Workers' Compensation Insurance for Services

Covers janitorial and cleaning service employees working under contract at client facilities.

Covers police officers, detectives, and patrol drivers performing law enforcement duties.

Covers firefighters, fire engineers, and fire apparatus drivers performing fire suppression duties.

Covers general government employees performing administrative and operational duties.

Covers pest control technicians performing inspections and treatment for insects, rodents, and wildlife.

Covers fitness center and health club employees including trainers, instructors, and front desk staff.

Covers landscaping workers performing lawn care, planting, trimming, and landscape maintenance.

Covers barbers, hairstylists, cosmetologists, and salon support staff.

Covers technicians installing, servicing, and repairing security and fire alarm systems.

Covers funeral home employees including directors, embalmers, and support staff.

Covers technicians who install, inspect, adjust, or repair office machines and computer equipment — calculators, computers and peripherals (modems, printers, scanners), copy and fax machines, and point-of-sale terminals — primarily at customers' premises.

Covers laundry workers performing washing, drying, pressing, and folding of garments and linens not otherwise classified.

Covers workers in dry cleaning establishments performing garment cleaning using chemical solvents.

Covers line workers and field employees of electric utility companies installing and maintaining power lines.

Covers workers engaged in the collection and disposal of garbage, trash, ash, and recyclable materials.

Covers workers installing and maintaining telephone, telegraph, and telecommunications lines and equipment.

Covers employees of radio and television broadcasting stations including technical and production staff.

Covers mounted police officers performing patrol and crowd control duties on horseback.

Covers contract packaging services that package cosmetics, toiletries, pharmaceuticals, soaps, cleaning agents, hardware, advertising materials, and similar merchandise owned by others into retail-size packages.

Covers postal workers and mail carriers performing mail sorting, delivery, and customer service duties.

Covers employees of social service organizations providing community assistance, counseling, and outreach programs.

Covers private investigators and detectives performing surveillance, background checks, and investigative services.

Covers workers delivering newspapers and periodicals to residential and commercial subscribers.

Covers corrections officers working in jails, prisons, and detention facilities overseeing inmates.

Covers lifeguards performing water safety surveillance and rescue operations at pools, beaches, and water parks.

Covers park rangers performing conservation, law enforcement, and visitor services at national and state parks.

Covers sanitation workers collecting residential and commercial waste, recyclables, and yard debris.

Covers employees of senior centers providing social services, meals, recreation, and health programs for older adults.

Covers workers performing upholstery services including furniture reupholstering, cushion fabrication, and fabric repair.

Covers workers providing residential house cleaning and maid services including dusting, vacuuming, and sanitizing.

Covers workers performing carpet and upholstery cleaning services using steam, chemical, and dry cleaning methods.

Covers workers providing pet grooming services including bathing, trimming, nail clipping, and styling.

Covers couriers delivering documents, packages, and time-sensitive materials for businesses and individuals.

Covers workers in hair salons performing cutting, coloring, styling, and hair treatment services.

Covers workers in nail salons performing manicures, pedicures, nail art, and related hand and foot care services.

Covers all cemetery employees including groundskeepers, gravediggers, office staff, and funeral coordinators.

Covers building inspectors examining structures for code compliance, safety, and structural integrity.

Covers workers inspecting elevators, escalators, and lifts for safety compliance and mechanical integrity.