Workers' Comp Rates for Aluminum Installation (Class Code 5047)
Description
Covers workers installing aluminum siding, trim, gutters, and architectural aluminum components.
Common Businesses
Aluminum siding contractorsGutter installation companiesAluminum trim specialistsArchitectural metal installers
Hazard Group
E
National Avg Rate
$8.30
per $100 payroll
Most Expensive States
- New York$11.24
- Alaska$11.01
- California$10.46
Rates by State for Class Code 5047
47 jurisdictions rate this code per $100 of payroll. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
| State | Rate per $100 | vs. National Avg | Effective |
|---|---|---|---|
| Indiana | $6.05 | -2.25 | 2026-01-01 |
| Texas | $6.11 | -2.19 | 2026-07-01 |
| Virginia | $6.43 | -1.87 | 2026-04-01 |
| Utah | $6.59 | -1.71 | 2026-02-01 |
| Arkansas | $6.82 | -1.48 | 2026-07-01 |
| Colorado | $6.90 | -1.40 | 2026-01-01 |
| Tennessee | $7.05 | -1.25 | 2026-03-01 |
| Arizona | $7.13 | -1.17 | 2026-01-01 |
| South Dakota | $7.21 | -1.09 | 2026-07-01 |
| Nebraska | $7.28 | -1.02 | 2026-02-01 |
| North Carolina | $7.28 | -1.02 | 2026-04-01 |
| Idaho | $7.36 | -0.94 | 2026-01-01 |
| Kansas | $7.44 | -0.86 | 2026-01-01 |
| Mississippi | $7.52 | -0.78 | 2026-03-01 |
| New Mexico | $7.60 | -0.70 | 2026-01-01 |
| South Carolina | $7.67 | -0.63 | 2026-04-01 |
| Kentucky | $7.75 | -0.55 | 2026-01-01 |
| Iowa | $7.91 | -0.39 | 2026-01-01 |
| Missouri | $7.98 | -0.32 | 2026-01-01 |
| Nevada | $8.06 | -0.24 | 2026-03-01 |
| Georgia | $8.14 | -0.16 | 2026-03-01 |
| Maryland | $8.14 | -0.16 | 2026-01-01 |
| Oregon | $8.22 | -0.08 | 2026-01-01 |
| West Virginia | $8.29 | -0.01 | 2026-01-01 |
| Alabama | $8.37 | +0.07 | 2026-03-01 |
| Minnesota | $8.37 | +0.07 | 2026-01-01 |
| New Hampshire | $8.37 | +0.07 | 2026-01-01 |
| Delaware | $8.53 | +0.23 | 2025-12-01 |
| Maine | $8.53 | +0.23 | 2025-04-01 |
| Wisconsin | $8.53 | +0.23 | 2025-10-01 |
| Michigan | $8.68 | +0.38 | 2026-01-01 |
| Vermont | $8.68 | +0.38 | 2026-04-01 |
| Rhode Island | $8.83 | +0.53 | 2026-08-01 |
| Florida | $8.91 | +0.61 | 2026-01-01 |
| Montana | $8.91 | +0.61 | 2026-07-01 |
| District of Columbia | $9.15 | +0.85 | 2026-01-01 |
| Massachusetts | $9.15 | +0.85 | 2024-07-01 |
| Oklahoma | $9.15 | +0.85 | 2026-01-01 |
| Illinois | $9.30 | +1.00 | 2026-01-01 |
| Connecticut | $9.46 | +1.16 | 2026-01-01 |
| Louisiana | $9.69 | +1.39 | 2026-05-01 |
| Hawaii | $9.92 | +1.62 | 2026-01-01 |
| Pennsylvania | $9.92 | +1.62 | 2026-04-01 |
| New Jersey | $10.08 | +1.78 | 2026-01-01 |
| California | $10.46 | +2.16 | 2025-09-01 |
| Alaska | $11.01 | +2.71 | 2026-01-01 |
| New York | $11.24 | +2.94 | 2025-10-01 |
The rates above are manual rates — step 1 of the eight-step rating-bureau premium algorithm. See what your carrier applies after that, or estimate premium for code 5047 with your own payroll and experience mod.
Related Class Codes
Frequently Asked Questions
- What is workers' comp class code 5047?
- Class code 5047 (Aluminum Installation) is an NCCI workers' compensation classification in the Construction industry group. Covers workers installing aluminum siding, trim, gutters, and architectural aluminum components. Hazard group: E.
- How much is workers' comp insurance for class code 5047?
- The national average rate for class code 5047 is $8.30 per $100 of payroll, across the 47 jurisdictions rated on that basis. Cheapest states: Indiana ($6.05), Texas ($6.11), Virginia ($6.43). Most expensive: New York ($11.24), Alaska ($11.01), California ($10.46). Actual premium depends on your state, payroll, experience modifier, and carrier. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
- What businesses use workers' comp class code 5047?
- Class code 5047 typically applies to Aluminum siding contractors, Gutter installation companies, Aluminum trim specialists, Architectural metal installers.