado | $0.80 | -0.16 | 2026-01-01 |
| Tennessee | $0.82 | -0.14 | 2026-03-01 |
| Arizona | $0.83 | -0.13 | 2026-01-01 |
| South Dakota | $0.84 | -0.12 | 2026-07-01 |
| Nebraska | $0.85 | -0.11 | 2026-02-01 |
| North Carolina | $0.85 | -0.11 | 2026-04-01 |
| Idaho | $0.86 | -0.10 | 2026-01-01 |
| Kansas | $0.86 | -0.10 | 2026-01-01 |
| Mississippi | $0.87 | -0.09 | 2026-03-01 |
| New Mexico | $0.88 | -0.08 | 2026-01-01 |
| South Carolina | $0.89 | -0.07 | 2026-04-01 |
| Kentucky | $0.90 | -0.06 | 2026-01-01 |
| Iowa | $0.92 | -0.04 | 2026-01-01 |
| Missouri | $0.93 | -0.03 | 2026-01-01 |
| Nevada | $0.94 | -0.02 | 2026-03-01 |
| Georgia | $0.95 | -0.01 | 2026-03-01 |
| Maryland | $0.95 | -0.01 | 2026-01-01 |
| Oregon | $0.95 | -0.01 | 2026-01-01 |
| West Virginia | $0.96 | +0.00 | 2026-01-01 |
| Alabama | $0.97 | +0.01 | 2026-03-01 |
| Minnesota | $0.97 | +0.01 | 2026-01-01 |
| New Hampshire | $0.97 | +0.01 | 2026-01-01 |
| Delaware | $0.99 | +0.03 | 2025-12-01 |
| Maine | $0.99 | +0.03 | 2025-04-01 |
| Wisconsin | $0.99 | +0.03 | 2025-10-01 |
| Michigan | $1.01 | +0.05 | 2026-01-01 |
| Vermont | $1.01 | +0.05 | 2026-04-01 |
| Florida | $1.03 | +0.07 | 2026-01-01 |
| Montana | $1.03 | +0.07 | 2026-07-01 |
| Rhode Island | $1.03 | +0.07 | 2026-08-01 |
| District of Columbia | $1.06 | +0.10 | 2026-01-01 |
| Massachusetts | $1.06 | +0.10 | 2024-07-01 |
| Oklahoma | $1.06 | +0.10 | 2026-01-01 |
| Illinois | $1.08 | +0.12 | 2026-01-01 |
| Connecticut | $1.10 | +0.14 | 2026-01-01 |
| Louisiana | $1.13 | +0.17 | 2026-05-01 |
| Hawaii | $1.15 | +0.19 | 2026-01-01 |
| Pennsylvania | $1.15 | +0.19 | 2026-04-01 |
| New Jersey | $1.17 | +0.21 | 2026-01-01 |
| California | $1.22 | +0.26 | 2025-09-01 |
| Alaska | $1.28 | +0.32 | 2026-01-01 |
| New York | $1.31 | +0.35 | 2025-10-01 |
The rates above are manual rates — step 1 of the eight-step rating-bureau premium algorithm. See what your carrier applies after that, or estimate premium for code 8826 with your own payroll and experience mod.
Related Class Codes
8832
Physician & Clerical
Hazard Group: B
8835
Home Health Care Services
Hazard Group: C
8824
Dental Office - All Employees
Hazard Group: B
8833
Hospital - Professional Employees
Hazard Group: C
8829
Nursing Home - All Employees
Hazard Group: C
Frequently Asked Questions
- What is workers' comp class code 8826?
- Class code 8826 (Chiropractic Office) is an NCCI workers' compensation classification in the Healthcare industry group. Covers chiropractors and office staff providing spinal adjustments and musculoskeletal treatment services. Hazard group: B.
- How much is workers' comp insurance for class code 8826?
- The national average rate for class code 8826 is $0.96 per $100 of payroll, across the 47 jurisdictions rated on that basis. Cheapest states: Indiana ($0.70), Texas ($0.71), Virginia ($0.75). Most expensive: New York ($1.31), Alaska ($1.28), California ($1.22). Actual premium depends on your state, payroll, experience modifier, and carrier. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
- What businesses use workers' comp class code 8826?
- Class code 8826 typically applies to Chiropractic offices, Wellness clinics, Sports chiropractic centers, Integrated health practices.