Workers' Compensation Insurance for Construction

Workers' compensation for construction trades including carpentry, electrical, HVAC, plumbing, roofing, masonry, and general contracting. Construction consistently carries some of the highest WC rates due to severe injury risks from falls, power tools, and heavy equipment. Rates typically range from $5.00 to $25.00 per $100 of payroll.

Industry Average Rate: $10.00 per $100 of payroll

Class Codes in Construction

5403Carpentry NOC

Covers general carpentry work not otherwise classified, including commercial and multi-unit building carpentry, wood structure work, remodeling, and repair when no more specific carpentry class applies. Detached one- or two-family dwelling carpentry belongs under 5645; cabinet and interior trim installation belongs under 5437.

$12.05

nat'l avg / $100

5190Electrical Wiring - Within Buildings

Covers electricians performing wiring, installation, and repair work within building structures.

$6.70

nat'l avg / $100

5537Heating, Ventilation, Air Conditioning and Refrigeration

Covers HVAC technicians installing, repairing, and maintaining heating and cooling systems.

$6.16

nat'l avg / $100

5645Carpentry - Detached One or Two Family Dwellings

NCCI Class Code 5645 covers carpentry work on detached one- or two-family dwellings, including framing, siding, windows, doors, decks, fencing, and residential garages built with the dwelling. General carpentry NOC (commercial, multi-story) is rated under 5403; cabinet and interior-trim installation is 5437.

$13.39

nat'l avg / $100

5022Masonry NOC

Covers masons performing bricklaying, stone setting, and block work on construction projects.

$11.25

nat'l avg / $100

5213Concrete Construction NOC

Covers employees involved in concrete construction including forming, pouring, and finishing.

$10.44

nat'l avg / $100

5437Carpentry - Installation of Cabinet Work or Interior Trim

Covers specialist contractors installing cabinet work, interior trim, finished woodwork, and similar finish carpentry when they do not perform other carpentry operations at the same job or location.

$15.26

nat'l avg / $100

5474Painting NOC & Shop Operations, Drivers

Covers painting contractors performing interior or exterior painting, decorating, surface preparation, incidental shop operations, and related drivers when no more specific painting or construction class applies.

$8.03

nat'l avg / $100

5606Roofing Contractor

Covers roofing contractors and employees performing roof installation, repair, and replacement.

$24.10

nat'l avg / $100

5183Plumbing NOC

Covers plumbers performing pipe installation, repair, and maintenance in residential and commercial settings.

$7.23

nat'l avg / $100

5221Concrete or Cement Work - Floors, Driveways, Yards

Covers workers performing concrete flatwork including driveways, sidewalks, patios, and floors.

$9.53

nat'l avg / $100

5551Roofing - All Employees

Covers all employees of roofing companies including helpers, laborers, and skilled roofers.

$26.78

nat'l avg / $100

5480Plastering NOC

Covers plasterers performing stucco, drywall finishing, and ornamental plaster work.

$7.77

nat'l avg / $100

6217Excavation NOC

Covers excavation contractors performing earthmoving, grading, trenching, and site preparation.

$11.57

nat'l avg / $100

6229Irrigation Works - All Operations

Covers employees installing and maintaining irrigation systems for agricultural and landscape use.

$6.96

nat'l avg / $100

5223Swimming Pool Construction

Covers employees constructing, remodeling, and repairing in-ground and above-ground swimming pools.

$9.91

nat'l avg / $100

5348Ceramic Tile, Indoor Stone, Marble, or Mosaic Work

Covers tile setters installing ceramic, porcelain, marble, and mosaic tiles in buildings.

$5.89

nat'l avg / $100

8111Plumber - Commercial

Covers commercial plumbing employees installing and servicing plumbing in commercial buildings.

$6.43

nat'l avg / $100

5538Sheet Metal Work - HVAC Ductwork

Covers sheet metal workers fabricating and installing HVAC ductwork and related components.

$7.28

nat'l avg / $100

5102Iron or Steel Erection - Structural

Covers ironworkers erecting structural steel for buildings, bridges, and other structures.

$19.82

nat'l avg / $100

5057Iron or Steel Erection - NOC

Covers miscellaneous iron and steel erection work not otherwise classified.

$18.48

nat'l avg / $100

5020Ceiling Installation

Covers workers engaged in the installation of ceilings, including suspended ceiling systems and drywall ceilings.

$9.10

nat'l avg / $100

5028Masonry - Stone

Covers masons working with natural and manufactured stone for construction of walls, facades, and other structures.

$13.66

nat'l avg / $100

5037Tile Roofing

Covers workers installing or repairing tile roofing systems including clay, concrete, and slate tiles.

$23.56

nat'l avg / $100

5040Iron/Steel Erection - Frame

Covers workers erecting structural iron or steel frames for buildings and other structures.

$26.24

nat'l avg / $100

5069Iron/Steel - NOC

Covers iron and steel work not otherwise classified, including miscellaneous fabrication and installation tasks.

