Workers' Comp Rate for Masonry NOC in New York (Class Code 5022)
Last verified: 2026-06-03
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Get Your QuoteFiled Figures for Class Code 5022 in the States That Publish Them
Copied from each state's own regulator or rating bureau filing, per $100 of payroll. A loss cost is what the filing calls it — your insurer multiplies it by its own loss cost multiplier; a rate is a manual rate. States not listed publish no per-class figure this site has transcribed.
Where code 5022 sits among all classes, judged only from filed tables: a class percentile of 96 (0 = the cheapest class, 100 = the most expensive) across the 2 filings that list it.
Compare: New York and States with a Similar Cost Index
Cost index 1.00 = the median of the 47 rated states. It is a relative position, not a price, and it does not vary by class code.
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Related Class Codes in New York
About Class Code 5022: Scope, Inclusions, and Common Misclassifications
NCCI Class Code 5022 — "Masonry NOC" (Not Otherwise Classified) — is the workers' compensation classification for masonry contractors who lay brick, block, and stone. It is the catch-all masonry code that applies when the work isn't picked up by a more specific construction classification, and it covers masonry on residential, commercial, and industrial projects using materials such as brick, concrete block, stone, marble, glass block, brick veneer, and cement. Typical 5022 operations include building exterior walls, fireplaces and chimneys, interior fireproof tile partitions, and the installation of gypsum block, plus caulking, exterior stucco and plastering, boiler brickwork, brick cleaning, tuckpointing not associated with another construction classification, waterproofing of building exteriors by trowel, and masonry done in connection with building moving or raising.
5022 sits in NCCI hazard group F — a high-hazard construction trade — because masons work at height on scaffolding, lift and set heavy units repeatedly, and are exposed to fall, struck-by, and repetitive-strain injury. This page shows filed 5022 figures for the states that publish them and ranks the other states with a relative cost index, so a brick, block, or stone contractor can see where its state sits before requesting a quote; neither the filed figures nor the index is a binding quote.
What's Included Under Class Code 5022
5022 contemplates masonry construction with brick, concrete block, stone, marble, glass block, brick veneer, and cement, on residential, commercial, or industrial structures. Structures commonly built under the code include exterior building walls, fireplaces and chimneys, and interior fireproof tile partitions. The scope also reaches the installation of gypsum blocks or bricks, caulking, exterior plastering or stucco work, boiler brickwork, brick cleaning, masonry repair and the relining of blast furnaces, erection of mausoleums and masonry or tile silos, waterproofing of building exteriors by trowel, tuckpointing not tied to another construction classification, and masonry operations performed in connection with moving or raising a building.
As with every contractor code, 5022 is assigned from the operations actually performed during the policy year rather than from the contractor's license type, and it is the governing classification for a dedicated masonry operation. Because hazard group F carries an elevated base rate, the experience modification factor and a documented fall-protection and material-handling program are the main levers a mason has against the rate.
5022 vs Concrete, Plastering, and Tile — Where Masonry Ends
The boundaries that trip up masonry payroll involve adjacent trades that look like masonry but rate elsewhere. Building the forms and pouring the concrete — footings, foundations, slabs, curbs, and sidewalks — is concrete construction, not masonry, and rates to 5213 Concrete Construction NOC rather than 5022. Interior plastering, the lacing of wood or metal lath or wire mesh, and ceramic tile, indoor stone, marble, or mosaic work are also excluded from 5022 and carry their own classifications. Commercial chimney construction and the setting of cemetery monuments are likewise separated out.
The practical rule is that 5022 is the unit-masonry trade — setting brick, block, and stone with mortar — while the forming-and-pouring of concrete and the interior finish trades (plaster, lath, tile) are different exposures with different codes. A contractor whose crews do both unit masonry and concrete forming should track payroll by operation so each duty maps to its correct classification; an audit that finds concrete forming, workers comp code 5221 flatwork, or interior tile reported under 5022 will reclassify it.
Audit Records for 5022 Masonry
The audit file that supports a 5022 assignment shows that the work is unit masonry — brick, block, and stone set with mortar — and separates any concrete forming-and-pouring, plastering, lath, or tile work that belongs in another code. Keep job descriptions and contracts identifying the masonry scope, payroll detail by employee and operation, and certificates of insurance for any subcontracted concrete or finish work so it isn't swept into the masonry payroll. Where a crew splits its time between masonry and a separately rated trade, divide payroll by the records rather than defaulting the whole crew to 5022.
For quote shoppers, the figures on this page — filed figures from the states that publish them and a relative cost index for the rest — are a benchmark, not a binding quote: the final premium still moves with payroll, the carrier's loss-cost multiplier, the employer's experience modification factor, schedule credits, minimum premium, and any reclassification. Independent-bureau states — California (WCIRB), Pennsylvania (PCRB), Delaware (DCRB), New Jersey (NJCRIB), Michigan (CAOM), and North Carolina (NCRB) — publish their own masonry phraseology and rates and may use a different code number than the national 5022, so an operator in one of those states should confirm the local classification rather than rely on a single national figure.
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