Workers' Comp Rate for Trucking - Long Haul in New York (Class Code 7219)
Last verified: 2026-06-03
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Get Your QuoteFiled Figures for Class Code 7219 in the States That Publish Them
Copied from each state's own regulator or rating bureau filing, per $100 of payroll. A loss cost is what the filing calls it — your insurer multiplies it by its own loss cost multiplier; a rate is a manual rate. States not listed publish no per-class figure this site has transcribed.
Where code 7219 sits among all classes, judged only from filed tables: a class percentile of 91 (0 = the cheapest class, 100 = the most expensive) across the 2 filings that list it.
Compare: New York and States with a Similar Cost Index
Cost index 1.00 = the median of the 47 rated states. It is a relative position, not a price, and it does not vary by class code.
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Related Class Codes in New York
7380
Commercial Drivers
8385
Bus Co - Garage Employees
7382
Bus Company - All Employees
7403
Aircraft Operation - NOC
7228
Trucking - Local Hauling Only
About Class Code 7219: Scope, Inclusions, and Common Misclassifications
NCCI Class Code 7219 — officially "Trucking NOC — All Employees & Drivers" — is the workers' compensation classification for general trucking operations that haul merchandise or freight under contract and aren't picked up by a more specific transportation code. Long-haul, over-the-road carriers running interstate and cross-country freight are the prototypical 7219 risk, which is why the site labels this page "Trucking — Long Haul," but the code is the not-otherwise-classified trucking code and covers all employees of the trucking business, not just the over-the-road drivers. The classification anticipates that miscellaneous employees — terminal employees, garage employees, mechanics, and repairers — are reported under 7219 along with the drivers, and it includes incidental rigging performed by the truckers.
7219 sits in NCCI hazard group E and carries a transportation exposure built around drivers who spend long hours on the road, load and unload freight, and face highway-accident and lifting injuries. This page shows filed 7219 figures for the states that publish them and ranks the other states with a relative cost index, so a trucking or freight company can see where its state sits before requesting a quote; neither the filed figures nor the index is a binding quote.
What's Included Under Class Code 7219
7219 applies to insureds engaged in hauling general merchandise or freight under contract for one or more individuals or concerns, provided the operation isn't otherwise classified in the manual. Because it is the "all employees & drivers" trucking code, most of the workforce of a general trucking operation reports here: the drivers themselves, plus the miscellaneous employees the classification names — terminal employees, garage employees, mechanics, and repairers. Incidental rigging performed by the truckers in the course of hauling is also included rather than split out.
Long-haul, over-the-road carriers moving freight across state lines are the classic 7219 assignment, but the code is not limited by route length — it is the not-otherwise-classified trucking code for general-merchandise hauling. The exposure that drives the rate is time behind the wheel and the loading/unloading of freight, so carriers weigh fleet safety, hours-of-service compliance, and driver loss history heavily when pricing the account.
Long-Haul vs Local, Owner-Operators, and Specialty Hauls
7219 is the not-otherwise-classified trucking code, which means the classification turns on whether a more specific code fits the operation. Trucking that is incidental to and performed by employees of a non-trucking business — a contractor's or dealer's own delivery drivers — is generally absorbed into that business's governing classification rather than rated as standalone trucking under 7219. And specialized hauls or operations that NCCI describes separately (for example, certain hazardous-material, parcel-delivery, or operation-specific trucking) can carry their own classifications, so an operation that isn't plain general-merchandise hauling should confirm the governing code rather than default to 7219.
Owner-operators and subcontracted truckers are a recurring audit issue: an independent owner-operator who carries their own workers' compensation coverage is generally not payroll for the hiring carrier, but an uninsured subcontractor's payroll can be pulled back onto the policy. Office staff who dispatch, bill, and handle paperwork are clerical, and whether their payroll can be separately rated to 8810 Clerical Office Employees instead of being absorbed into 7219 depends on the governing state bureau's standard-exception rules. Drivers who deliver for a non-trucking employer may instead align with a code like 7380 Drivers, Chauffeurs & Their Helpers NOC — Commercial; confirm which trucking or drivers classification governs before assuming 7219.
Audit Records for 7219 Trucking
The audit file that supports a 7219 assignment documents that the business is a for-hire trucking operation hauling general merchandise under contract, and accounts for every category the code names — drivers, terminal and garage employees, mechanics, and repairers. Keep driver and employee payroll detail, contracts or rate confirmations showing for-hire hauling, and certificates of insurance for every owner-operator and subcontracted trucker so that uninsured haulers' payroll is identified and insured ones are excluded. Separate any clerical payroll eligible for the standard exception per the state's rules.
For quote shoppers, the figures on this page — filed figures from the states that publish them and a relative cost index for the rest — are a benchmark, not a binding quote: the final premium still moves with payroll, the carrier's loss-cost multiplier, the employer's experience modification factor, schedule credits, minimum premium, and any reclassification to a more specific trucking or drivers code. Independent-bureau states publish their own trucking phraseology and rates and may use a different code number than the national 7219, so an operator in a state with its own rating bureau should confirm the local classification rather than rely on a single national figure.
Sources
- GeneralLiabilityInsure — NCCI Class Code 7219 Trucking NOC — All Employees & Drivers (for-hire general-merchandise hauling, included employees) (retrieved 2026-06-03)
- Class Codes — Workers Compensation Code 7219 Trucking NOC (scope, all employees & drivers, miscellaneous employees, rigging) (retrieved 2026-06-03)
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