$22.49

nat'l avg / $100

5146Furniture or Fixtures Installation - Portable NOC

Covers portable furniture or fixture installation in offices, stores, and similar locations, including modular partitions, workstations, showcases, counters, and small metal bins when no more specific class applies.

$7.23

nat'l avg / $100

5160Elevator Installation

Covers workers engaged in the installation, maintenance, and repair of elevators, escalators, and moving walkways.

$11.25

nat'l avg / $100

5188Automatic Sprinkler Installation

Covers workers installing automatic fire sprinkler systems in commercial and residential buildings.

$8.41

nat'l avg / $100

5193Electrical Wiring - Alarm

Covers electricians installing and servicing alarm and security system wiring.

$5.89

nat'l avg / $100

5201Concrete Block Manufacturing

Covers workers engaged in the manufacturing of concrete blocks, bricks, and precast concrete products.

$8.57

nat'l avg / $100

5215Concrete Work

Covers workers performing general concrete construction work including forming, pouring, and finishing.

$12.32

nat'l avg / $100

5222Concrete/Cement - Floors

Covers workers specializing in concrete and cement floor installation, finishing, and polishing.

$8.84

nat'l avg / $100

5436Carpentry - Finish Detached

Covers finish carpenters working on detached one- and two-family dwellings, including trim, molding, and door installation.

$6.96

nat'l avg / $100

5443Lathing

Covers workers installing metal or wood lath as a base for plaster, stucco, or other wall finishes.

$9.37

nat'l avg / $100

5462Glazier

Covers glaziers installing glass in windows, doors, skylights, and storefronts in commercial and residential settings.

$9.10

nat'l avg / $100

5473Asphalt Paving

Covers workers engaged in asphalt paving for roads, driveways, parking lots, and other surfaces.

$10.98

nat'l avg / $100

5479Insulation Work

Covers workers installing thermal, acoustic, and fire-resistant insulation in buildings and industrial facilities.

$8.03

nat'l avg / $100

5506Street/Road Construction

Covers workers engaged in the construction and reconstruction of streets, roads, and highways.

$12.59

nat'l avg / $100

5507Street/Road Construction - Clearing

Covers workers performing land clearing and grading operations in preparation for road and street construction.

$10.71

nat'l avg / $100

5027Masonry - Fireproof

Covers workers installing fireproof masonry materials including fire-rated brick, block, and mortar systems.

$11.78

nat'l avg / $100

5029Masonry - Decorative

Covers workers specializing in decorative masonry including stone veneer, decorative block, and ornamental brickwork.

$10.18

nat'l avg / $100

5038Iron Doors/Gates Installation

Covers workers fabricating and installing iron doors, gates, fences, and security barriers.

$15.53

nat'l avg / $100

5047Aluminum Installation

Covers workers installing aluminum siding, trim, gutters, and architectural aluminum components.

$8.30

nat'l avg / $100

5059Iron/Steel - Ornamental

Covers workers fabricating and installing ornamental iron and steel including railings, staircases, and decorative metalwork.

$13.12

nat'l avg / $100

5108Door/Window Installation

Covers workers installing doors, windows, and related hardware in residential and commercial buildings.

$6.70

nat'l avg / $100

5119Siding Installation

Covers workers installing exterior siding materials including vinyl, fiber cement, wood, and composite siding.

$8.03

nat'l avg / $100

5137Heating Equipment Installation

Covers workers installing heating equipment including furnaces, boilers, radiators, and heat pumps.

$6.16

nat'l avg / $100

5140Electrical Installation - Interior

Covers workers performing interior electrical installation including wiring, outlets, panels, and lighting fixtures.

$5.62

nat'l avg / $100

5148Cabinet Manufacturing & Install

Covers workers manufacturing and installing custom cabinetry for kitchens, bathrooms, and commercial spaces.

$6.43

nat'l avg / $100

5152Drilling NOC

Covers workers performing drilling operations not otherwise classified including water well drilling and geotechnical boring.

$14.46

nat'l avg / $100

5162Elevator Service/Maintenance

Covers workers performing elevator and escalator service, maintenance, repair, and modernization.

$8.84

nat'l avg / $100

5180Water Main Construction

Covers workers constructing and repairing water mains, distribution lines, and related underground utilities.

$12.85

nat'l avg / $100

5185Heating System Installation

Covers workers installing complete heating systems including ductwork, piping, controls, and ventilation components.

$5.89

nat'l avg / $100

5196Wiring - Fire Detection Systems

Covers workers installing wiring for fire detection and alarm systems in commercial and residential buildings.

$5.09

nat'l avg / $100

5214Concrete NOC - Poured

Covers workers performing poured concrete work not otherwise classified including foundations, walls, and structural elements.

$10.98

nat'l avg / $100

5404Carpentry - Install Cabinets

Covers carpenters specializing in the installation of prefabricated cabinets, countertops, and built-in storage.

