Workers' Comp Rates for Cabinet Manufacturing & Install (Class Code 5148)
Description
Covers workers manufacturing and installing custom cabinetry for kitchens, bathrooms, and commercial spaces.
Common Businesses
Custom cabinet shopsKitchen remodeling companiesCabinet manufacturersMillwork companies
Hazard Group
D
National Avg Rate
$6.43
per $100 payroll
Most Expensive States
- New York$8.70
- Alaska$8.52
- California$8.10
Rates by State for Class Code 5148
47 jurisdictions rate this code per $100 of payroll. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
| State | Rate per $100 | vs. National Avg | Effective |
|---|---|---|---|
| Indiana | $4.68 | -1.75 | 2026-01-01 |
| Texas | $4.73 | -1.70 | 2026-07-01 |
| Virginia | $4.98 | -1.45 | 2026-04-01 |
| Utah | $5.10 | -1.33 | 2026-02-01 |
| Arkansas | $5.28 | -1.15 | 2026-07-01 |
| Colorado | $5.34 | -1.09 | 2026-01-01 |
| Tennessee | $5.46 | -0.97 | 2026-03-01 |
| Arizona | $5.52 | -0.91 | 2026-01-01 |
| South Dakota | $5.58 | -0.85 | 2026-07-01 |
| Nebraska | $5.64 | -0.79 | 2026-02-01 |
| North Carolina | $5.64 | -0.79 | 2026-04-01 |
| Idaho | $5.70 | -0.73 | 2026-01-01 |
| Kansas | $5.76 | -0.67 | 2026-01-01 |
| Mississippi | $5.82 | -0.61 | 2026-03-01 |
| New Mexico | $5.88 | -0.55 | 2026-01-01 |
| South Carolina | $5.94 | -0.49 | 2026-04-01 |
| Kentucky | $6.00 | -0.43 | 2026-01-01 |
| Iowa | $6.12 | -0.31 | 2026-01-01 |
| Missouri | $6.18 | -0.25 | 2026-01-01 |
| Nevada | $6.24 | -0.19 | 2026-03-01 |
| Georgia | $6.30 | -0.13 | 2026-03-01 |
| Maryland | $6.30 | -0.13 | 2026-01-01 |
| Oregon | $6.36 | -0.07 | 2026-01-01 |
| West Virginia | $6.42 | -0.01 | 2026-01-01 |
| Alabama | $6.48 | +0.05 | 2026-03-01 |
| Minnesota | $6.48 | +0.05 | 2026-01-01 |
| New Hampshire | $6.48 | +0.05 | 2026-01-01 |
| Delaware | $6.60 | +0.17 | 2025-12-01 |
| Maine | $6.60 | +0.17 | 2025-04-01 |
| Wisconsin | $6.60 | +0.17 | 2025-10-01 |
| Michigan | $6.72 | +0.29 | 2026-01-01 |
| Vermont | $6.72 | +0.29 | 2026-04-01 |
| Rhode Island | $6.84 | +0.41 | 2026-08-01 |
| Florida | $6.90 | +0.47 | 2026-01-01 |
| Montana | $6.90 | +0.47 | 2026-07-01 |
| District of Columbia | $7.08 | +0.65 | 2026-01-01 |
| Massachusetts | $7.08 | +0.65 | 2024-07-01 |
| Oklahoma | $7.08 | +0.65 | 2026-01-01 |
| Illinois | $7.20 | +0.77 | 2026-01-01 |
| Connecticut | $7.32 | +0.89 | 2026-01-01 |
| Louisiana | $7.50 | +1.07 | 2026-05-01 |
| Hawaii | $7.68 | +1.25 | 2026-01-01 |
| Pennsylvania | $7.68 | +1.25 | 2026-04-01 |
| New Jersey | $7.80 | +1.37 | 2026-01-01 |
| California | $8.10 | +1.67 | 2025-09-01 |
| Alaska | $8.52 | +2.09 | 2026-01-01 |
| New York | $8.70 | +2.27 | 2025-10-01 |
The rates above are manual rates — step 1 of the eight-step rating-bureau premium algorithm. See what your carrier applies after that, or estimate premium for code 5148 with your own payroll and experience mod.
Related Class Codes
Frequently Asked Questions
- What is workers' comp class code 5148?
- Class code 5148 (Cabinet Manufacturing & Install) is an NCCI workers' compensation classification in the Construction industry group. Covers workers manufacturing and installing custom cabinetry for kitchens, bathrooms, and commercial spaces. Hazard group: D.
- How much is workers' comp insurance for class code 5148?
- The national average rate for class code 5148 is $6.43 per $100 of payroll, across the 47 jurisdictions rated on that basis. Cheapest states: Indiana ($4.68), Texas ($4.73), Virginia ($4.98). Most expensive: New York ($8.70), Alaska ($8.52), California ($8.10). Actual premium depends on your state, payroll, experience modifier, and carrier. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
- What businesses use workers' comp class code 5148?
- Class code 5148 typically applies to Custom cabinet shops, Kitchen remodeling companies, Cabinet manufacturers, Millwork companies.
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