Workers' Comp Rates for Carpentry - Finish Detached (Class Code 5436)

Description

Covers finish carpenters working on detached one- and two-family dwellings, including trim, molding, and door installation.

Common Businesses

Finish carpentry contractorsTrim installation companiesCustom millwork installersResidential finish carpenters

Hazard Group

D

Filed Figures Published

0

states

Filed Figures for Class Code 5436 in the States That Publish Them

None of the state filings transcribed on this site lists class code 5436. States can number or word this work differently, so check the state's own manual.

How States Rank for Class Code 5436

Cost index 1.00 = the median of the 47 rated states. It is a relative position from this site’s model, not a price, and it does not vary by class code; a state’s filed figure, where it publishes one, is shown beside it. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.

StateCost indexFiled figureFiling effective
Indiana0.73—2026-01-01
Texas0.74—2026-07-01
Virginia0.78—2026-04-01
Utah0.79—2026-02-01
Arkansas0.82—2026-07-01
Colorado0.83—2026-01-01
South Dakota0.83—2026-07-01
Arizona0.86—2026-01-01
Nebraska0.88—2026-02-01
North Carolina0.88—2026-04-01
Idaho0.89—2026-01-01
Tennessee0.89—2026-10-01
Kansas0.90—2026-01-01
Mississippi0.91—2026-03-01
New Mexico0.92—2026-01-01
Kentucky0.93—2026-01-01
South Carolina0.93—2026-04-01
Iowa0.95—2026-01-01
Missouri0.96—2026-01-01
Nevada0.97—2026-03-01
Georgia0.98—2026-03-01
Maryland0.98—2026-01-01
Oregon0.99—2026-01-01
West Virginia1.00—2026-01-01
Alabama1.01—2026-03-01
Minnesota1.01—2026-01-01
New Hampshire1.01—2026-01-01
Wisconsin1.01—2026-10-01
Delaware1.03—2025-12-01
Maine1.03—2025-04-01
Rhode Island1.04—2026-08-01
Michigan1.05—2026-01-01
Vermont1.05—2026-04-01
New York1.06—2026-10-01
Florida1.07—2026-01-01
Montana1.07—2026-07-01
District of Columbia1.10—2026-01-01
Massachusetts1.10—2024-07-01
Oklahoma1.10—2026-01-01
Illinois1.12—2026-01-01
Connecticut1.14—2026-01-01
Louisiana1.17—2026-05-01
Hawaii1.20—2026-01-01
Pennsylvania1.20—2026-04-01
New Jersey1.21—2026-01-01
Alaska1.33—2026-01-01
California1.34—2026-09-01

A filed rate — or a loss cost times your insurer's multiplier — is step 1 of the eight-step rating-bureau premium algorithm. See what your carrier applies after that, or work out premium for code 5436 with your own rate, payroll and experience mod.

Frequently Asked Questions

What is workers' comp class code 5436?
Class code 5436 (Carpentry - Finish Detached) is an NCCI workers' compensation classification in the Construction industry group. Covers finish carpenters working on detached one- and two-family dwellings, including trim, molding, and door installation. Hazard group: D.
How much is workers' comp insurance for class code 5436?
It depends on the state, and none of the state filings transcribed on this site lists class code 5436, so this site shows no dollar figure for it — only a relative cost index ranking the 47 rated states. Your premium is payroll ÷ 100 × your carrier's rate × your experience modification; ask a licensed agent for a quote. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
What businesses use workers' comp class code 5436?
Class code 5436 typically applies to Finish carpentry contractors, Trim installation companies, Custom millwork installers, Residential finish carpenters.

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