Workers' Comp Rates for Furniture Moving & Storage, Drivers (Class Code 8293)

Related Class Codes

Frequently Asked Questions

What is workers' comp class code 8293?

Class code 8293 is NCCI's "Furniture Moving & Storage — Drivers" classification (also titled "Storage Warehouse — Furniture & Drivers"), the code for local moving and storage companies that move and/or store household or office furniture for individual customers. It covers the drivers, packers, loaders, and helpers on the move plus the warehouse employees who store and repack the furniture. The firm has no equity in the goods it handles, and the code sits in NCCI hazard group E.

How much is workers' comp insurance for class code 8293?

It depends on the state, and only some states publish a per-class figure. For class code 8293, the filed figures per $100 of payroll are: New York $3.300 (loss cost, NYCIRB, effective 2026-10-01); Wisconsin $7.640 (rate, WCRB, effective 2026-10-01). A loss cost is not a rate — your insurer multiplies it by its own loss cost multiplier — and every figure is before your experience modification. For other states this site shows a relative cost index, not a dollar figure. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.

What businesses use workers' comp class code 8293?

Class code 8293 typically applies to Furniture moving companies, Household movers, Moving and storage companies, Portable storage container delivery firms.

What's the difference between code 8293 and 8292?

8293 is furniture moving and storage for individual customers — household and office movers and the warehouses that store their customers' furniture. NCCI 8292 (Storage Warehouse NOC) is the not-otherwise-classified code for warehousing general merchandise for other businesses where the warehouse has no equity in the goods. In short, customer-furniture moving and storage is 8293; general-merchandise warehousing that isn't furniture moving is 8292.

Is a local moving company classified under 8293 or trucking code 7219?

A household-goods or furniture mover is 8293, not 7219. Code 7219 is "Trucking NOC — All Employees & Drivers" for for-hire carriers hauling general merchandise or freight under contract; the governing operation for a moving company is furniture moving and storage, so the drivers and crew stay in 8293 even on longer-distance moves. A plain freight-hauling trucker, by contrast, is 7219.

Are a moving company's office and sales staff also coded 8293?

Not necessarily. Where the governing state bureau's standard-exception rules allow it, office dispatchers, schedulers, and billing clerks are separately rated as 8810 Clerical Office Employees, and outside estimators or sales reps who travel to customers to quote moves are 8742 Outside Sales Personnel. The field crew — drivers, packers, loaders, and warehouse workers — reports under 8293.