Workers' Comp Rates for Building Materials Dealer (Class Code 8058)
Last verified: 2026-06-05 · Reviewed against NCCI and state rating-bureau filings — how we verify
Description
Covers employees of building materials supply stores selling lumber, hardware, and construction supplies.
Common Businesses
Hazard Group
D
Filed Figures Published
1
state · class percentile 49
Filed Figures for Class Code 8058 in the States That Publish Them
Copied from each state's own regulator or rating bureau filing, per $100 of payroll. A loss cost is what the filing calls it — your insurer multiplies it by its own loss cost multiplier; a rate is a manual rate. States not listed publish no per-class figure this site has transcribed.
Judged only from filed tables, code 8058 has a class percentile of 49 (0 = the cheapest class, 100 = the most expensive) across the 1 filing that list it.
How States Rank for Class Code 8058
Cost index 1.00 = the median of the 47 rated states. It is a relative position from this site’s model, not a price, and it does not vary by class code; a state’s filed figure, where it publishes one, is shown beside it. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
| State | Cost index | Filed figure | Filing effective |
|---|---|---|---|
| Indiana | 0.73 | — | 2026-01-01 |
| Texas | 0.74 | — | 2026-07-01 |
| Virginia | 0.78 | — | 2026-04-01 |
| Utah | 0.79 | — | 2026-02-01 |
| Arkansas | 0.82 | — | 2026-07-01 |
| Colorado | 0.83 | — | 2026-01-01 |
| South Dakota | 0.83 | — | 2026-07-01 |
| Arizona | 0.86 | — | 2026-01-01 |
| Nebraska | 0.88 | — | 2026-02-01 |
| North Carolina | 0.88 | — | 2026-04-01 |
| Idaho | 0.89 | — | 2026-01-01 |
| Tennessee | 0.89 | — | 2026-10-01 |
| Kansas | 0.90 | — | 2026-01-01 |
| Mississippi | 0.91 | — | 2026-03-01 |
| New Mexico | 0.92 | — | 2026-01-01 |
| Kentucky | 0.93 | — | 2026-01-01 |
| South Carolina | 0.93 | — | 2026-04-01 |
| Iowa | 0.95 | — | 2026-01-01 |
| Missouri | 0.96 | — | 2026-01-01 |
| Nevada | 0.97 | — | 2026-03-01 |
| Georgia | 0.98 | — | 2026-03-01 |
| Maryland | 0.98 | — | 2026-01-01 |
| Oregon | 0.99 | — | 2026-01-01 |
| West Virginia | 1.00 | — | 2026-01-01 |
| Alabama | 1.01 | — | 2026-03-01 |
| Minnesota | 1.01 | — | 2026-01-01 |
| New Hampshire | 1.01 | — | 2026-01-01 |
| Wisconsin | 1.01 | $2.451 rate | 2026-10-01 |
| Delaware | 1.03 | — | 2025-12-01 |
| Maine | 1.03 | — | 2025-04-01 |
| Rhode Island | 1.04 | — | 2026-08-01 |
| Michigan | 1.05 | — | 2026-01-01 |
| Vermont | 1.05 | — | 2026-04-01 |
| New York | 1.06 | — | 2026-10-01 |
| Florida | 1.07 | — | 2026-01-01 |
| Montana | 1.07 | — | 2026-07-01 |
| District of Columbia | 1.10 | — | 2026-01-01 |
| Massachusetts | 1.10 | — | 2024-07-01 |
| Oklahoma | 1.10 | — | 2026-01-01 |
| Illinois | 1.12 | — | 2026-01-01 |
| Connecticut | 1.14 | — | 2026-01-01 |
| Louisiana | 1.17 | — | 2026-05-01 |
| Hawaii | 1.20 | — | 2026-01-01 |
| Pennsylvania | 1.20 | — | 2026-04-01 |
| New Jersey | 1.21 | — | 2026-01-01 |
| Alaska | 1.33 | — | 2026-01-01 |
| California | 1.34 | — | 2026-09-01 |
A filed rate — or a loss cost times your insurer's multiplier — is step 1 of the eight-step rating-bureau premium algorithm. See what your carrier applies after that, or work out premium for code 8058 with your own rate, payroll and experience mod.
Related Class Codes
8017
Retail Store NOC
Hazard Group: C
8006
Grocery Store - Retail
Hazard Group: C
8018
Wholesale Store NOC
Hazard Group: C
8033
Meat, Fish or Poultry Dealer - Retail
Hazard Group: C
8044
Furniture Store - Wholesale or Retail & Drivers
Hazard Group: C
About Class Code 8058: Scope, Inclusions, and Common Misclassifications
NCCI Class Code 8058 — officially phrased "Building Material Dealer — New Materials Only — Store Employees" — is the workers' compensation classification for the in-store retail staff of building material dealers, home improvement centers, and lumberyards that sell new construction supplies to the public. It is a store-only code: it covers cashiers, sales and service-counter personnel, paint and special-order counter staff, and, in dealers where the store is physically separated from the yard, in-store shelf-stocking. The exposure is light-retail handling — ringing up sales, advising customers, and moving boxed or bagged goods on the sales floor — which is why 8058 sits in hazard group D, well below the construction codes whose materials it sells.
