Workers' Comp Rates for Ceramic Tile, Indoor Stone, Marble, or Mosaic Work (Class Code 5348)

Description

Covers tile setters installing ceramic, porcelain, marble, and mosaic tiles in buildings.

Common Businesses

Tile contractorsMarble installersFlooring companiesBathroom remodelersCustom tile shops

Hazard Group

E

Filed Figures Published

2

states · class percentile 91

Filed Figures for Class Code 5348 in the States That Publish Them

Copied from each state's own regulator or rating bureau filing, per $100 of payroll. A loss cost is what the filing calls it — your insurer multiplies it by its own loss cost multiplier; a rate is a manual rate. States not listed publish no per-class figure this site has transcribed.

StatePer $100What it isFiling
New York$5.009Loss cost (before insurer LCM)NYCIRB, Bulletin R.C. 2659, Exhibit A, effective 2026-10-01
Wisconsin$6.307Manual rateWCRB, General Circular Letter 3273 (October 1, 2026 rate revision), effective 2026-10-01

Judged only from filed tables, code 5348 has a class percentile of 91 (0 = the cheapest class, 100 = the most expensive) across the 2 filings that list it.

How States Rank for Class Code 5348

Cost index 1.00 = the median of the 47 rated states. It is a relative position from this site’s model, not a price, and it does not vary by class code; a state’s filed figure, where it publishes one, is shown beside it. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.

StateCost indexFiled figureFiling effective
Indiana0.73—2026-01-01
Texas0.74—2026-07-01
Virginia0.78—2026-04-01
Utah0.79—2026-02-01
Arkansas0.82—2026-07-01
Colorado0.83—2026-01-01
South Dakota0.83—2026-07-01
Arizona0.86—2026-01-01
Nebraska0.88—2026-02-01
North Carolina0.88—2026-04-01
Idaho0.89—2026-01-01
Tennessee0.89—2026-10-01
Kansas0.90—2026-01-01
Mississippi0.91—2026-03-01
New Mexico0.92—2026-01-01
Kentucky0.93—2026-01-01
South Carolina0.93—2026-04-01
Iowa0.95—2026-01-01
Missouri0.96—2026-01-01
Nevada0.97—2026-03-01
Georgia0.98—2026-03-01
Maryland0.98—2026-01-01
Oregon0.99—2026-01-01
West Virginia1.00—2026-01-01
Alabama1.01—2026-03-01
Minnesota1.01—2026-01-01
New Hampshire1.01—2026-01-01
Wisconsin1.01$6.307 rate2026-10-01
Delaware1.03—2025-12-01
Maine1.03—2025-04-01
Rhode Island1.04—2026-08-01
Michigan1.05—2026-01-01
Vermont1.05—2026-04-01
New York1.06$5.009 loss cost2026-10-01
Florida1.07—2026-01-01
Montana1.07—2026-07-01
District of Columbia1.10—2026-01-01
Massachusetts1.10—2024-07-01
Oklahoma1.10—2026-01-01
Illinois1.12—2026-01-01
Connecticut1.14—2026-01-01
Louisiana1.17—2026-05-01
Hawaii1.20—2026-01-01
Pennsylvania1.20—2026-04-01
New Jersey1.21—2026-01-01
Alaska1.33—2026-01-01
California1.34—2026-09-01

A filed rate — or a loss cost times your insurer's multiplier — is step 1 of the eight-step rating-bureau premium algorithm. See what your carrier applies after that, or work out premium for code 5348 with your own rate, payroll and experience mod.

Frequently Asked Questions

What is workers' comp class code 5348?
Class code 5348 (Ceramic Tile, Indoor Stone, Marble, or Mosaic Work) is an NCCI workers' compensation classification in the Construction industry group. Covers tile setters installing ceramic, porcelain, marble, and mosaic tiles in buildings. Hazard group: E.
How much is workers' comp insurance for class code 5348?
It depends on the state, and only some states publish a per-class figure. For class code 5348, the filed figures per $100 of payroll are: New York $5.009 (loss cost, NYCIRB, effective 2026-10-01); Wisconsin $6.307 (rate, WCRB, effective 2026-10-01). A loss cost is not a rate — your insurer multiplies it by its own loss cost multiplier — and every figure is before your experience modification. For other states this site shows a relative cost index, not a dollar figure. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
What businesses use workers' comp class code 5348?
Class code 5348 typically applies to Tile contractors, Marble installers, Flooring companies, Bathroom remodelers, Custom tile shops.

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