$7.50

nat'l avg / $100

5432Carpentry - Detached One/Two Family

Covers carpenters working on detached one and two family dwellings including framing, trim, and general carpentry.

$9.91

nat'l avg / $100

9554Sign Installation, Maintenance, Repair, Removal or Replacement NOC - Away From Shop & Drivers

Covers away-from-shop sign installation, maintenance, repair, removal, or replacement NOC, including billboard sign work; shop operations are separately rated.

$8.84

nat'l avg / $100

Rate Comparison by State

State54035190553756455022521354375474560651835221555154806217622952235348811155385102505750205028503750405069514651605188519352015215522254365443546254735479550655075027502950385047505951085119513751405148515251625180518551965214540454329554
Indiana$8.78$4.88$4.49$9.75$8.19$7.61$11.12$5.85$17.55$5.27$6.94$19.50$5.66$8.42$5.07$7.22$4.29$4.68$5.30$14.43$13.46$6.63$9.95$17.16$19.11$16.38$5.27$8.19$6.12$4.29$6.24$8.97$6.44$5.07$6.83$6.63$8.00$5.85$9.17$7.80$8.58$7.41$11.31$6.05$9.56$4.88$5.85$4.49$4.10$4.68$10.53$6.44$9.36$4.29$3.71$8.00$5.46$7.22$6.44
Texas$8.88$4.93$4.54$9.86$8.28$7.69$11.24$5.92$17.75$5.33$7.02$19.73$5.72$8.52$5.13$7.30$4.34$4.73$5.37$14.60$13.61$6.71$10.06$17.36$19.33$16.57$5.33$8.28$6.19$4.34$6.31$9.07$6.51$5.13$6.90$6.71$8.09$5.92$9.27$7.89$8.68$7.50$11.44$6.11$9.67$4.93$5.92$4.54$4.14$4.73$10.65$6.51$9.47$4.34$3.75$8.09$5.52$7.30$6.51
Virginia$9.34$5.19$4.77$10.38$8.72$8.09$11.83$6.23$18.68$5.60$7.39$20.75$6.02$8.96$5.40$7.68$4.56$4.98$5.64$15.35$14.32$7.06$10.58$18.26$20.33$17.43$5.60$8.72$6.52$4.56$6.64$9.55$6.85$5.40$7.26$7.06$8.51$6.23$9.75$8.30$9.13$7.89$12.04$6.43$10.17$5.19$6.23$4.77$4.36$4.98$11.21$6.85$9.96$4.56$3.94$8.51$5.81$7.68$6.85
Utah$9.56$5.31$4.89$10.63$8.92$8.29$12.11$6.38$19.13$5.74$7.57$21.25$6.16$9.18$5.53$7.86$4.68$5.10$5.78$15.73$14.66$7.23$10.84$18.70$20.83$17.85$5.74$8.92$6.67$4.68$6.80$9.78$7.01$5.53$7.44$7.23$8.71$6.38$9.99$8.50$9.35$8.07$12.33$6.59$10.41$5.31$6.38$4.89$4.46$5.10$11.48$7.01$10.20$4.68$4.04$8.71$5.95$7.86$7.01
Arkansas$9.90$5.50$5.06$11.00$9.24$8.58$12.54$6.60$19.80$5.94$7.83$22.00$6.38$9.50$5.72$8.14$4.84$5.28$5.98$16.28$15.18$7.48$11.22$19.36$21.56$18.48$5.94$9.24$6.91$4.84$7.04$10.12$7.26$5.72$7.70$7.48$9.02$6.60$10.34$8.80$9.68$8.36$12.76$6.82$10.78$5.50$6.60$5.06$4.62$5.28$11.88$7.26$10.56$4.84$4.18$9.02$6.16$8.14$7.26
Colorado$10.01$5.56$5.12$11.13$9.35$8.68$12.68$6.68$20.02$6.01$7.92$22.25$6.45$9.61$5.79$8.23$4.90$5.34$6.05$16.47$15.35$7.57$11.35$19.58$21.81$18.69$6.01$9.35$6.99$4.90$7.12$10.24$7.34$5.79$7.79$7.57$9.12$6.68$10.46$8.90$9.79$8.46$12.91$6.90$10.90$5.56$6.68$5.12$4.67$5.34$12.02$7.34$10.68$4.90$4.23$9.12$6.23$8.23$7.34