The defining feature of 8058 is that it is half of a two-code pair. Store employees rate to 8058, while the yard, warehouse, and delivery-driver operations of the same dealer rate to the companion NCCI code 8232 Building Material Yard & Drivers. A building material dealer cannot use 8058 in isolation — the heavier yard, lumber-handling, forklift, and driving exposures must be reported separately under 8232. This page shows filed figures for 8058 from the states that publish them and ranks every other state with a relative cost index, so a building-supply, lumberyard, or home-improvement retailer can see how states compare before requesting a quote; neither is a binding quote.
What's Included Under Class Code 8058
8058 contemplates the store side of a new-materials building supply operation. In an ordinary dealer or lumberyard where the showroom or store is physically separated from the warehouse and yard, the store payroll includes cashiers, counter and sales staff, paint and special-order desks, and shelf-stocking inside the store. In a large warehouse-format home-improvement center — Home Depot and Lowe's are the standard examples — the store does not stand apart from the inventory, so 8058 is applied more narrowly to cashiers, service-counter personnel, and paint or special-order counter personnel, with the floor, racking, lumber, and yard staff falling to 8232 instead.
The "New Materials Only" qualifier is part of the classification, not a footnote. 8058 anticipates a dealer selling new lumber, hardware, and building materials. Operations built around used, salvaged, or secondhand building materials are a different exposure and are not contemplated by 8058. As with every class, the code is assigned from the operations actually performed during the policy year, and the yard and driver payroll that belongs in 8232 must be kept on its own code rather than swept into the lower-rated store classification.
When the Work Is NOT Coded 8058
The most common error is reporting an entire building material dealer under 8058 to capture its lower store rate. Yard workers, warehouse personnel, lumber handlers, and delivery drivers belong to companion code 8232, and an auditor who finds yard or driving payroll reported as store payroll will reclassify it. 8058 is store employees only.
8058 is also distinct from the general retail and wholesale codes. A specialty operation that is genuinely a hardware store rates to hardware store wholesale or retail 8010; a lumber-only yard's store staff may instead fall under lumber dealer 8061; a business selling to other businesses rather than the public is wholesale and rates to wholesale store NOC 8018; and a store that does not fit any specialty retail code defaults to retail store NOC 8017. Independent-bureau states matter here too — California (WCIRB), Pennsylvania (PCRB), Delaware (DCRB), New Jersey (NJCRIB), Michigan (CAOM), and North Carolina (NCRB) maintain their own classification systems and may assign building-material store staff to a different code number or store/yard split than NCCI's 8058, so a dealer in those states should confirm classification with the state bureau rather than relying on the national number.
Sources
- GeneralLiabilityInsure — NCCI Class Code 8058 Building Material Dealer — New Materials Only — Store Employees (phraseology, store-vs-yard split, companion code 8232, new-materials qualifier) (retrieved 2026-06-05)
- Class Codes — Workers Compensation Code 8058 Building Material Dealer — New Materials Only — Store Employees (store-vs-yard split, big-box cashier/service-counter limitation, companion-to-8232 rule) (retrieved 2026-06-05)
Frequently Asked Questions
- What is workers' comp class code 8058?
- Class code 8058 is "Building Material Dealer — New Materials Only — Store Employees," the NCCI classification for the in-store retail staff of building material dealers, home improvement centers, and lumberyards that sell new supplies — cashiers, sales and service-counter staff, paint and special-order counter personnel, and in-store shelf-stocking. It is a store-only, moderate-hazard code (hazard group D) and is used together with companion code 8232 for the yard, warehouse, and driver operations of the same business.
- How much is workers' comp insurance for class code 8058?
- It depends on the state, and only some states publish a per-class figure. For class code 8058, the filed figures per $100 of payroll are: Wisconsin $2.451 (rate, WCRB, effective 2026-10-01). A loss cost is not a rate — your insurer multiplies it by its own loss cost multiplier — and every figure is before your experience modification. For other states this site shows a relative cost index, not a dollar figure. North Dakota, Ohio, Washington and Wyoming are not included. Each is a monopolistic state fund that sets premium on its own basis rather than on an NCCI class-code rate per $100 of payroll, so there is no comparable figure to average or rank.
- What businesses use workers' comp class code 8058?
- Class code 8058 typically applies to Building supply stores, Construction material dealers, Home improvement centers, Masonry supply companies.
- What's the difference between code 8058 and 8232?
- They split one building material dealer into store and yard. 8058 covers the in-store retail employees — cashiers, counter and sales staff, paint and special-order desks; companion code [8232 Building Material Yard & Drivers](/class-codes/building-material-yard-8232/) covers the yard workers, warehouse personnel, lumber handlers, and delivery drivers. The yard and driving exposure is heavier and rated higher, so it must be reported under 8232 rather than folded into the lower-rated 8058 store code.
- Does code 8058 cover used or salvage building materials?
- No. The phraseology is "New Materials Only." 8058 contemplates a dealer selling new lumber, hardware, and building materials. A business built around used, salvaged, or reclaimed building materials is a different exposure that 8058 does not contemplate, and it should be classified on its own facts rather than under 8058.
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