Workers' Compensation Insurance for Automotive

Workers' compensation for auto repair shops, body shops, dealerships, auto recycling yards, and auto parts stores. Mechanics and technicians face injury risks from heavy equipment, hydraulic lifts, chemicals, and repetitive motions. Rates vary with the specific operation and the state.

Class Codes in Automotive

8380 — Automobile Service or Repair Center & Drivers

Covers auto service and repair center employees, including mechanics, service technicians, service writers, counter staff, and drivers connected with the shop operation.

56 / 100

class percentile · filed in 1 state

8748 — Automobile Salespersons

Covers salespersons who sell or long-term-lease automobiles, mobile homes, or boats. Service, repair, and lot staff belong in the dealership's governing classification.

6 / 100

class percentile · filed in 2 states

8393 — Automobile Body Repair & Drivers

Covers auto body shop employees repairing metal, fiberglass, or plastic vehicle bodies, including collision repair, upholstering, painting, and related driving.

28 / 100

class percentile · filed in 1 state

3821 — Automobile Recycling & Drivers

Covers employees dismantling, salvaging, or junking automobiles, motorcycles, and trucks for reusable parts or scrap.

81 / 100

class percentile · filed in 2 states

8046 — Auto Accessories Store

Covers employees of auto accessories stores selling parts, accessories, and automotive supplies.

50 / 100

class percentile · filed in 2 states

9602 — Car Wash

Covers workers operating car wash facilities including automated and hand wash services, detailing, and waxing.

—

class percentile · filed in 0 states

Filed Figures by State

Per $100 of payroll, copied from each state's own filing. “LC” is a loss cost (before the insurer's multiplier); “rate” is a manual rate. Other states publish no per-class figure this site has transcribed.

State838087488393382180469602
New York—$0.378 LC—$2.476 LC$1.470 LC—
Wisconsin$2.703 rate$0.433 rate$1.707 rate$7.081 rate$2.748 rate—

Get a Workers' Comp Quote for Your Automotive Business

Compare quotes from carriers that specialize in automotive.

Get Quote