Tennessee$10.24$5.69$5.23$11.38$9.56$8.87$12.97$6.83$20.48$6.14$8.10$22.75$6.60$9.83$5.92$8.42$5.01$5.46$6.19$16.84$15.70$7.74$11.60$20.02$22.30$19.11$6.14$9.56$7.14$5.01$7.28$10.47$7.51$5.92$7.96$7.74$9.33$6.83$10.69$9.10$10.01$8.65$13.20$7.05$11.15$5.69$6.83$5.23$4.78$5.46$12.29$7.51$10.92$5.01$4.32$9.33$6.37$8.42$7.51
Arizona$10.35$5.75$5.29$11.50$9.66$8.97$13.11$6.90$20.70$6.21$8.19$23.00$6.67$9.94$5.98$8.51$5.06$5.52$6.26$17.02$15.87$7.82$11.73$20.24$22.54$19.32$6.21$9.66$7.22$5.06$7.36$10.58$7.59$5.98$8.05$7.82$9.43$6.90$10.81$9.20$10.12$8.74$13.34$7.13$11.27$5.75$6.90$5.29$4.83$5.52$12.42$7.59$11.04$5.06$4.37$9.43$6.44$8.51$7.59
South Dakota$10.46$5.81$5.35$11.63$9.77$9.07$13.25$6.98$20.93$6.28$8.28$23.25$6.74$10.04$6.05$8.60$5.12$5.58$6.32$17.21$16.04$7.91$11.86$20.46$22.79$19.53$6.28$9.77$7.30$5.12$7.44$10.70$7.67$6.05$8.14$7.91$9.53$6.98$10.93$9.30$10.23$8.84$13.49$7.21$11.39$5.81$6.98$5.35$4.88$5.58$12.56$7.67$11.16$5.12$4.42$9.53$6.51$8.60$7.67
Nebraska$10.58$5.88$5.40$11.75$9.87$9.16$13.40$7.05$21.15$6.35$8.37$23.50$6.82$10.15$6.11$8.70$5.17$5.64$6.39$17.39$16.22$7.99$11.99$20.68$23.03$19.74$6.35$9.87$7.38$5.17$7.52$10.81$7.76$6.11$8.23$7.99$9.64$7.05$11.05$9.40$10.34$8.93$13.63$7.28$11.51$5.88$7.05$5.40$4.93$5.64$12.69$7.76$11.28$5.17$4.47$9.64$6.58$8.70$7.76
North Carolina$10.58$5.88$5.40$11.75$9.87$9.16$13.40$7.05$21.15$6.35$8.37$23.50$6.82$10.15$6.11$8.70$5.17$5.64$6.39$17.39$16.22$7.99$11.99$20.68$23.03$19.74$6.35$9.87$7.38$5.17$7.52$10.81$7.76$6.11$8.23$7.99$9.64$7.05$11.05$9.40$10.34$8.93$13.63$7.28$11.51$5.88$7.05$5.40$4.93$5.64$12.69$7.76$11.28$5.17$4.47$9.64$6.58$8.70$7.76
Idaho$10.69$5.94$5.46$11.88$9.98$9.26$13.54$7.13$21.38$6.41$8.46$23.75$6.89$10.26$6.18$8.79$5.23$5.70$6.46$17.58$16.39$8.07$12.11$20.90$23.28$19.95$6.41$9.98$7.46$5.23$7.60$10.93$7.84$6.18$8.31$8.07$9.74$7.13$11.16$9.50$10.45$9.03$13.77$7.36$11.64$5.94$7.13$5.46$4.99$5.70$12.83$7.84$11.40$5.23$4.51$9.74$6.65$8.79$7.84
Kansas$10.80$6.00$5.52$12.00$10.08$9.36$13.68$7.20$21.60$6.48$8.54$24.00$6.96$10.37$6.24$8.88$5.28$5.76$6.53$17.76$16.56$8.16$12.24$21.12$23.52$20.16$6.48$10.08$7.54$5.28$7.68$11.04$7.92$6.24$8.40$8.16$9.84$7.20$11.28$9.60$10.56$9.12$13.92$7.44$11.76$6.00$7.20$5.52$5.04$5.76$12.96$7.92$11.52$5.28$4.56$9.84$6.72$8.88$7.92
Mississippi$10.91$6.06$5.58$12.13$10.19$9.46$13.82$7.28$21.83$6.55$8.63$24.25$7.03$10.48$6.31$8.97$5.34$5.82$6.60$17.95$16.73$8.24$12.37$21.34$23.77$20.37$6.55$10.19$7.61$5.34$7.76$11.16$8.00$6.31$8.49$8.24$9.94$7.28$11.40$9.70$10.67$9.22$14.07$7.52$11.88$6.06$7.28$5.58$5.09$5.82$13.10$8.00$11.64$5.34$4.61$9.94$6.79$8.97$8.00
New Mexico$11.03$6.13$5.64$12.25$10.29$9.56$13.97$7.35$22.05$6.62$8.72$24.50$7.11$10.58$6.37$9.07$5.39$5.88$6.66$18.13$16.91$8.33$12.50$21.56$24.01$20.58$6.62$10.29$7.69$5.39$7.84$11.27$8.08$6.37$8.57$8.33$10.05$7.35$11.52$9.80$10.78$9.31$14.21$7.60$12.01$6.13$7.35$5.64$5.15$5.88$13.23$8.08$11.76$5.39$4.66$10.05$6.86$9.07$8.08
