Workers' Comp Rate for Excavation NOC in New York (Class Code 6217)

Last verified: 2026-06-25

Filed Loss Cost for Class Code 6217

Excavation NOC

New York

$3.227

per $100 of payroll — loss cost, before your insurer's multiplier

NYCIRB, Bulletin R.C. 2659, Exhibit A, effective 2026-10-01. A New York insurer multiplies this loss cost by its own loss cost multiplier (LCM), approved by the Department of Financial Services, and then applies your experience modification and any schedule rating, so the rate on your policy is higher than the figure shown here.

Cost index 1.06: 6% above the median state · rank 34 of 47

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Filed Figures for Class Code 6217 in the States That Publish Them

Copied from each state's own regulator or rating bureau filing, per $100 of payroll. A loss cost is what the filing calls it — your insurer multiplies it by its own loss cost multiplier; a rate is a manual rate. States not listed publish no per-class figure this site has transcribed.

StatePer $100What it isFiling
New York (this page)$3.227Loss cost (before insurer LCM)NYCIRB, Bulletin R.C. 2659, Exhibit A, effective 2026-10-01
Wisconsin$3.601Manual rateWCRB, General Circular Letter 3273 (October 1, 2026 rate revision), effective 2026-10-01

Where code 6217 sits among all classes, judged only from filed tables: a class percentile of 75 (0 = the cheapest class, 100 = the most expensive) across the 2 filings that list it.

Compare: New York and States with a Similar Cost Index

Cost index 1.00 = the median of the 47 rated states. It is a relative position, not a price, and it does not vary by class code.

StateCost indexRank
Delaware1.0329 of 47
Rhode Island1.0431 of 47
Michigan1.0532 of 47
Vermont1.0532 of 47
New York (this page)1.0634 of 47
Florida1.0735 of 47
Montana1.0735 of 47

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About Class Code 6217: Scope, Inclusions, and Common Misclassifications

NCCI Class Code 6217 - "Excavation NOC & Drivers" - is the general excavation classification for contractors digging, trenching, burrowing, filling, backfilling, grading, or preparing sites when a more specific excavation, road, tunnel, pile-driving, or utility classification does not control. The NOC label matters: 6217 is the catch-all excavation code, not a blanket code for every earthmoving job.

This page shows filed 6217 figures only for the states that publish them and ranks every other state with a relative cost index (that state against the median rated state) rather than a per-$100 figure — and independent-bureau states like California file excavation under their own dual-wage classifications rather than the NCCI 6217 number, so their comparison is not like-for-like. Neither the filed figures nor the index is a binding quote.

The audit question is whether the employer is performing general site excavation or a specialized operation with its own code. A small excavating contractor preparing house pads, digging utility trenches, backfilling, or removing earth with bulldozers and trenchers can fit 6217. A contractor doing street or road grading (separately rated as Code 5507), mass rock excavation, tunneling, shaft sinking, caisson work, pile driving (Code 5040), sewer work, or California dual-wage excavation may need a different state-specific classification.

What's Included Under Class Code 6217

Public bureau guidance describes 6217 as general excavation work, including ditch digging, burrowing, filling, and backfilling. The typical job uses earthmoving equipment such as power shovels, trench diggers, bulldozers, loaders, compactors, and dump trucks to remove earth, small boulders, or rocks and place material for later backfill.

Common 6217 exposures include residential or commercial site preparation, foundation excavation, utility trenching before the utility contractor installs lines, septic or cesspool digging where the state manual maps it to excavation, stump removal by a specialist using mechanical equipment, and debris removal left by a demolition contractor. Drivers tied to the excavation operation are included when the state phraseology includes drivers.

The code is often searched as "workers comp code 6217" or "6217 workers comp code" because excavation contractors need a rate quickly before bidding. This page shows filed figures for the states that publish them and a relative cost index for the rest, but the final premium still depends on payroll, carrier loss-cost multipliers, experience modification, and whether the audit splits any payroll to a more specific construction code.

When 6217 Is the Wrong Excavation Code

Street and road work is the first boundary. Bureau manuals commonly separate grading or excavation performed in connection with street or road construction from general excavation. If the contractor is bringing a roadbed to grade, preparing for asphalt paving, setting drainage, or performing sub-surface street or highway work, verify the road-construction code instead of defaulting to 6217.

Mass rock, tunneling, pile driving, shaft sinking, caisson, cofferdam, quarrying, sand or gravel digging, sewer construction, and bridge or culvert work are also common carve-outs. Those jobs have different hazards from ordinary site excavation because they involve depth, confined spaces, explosives, water, structural support, or heavy civil construction. Payroll records should separate that work before the final audit.

California is a major mapping exception. WCIRB does not simply apply NCCI 6217. California excavation and grading work can map to dual-wage classifications such as 6218/6220 variants for excavation, grading land, or land leveling, while street or road grading can map to 5507. A California contractor should use the WCIRB classification search and wage-threshold rules before relying on a national NCCI 6217 comparison.

Common 6217 Audit Disputes

The most common dispute is "site prep vs road work." A contractor clearing and excavating a building pad may fit 6217, while the same equipment grading a roadbed or airport runway can move to a street or road construction classification. The customer contract, job plans, and invoices usually decide which exposure dominates.

The second dispute is "ordinary excavation vs specialty excavation." Digging a trench with a backhoe is different from mass rock excavation, tunneling, shaft sinking, or caisson work. If the contractor uses blasting, deep shafts, tunnel headings, pile-driving crews, or cofferdam operations, the payroll should be reviewed under the specific specialty code rather than blended into 6217.

The third dispute is "excavation contractor vs multi-trade contractor." A general contractor that performs excavation, concrete, sewer, paving, landscaping, or demolition with different crews may need multiple classifications. On a typical residential site the same builder might run the dig crew under 6217, a framing crew under carpentry NOC 5403, a concrete flatwork crew under 5221 workers comp code, a plumbing crew under plumbing NOC 5183, and a finish crew under painting 5474 — each crew's payroll belongs in its own classification. Clean payroll division by job and crew is easier to defend than trying to reconstruct which hours were excavation after the auditor arrives.

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