Workers' Compensation Insurance for Hospitality
Workers' compensation for hotels, motels, resorts, and lodging establishments. Hospitality workers face risks from housekeeping duties, maintenance tasks, laundry operations, and guest services. Rates typically reflect the moderate physical demands across front-desk and back-of-house roles.
Class Codes in Hospitality
Covers restaurant, bar, and food-service employees directly managed by a hotel, motel, motor court, tourist court, or cabin operation.
32 / 100
class percentile · filed in 2 states
Covers hotel, motel, resort, and lodging employees not assigned to a more specific hotel restaurant, casino, clerical, or other hospitality classification.
39 / 100
class percentile · filed in 2 states
Covers employees of private clubs including country clubs, social clubs, and athletic clubs.
12 / 100
class percentile · filed in 2 states
Covers bowling alley employees including counter staff, mechanics, and food service workers.
16 / 100
class percentile · filed in 1 state
Covers fixed-location amusement park or exhibition operations, including premises care, gate and box-office staff, security, musicians, and drivers; ride or device operation and separately classified restaurant, retail, or theater operations may need separate codes.
53 / 100
class percentile · filed in 2 states
Covers workers operating and maintaining amusement rides at theme parks, carnivals, and fairs.
54 / 100
class percentile · filed in 2 states
Covers employees of stables and riding academies providing horseback riding lessons, boarding, and equestrian services.
76 / 100
class percentile · filed in 1 state
Covers employees of day and overnight camps providing recreational activities and supervision for campers.
7 / 100
class percentile · filed in 1 state
Covers employees of golf clubs and courses including grounds crew, pro shop staff, and food service workers.
—
class percentile · filed in 0 states
Covers employees of day spas providing massage, skin care, and wellness treatment services.
79 / 100
class percentile · filed in 1 state
Covers employees operating and maintaining swimming pools including lifeguards, attendants, and maintenance staff.
—
class percentile · filed in 0 states
Covers employees operating and maintaining mechanical rides at amusement and theme parks.
—
class percentile · filed in 0 states
Covers all employees of bowling centers including attendants, mechanics, and food service staff.
—
class percentile · filed in 0 states
Covers employees of ice and roller skating rinks including attendants, instructors, and maintenance staff.
17 / 100
class percentile · filed in 1 state
Covers employees of recreation centers providing fitness, sports, and leisure activities to the community.
—
class percentile · filed in 0 states
Covers professional athletes and team staff participating in organized professional sports leagues.
63 / 100
class percentile · filed in 2 states
Covers amateur athletes and staff participating in organized amateur and collegiate sports programs.
30 / 100
class percentile · filed in 2 states
Filed Figures by State
Per $100 of payroll, copied from each state's own filing. “LC” is a loss cost (before the insurer's multiplier); “rate” is a manual rate. Other states publish no per-class figure this site has transcribed.
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