South Carolina$11.14$6.19$5.69$12.38$10.40$9.65$14.11$7.43$22.28$6.68$8.81$24.75$7.18$10.69$6.44$9.16$5.45$5.94$6.73$18.32$17.08$8.41$12.62$21.78$24.26$20.79$6.68$10.40$7.77$5.45$7.92$11.39$8.17$6.44$8.66$8.41$10.15$7.43$11.63$9.90$10.89$9.40$14.36$7.67$12.13$6.19$7.43$5.69$5.20$5.94$13.37$8.17$11.88$5.45$4.70$10.15$6.93$9.16$8.17
Kentucky$11.25$6.25$5.75$12.50$10.50$9.75$14.25$7.50$22.50$6.75$8.90$25.00$7.25$10.80$6.50$9.25$5.50$6.00$6.80$18.50$17.25$8.50$12.75$22.00$24.50$21.00$6.75$10.50$7.85$5.50$8.00$11.50$8.25$6.50$8.75$8.50$10.25$7.50$11.75$10.00$11.00$9.50$14.50$7.75$12.25$6.25$7.50$5.75$5.25$6.00$13.50$8.25$12.00$5.50$4.75$10.25$7.00$9.25$8.25
Iowa$11.48$6.38$5.87$12.75$10.71$9.95$14.54$7.65$22.95$6.89$9.08$25.50$7.40$11.02$6.63$9.44$5.61$6.12$6.94$18.87$17.60$8.67$13.01$22.44$24.99$21.42$6.89$10.71$8.01$5.61$8.16$11.73$8.42$6.63$8.93$8.67$10.46$7.65$11.99$10.20$11.22$9.69$14.79$7.91$12.50$6.38$7.65$5.87$5.36$6.12$13.77$8.42$12.24$5.61$4.85$10.46$7.14$9.44$8.42
Missouri$11.59$6.44$5.92$12.88$10.82$10.04$14.68$7.73$23.18$6.95$9.17$25.75$7.47$11.12$6.70$9.53$5.67$6.18$7.00$19.06$17.77$8.76$13.13$22.66$25.24$21.63$6.95$10.82$8.09$5.67$8.24$11.85$8.50$6.70$9.01$8.76$10.56$7.73$12.10$10.30$11.33$9.79$14.94$7.98$12.62$6.44$7.73$5.92$5.41$6.18$13.91$8.50$12.36$5.67$4.89$10.56$7.21$9.53$8.50
Nevada$11.70$6.50$5.98$13.00$10.92$10.14$14.82$7.80$23.40$7.02$9.26$26.00$7.54$11.23$6.76$9.62$5.72$6.24$7.07$19.24$17.94$8.84$13.26$22.88$25.48$21.84$7.02$10.92$8.16$5.72$8.32$11.96$8.58$6.76$9.10$8.84$10.66$7.80$12.22$10.40$11.44$9.88$15.08$8.06$12.74$6.50$7.80$5.98$5.46$6.24$14.04$8.58$12.48$5.72$4.94$10.66$7.28$9.62$8.58
Georgia$11.81$6.56$6.04$13.13$11.03$10.24$14.96$7.88$23.63$7.09$9.35$26.25$7.61$11.34$6.83$9.71$5.78$6.30$7.14$19.43$18.11$8.93$13.39$23.10$25.73$22.05$7.09$11.03$8.24$5.78$8.40$12.08$8.66$6.83$9.19$8.93$10.76$7.88$12.34$10.50$11.55$9.98$15.23$8.14$12.86$6.56$7.88$6.04$5.51$6.30$14.18$8.66$12.60$5.78$4.99$10.76$7.35$9.71$8.66
Maryland$11.81$6.56$6.04$13.13$11.03$10.24$14.96$7.88$23.63$7.09$9.35$26.25$7.61$11.34$6.83$9.71$5.78$6.30$7.14$19.43$18.11$8.93$13.39$23.10$25.73$22.05$7.09$11.03$8.24$5.78$8.40$12.08$8.66$6.83$9.19$8.93$10.76$7.88$12.34$10.50$11.55$9.98$15.23$8.14$12.86$6.56$7.88$6.04$5.51$6.30$14.18$8.66$12.60$5.78$4.99$10.76$7.35$9.71$8.66
Oregon$11.93$6.63$6.10$13.25$11.13$10.34$15.11$7.95$23.85$7.16$9.43$26.50$7.69$11.45$6.89$9.81$5.83$6.36$7.21$19.61$18.29$9.01$13.52$23.32$25.97$22.26$7.16$11.13$8.32$5.83$8.48$12.19$8.75$6.89$9.28$9.01$10.87$7.95$12.46$10.60$11.66$10.07$15.37$8.22$12.99$6.63$7.95$6.10$5.57$6.36$14.31$8.75$12.72$5.83$5.04$10.87$7.42$9.81$8.75
West Virginia$12.04$6.69$6.15$13.38$11.24$10.43$15.25$8.03$24.08$7.22$9.52$26.75$7.76$11.56$6.96$9.90$5.89$6.42$7.28$19.80$18.46$9.10$13.64$23.54$26.22$22.47$7.22$11.24$8.40$5.89$8.56$12.31$8.83$6.96$9.36$9.10$10.97$8.03$12.57$10.70$11.77$10.17$15.52$8.29$13.11$6.69$8.03$6.15$5.62$6.42$14.45$8.83$12.84$5.89$5.08$10.97$7.49$9.90$8.83
Alabama$12.15$6.75$6.21$13.50$11.34$10.53$15.39$8.10$24.30$7.29$9.61$27.00$7.83$11.66$7.02$9.99$5.94$6.48$7.34$19.98$18.63$9.18$13.77$23.76$26.46$22.68$7.29$11.34$8.48$5.94$8.64$12.42$8.91$7.02$9.45$9.18$11.07$8.10$12.69$10.80$11.88$10.26$15.66$8.37$13.23$6.75$8.10$6.21$5.67$6.48$14.58$8.91$12.96$5.94$5.13$11.07$7.56$9.99$8.91
Minnesota$12.15$6.75$6.21$13.50$11.34$10.53$15.39$8.10$24.30$7.29$9.61$27.00$7.83$11.66$7.02$9.99$5.94$6.48$7.34$19.98$18.63$9.18$13.77$23.76$26.46$22.68$7.29$11.34$8.48$5.94$8.64$12.42$8.91$7.02$9.45$9.18$11.07$8.10$12.69$10.80$11.88$10.26$15.66$8.37$13.23$6.75$8.10$6.21$5.67$6.48$14.58$8.91$12.96$5.94$5.13$11.07$7.56$9.99$8.91
New Hampshire$12.15$6.75$6.21$13.50$11.34$10.53$15.39$8.10$24.30$7.29$9.61$27.00$7.83$11.66$7.02$9.99$5.94$6.48$7.34$19.98$18.63$9.18$13.77$23.76$26.46$22.68$7.29$11.34$8.48$5.94$8.64$12.42$8.91$7.02$9.45$9.18$11.07$8.10$12.69$10.80$11.88$10.26$15.66$8.37$13.23$6.75$8.10$6.21$5.67$6.48$14.58$8.91$12.96$5.94$5.13$11.07$7.56$9.99$8.91
Delaware$12.38$6.88$6.33$13.75$11.55$10.73$15.68$8.25$24.75$7.43$9.79$27.50$7.98$11.88$7.15$10.18$6.05$6.60$7.48$20.35$18.98$9.35$14.03$24.20$26.95$23.10$7.43$11.55$8.64$6.05$8.80$12.65$9.08$7.15$9.63$9.35$11.28$8.25$12.93$11.00$12.10$10.45$15.95$8.53$13.48$6.88$8.25$6.33$5.78$6.60$14.85$9.08$13.20$6.05$5.23$11.28$7.70$10.18$9.08
Maine$12.38$6.88$6.33$13.75$11.55$10.73$15.68$8.25$24.75$7.43$9.79$27.50$7.98$11.88$7.15$10.18$6.05$6.60$7.48$20.35$18.98$9.35$14.03$24.20$26.95$23.10$7.43$11.55$8.64$6.05$8.80$12.65$9.08$7.15$9.63$9.35$11.28$8.25$12.93$11.00$12.10$10.45$15.95$8.53$13.48$6.88$8.25$6.33$5.78$6.60$14.85$9.08$13.20$6.05$5.23$11.28$7.70$10.18$9.08
Wisconsin$12.38$6.88$6.33$13.75$11.55$10.73$15.68$8.25$24.75$7.43$9.79$27.50$7.98$11.88$7.15$10.18$6.05$6.60$7.48$20.35$18.98$9.35$14.03$24.20$26.95$23.10$7.43$11.55$8.64$6.05$8.80$12.65$9.08$7.15$9.63$9.35$11.28$8.25$12.93$11.00$12.10$10.45$15.95$8.53$13.48$6.88$8.25$6.33$5.78$6.60$14.85$9.08$13.20$6.05$5.23$11.28$7.70$10.18$9.08
Michigan$12.60$7.00$6.44$14.00$11.76$10.92$15.96$8.40$25.20$7.56$9.97$28.00$8.12$12.10$7.28$10.36$6.16$6.72$7.62$20.72$19.32$9.52$14.28$24.64$27.44$23.52$7.56$11.76$8.79$6.16$8.96$12.88$9.24$7.28$9.80$9.52$11.48$8.40$13.16$11.20$12.32$10.64$16.24$8.68$13.72$7.00$8.40$6.44$5.88$6.72$15.12$9.24$13.44$6.16$5.32$11.48$7.84$10.36$9.24
Vermont$12.60$7.00$6.44$14.00$11.76$10.92$15.96$8.40$25.20$7.56$9.97$28.00$8.12$12.10$7.28$10.36$6.16$6.72$7.62$20.72$19.32$9.52$14.28$24.64$27.44$23.52$7.56$11.76$8.79$6.16$8.96$12.88$9.24$7.28$9.80$9.52$11.48$8.40$13.16$11.20$12.32$10.64$16.24$8.68$13.72$7.00$8.40$6.44$5.88$6.72$15.12$9.24$13.44$6.16$5.32$11.48$7.84$10.36$9.24
Rhode Island$12.83$7.12$6.56$14.25$11.97$11.11$16.24$8.55$25.65$7.69$10.15$28.50$8.26$12.31$7.41$10.55$6.27$6.84$7.75$21.09$19.67$9.69$14.53$25.08$27.93$23.94$7.69$11.97$8.95$6.27$9.12$13.11$9.40$7.41$9.98$9.69$11.68$8.55$13.40$11.40$12.54$10.83$16.53$8.83$13.96$7.12$8.55$6.56$5.99$6.84$15.39$9.40$13.68$6.27$5.41$11.68$7.98$10.55$9.40
Florida$12.94$7.19$6.61$14.37$12.08$11.21$16.39$8.63$25.87$7.76$10.24$28.75$8.34$12.42$7.48$10.64$6.32$6.90$7.82$21.28$19.84$9.77$14.66$25.30$28.17$24.15$7.76$12.08$9.03$6.32$9.20$13.23$9.49$7.48$10.06$9.77$11.79$8.63$13.51$11.50$12.65$10.93$16.67$8.91$14.09$7.19$8.63$6.61$6.04$6.90$15.52$9.49$13.80$6.32$5.46$11.79$8.05$10.64$9.49
Montana$12.94$7.19$6.61$14.37$12.08$11.21$16.39$8.63$25.87$7.76$10.24$28.75$8.34$12.42$7.48$10.64$6.32$6.90$7.82$21.28$19.84$9.77$14.66$25.30$28.17$24.15$7.76$12.08$9.03$6.32$9.20$13.23$9.49$7.48$10.06$9.77$11.79$8.63$13.51$11.50$12.65$10.93$16.67$8.91$14.09$7.19$8.63$6.61$6.04$6.90$15.52$9.49$13.80$6.32$5.46$11.79$8.05$10.64$9.49
District of Columbia$13.27$7.38$6.78$14.75$12.39$11.51$16.81$8.85$26.55$7.97$10.50$29.50$8.56$12.74$7.67$10.92$6.49$7.08$8.02$21.83$20.36$10.03$15.05$25.96$28.91$24.78$7.97$12.39$9.26$6.49$9.44$13.57$9.74$7.67$10.33$10.03$12.10$8.85$13.86$11.80$12.98$11.21$17.11$9.15$14.46$7.38$8.85$6.78$6.19$7.08$15.93$9.74$14.16$6.49$5.61$12.10$8.26$10.92$9.74
Massachusetts$13.27$7.38$6.78$14.75$12.39$11.51$16.81$8.85$26.55$7.97$10.50$29.50$8.56$12.74$7.67$10.92$6.49$7.08$8.02$21.83$20.36$10.03$15.05$25.96$28.91$24.78$7.97$12.39$9.26$6.49$9.44$13.57$9.74$7.67$10.33$10.03$12.10$8.85$13.86$11.80$12.98$11.21$17.11$9.15$14.46$7.38$8.85$6.78$6.19$7.08$15.93$9.74$14.16$6.49$5.61$12.10$8.26$10.92$9.74
Oklahoma$13.27$7.38$6.78$14.75$12.39$11.51$16.81$8.85$26.55$7.97$10.50$29.50$8.56$12.74$7.67$10.92$6.49$7.08$8.02$21.83$20.36$10.03$15.05$25.96$28.91$24.78$7.97$12.39$9.26$6.49$9.44$13.57$9.74$7.67$10.33$10.03$12.10$8.85$13.86$11.80$12.98$11.21$17.11$9.15$14.46$7.38$8.85$6.78$6.19$7.08$15.93$9.74$14.16$6.49$5.61$12.10$8.26$10.92$9.74
Illinois$13.50$7.50$6.90$15.00$12.60$11.70$17.10$9.00$27.00$8.10$10.68$30.00$8.70$12.96$7.80$11.10$6.60$7.20$8.16$22.20$20.70$10.20$15.30$26.40$29.40$25.20$8.10$12.60$9.42$6.60$9.60$13.80$9.90$7.80$10.50$10.20$12.30$9.00$14.10$12.00$13.20$11.40$17.40$9.30$14.70$7.50$9.00$6.90$6.30$7.20$16.20$9.90$14.40$6.60$5.70$12.30$8.40$11.10$9.90
Connecticut$13.73$7.63$7.02$15.25$12.81$11.90$17.38$9.15$27.45$8.24$10.86$30.50$8.85$13.18$7.93$11.29$6.71$7.32$8.30$22.57$21.05$10.37$15.56$26.84$29.89$25.62$8.24$12.81$9.58$6.71$9.76$14.03$10.07$7.93$10.68$10.37$12.51$9.15$14.34$12.20$13.42$11.59$17.69$9.46$14.95$7.63$9.15$7.02$6.41$7.32$16.47$10.07$14.64$6.71$5.80$12.51$8.54$11.29$10.07
Louisiana$14.06$7.81$7.19$15.63$13.13$12.19$17.81$9.38$28.13$8.44$11.13$31.25$9.06$13.50$8.13$11.56$6.88$7.50$8.50$23.13$21.56$10.63$15.94$27.50$30.63$26.25$8.44$13.13$9.81$6.88$10.00$14.38$10.31$8.13$10.94$10.63$12.81$9.38$14.69$12.50$13.75$11.88$18.13$9.69$15.31$7.81$9.38$7.19$6.56$7.50$16.88$10.31$15.00$6.88$5.94$12.81$8.75$11.56$10.31
Hawaii$14.40$8.00$7.36$16.00$13.44$12.48$18.24$9.60$28.80$8.64$11.39$32.00$9.28$13.82$8.32$11.84$7.04$7.68$8.70$23.68$22.08$10.88$16.32$28.16$31.36$26.88$8.64$13.44$10.05$7.04$10.24$14.72$10.56$8.32$11.20$10.88$13.12$9.60$15.04$12.80$14.08$12.16$18.56$9.92$15.68$8.00$9.60$7.36$6.72$7.68$17.28$10.56$15.36$7.04$6.08$13.12$8.96$11.84$10.56
Pennsylvania$14.40$8.00$7.36$16.00$13.44$12.48$18.24$9.60$28.80$8.64$11.39$32.00$9.28$13.82$8.32$11.84$7.04$7.68$8.70$23.68$22.08$10.88$16.32$28.16$31.36$26.88$8.64$13.44$10.05$7.04$10.24$14.72$10.56$8.32$11.20$10.88$13.12$9.60$15.04$12.80$14.08$12.16$18.56$9.92$15.68$8.00$9.60$7.36$6.72$7.68$17.28$10.56$15.36$7.04$6.08$13.12$8.96$11.84$10.56
New Jersey$14.63$8.13$7.48$16.25$13.65$12.68$18.53$9.75$29.25$8.78$11.57$32.50$9.43$14.04$8.45$12.03$7.15$7.80$8.84$24.05$22.43$11.05$16.58$28.60$31.85$27.30$8.78$13.65$10.21$7.15$10.40$14.95$10.73$8.45$11.38$11.05$13.33$9.75$15.28$13.00$14.30$12.35$18.85$10.08$15.93$8.13$9.75$7.48$6.83$7.80$17.55$10.73$15.60$7.15$6.18$13.33$9.10$12.03$10.73
California$15.19$8.44$7.76$16.88$14.18$13.16$19.24$10.13$30.38$9.11$12.02$33.75$9.79$14.58$8.78$12.49$7.43$8.10$9.18$24.98$23.29$11.48$17.21$29.70$33.08$28.35$9.11$14.18$10.60$7.43$10.80$15.53$11.14$8.78$11.81$11.48$13.84$10.13$15.86$13.50$14.85$12.83$19.58$10.46$16.54$8.44$10.13$7.76$7.09$8.10$18.23$11.14$16.20$7.43$6.41$13.84$9.45$12.49$11.14
Alaska$15.98$8.88$8.16$17.75$14.91$13.85$20.24$10.65$31.95$9.58$12.64$35.50$10.30$15.34$9.23$13.14$7.81$8.52$9.66$26.27$24.49$12.07$18.11$31.24$34.79$29.82$9.58$14.91$11.15$7.81$11.36$16.33$11.72$9.23$12.43$12.07$14.56$10.65$16.68$14.20$15.62$13.49$20.59$11.01$17.40$8.88$10.65$8.16$7.46$8.52$19.17$11.72$17.04$7.81$6.74$14.56$9.94$13.14$11.72
New York$16.31$9.06$8.34$18.13$15.23$14.14$20.66$10.88$32.63$9.79$12.91$36.25$10.51$15.66$9.42$13.41$7.98$8.70$9.86$26.83$25.01$12.33$18.49$31.90$35.53$30.45$9.79$15.23$11.38$7.98$11.60$16.68$11.96$9.42$12.69$12.33$14.86$10.88$17.04$14.50$15.95$13.78$21.03$11.24$17.76$9.06$10.88$8.34$7.61$8.70$19.58$11.96$17.40$7.98$6.89$14.86$10.15$13.41$11.96

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