Workers' Comp Rate for Building Material Yard & Drivers in Virginia (Class Code 8232)
Last verified: 2026-06-10
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Related Class Codes in Virginia
8017
Retail Store NOC
8006
Grocery Store - Retail
8018
Wholesale Store NOC
8033
Meat, Fish or Poultry Dealer - Retail
8044
Furniture Store - Wholesale or Retail & Drivers
About Class Code 8232: Scope, Inclusions, and Common Misclassifications
NCCI Class Code 8232 — officially phrased "Building Material Dealer — New Materials Only — All Other Employees & Yard, Warehouse, Drivers," and carried under a parallel "Lumberyard — New Materials Only" phraseology for lumber-focused operations — is the workers' compensation classification for everything at a new-materials building supply dealer that is not the store counter. It covers the yard workers, warehouse and shed personnel, forklift operators, lumber handlers and loaders, and the dealer's own delivery drivers. The exposure is heavy-materials handling plus road time — stacking and banding lumber, moving sand, gravel, and masons' supplies with powered equipment, and delivering bulk orders to job sites — which is why 8232 sits in hazard group E, a notch above the companion store code's group D.
8232 is the yard half of a two-code pair. The store employees of the same dealer — cashiers, counter and sales staff, paint and special-order desks — rate to companion code 8058 Building Materials Dealer — Store Employees, and NCCI's scope language defines 8232 by that subtraction: it applies to those employees, other than employees assigned to Code 8058, of lumberyards and dealers engaged in the sale and distribution of new building materials. This page compares filed base-rate estimates for 8232 across states so a lumberyard, building supply distributor, or home-improvement center can see the yard-and-driver spread before requesting a quote; the figure shown is an illustrative benchmark, not a binding quote.
What's Included Under Class Code 8232
8232 contemplates dealers whose goods are purchased in bulk lots, stored in yards, sheds, or buildings, and sold and delivered in smaller quantities to builders, contractors, and retail customers. The materials NCCI lists for the class run across the whole supply yard: sand, gravel, crushed stone, cinders, lumber, finished millwork, builders' hardware, masons' supplies, and roofing, plumbing, and electrical supplies. Although these dealers sell primarily to construction contractors, the operation is considered retail in the trade — the classification turns on the dealing-and-distribution character of the business, not on who the customer is.
In a warehouse-format home-improvement center — Home Depot and Lowe's are the standard examples — the store does not stand apart from the inventory, so the companion store code is applied narrowly to cashiers, service-counter, and paint or special-order counter personnel, and everyone else on the floor — racking, lumber, and yard staff — falls to 8232. Drivers are written into the phraseology itself: a dealer's own employees delivering sold materials to customers and job sites stay in 8232 rather than moving to a trucking classification.
When the Work Is NOT Coded 8232
The boundary that matters most at audit is the store/yard split. In-store retail staff belong to 8058, and yard, warehouse, and driver payroll cannot be folded into that lower-rated store code — an auditor who finds forklift or delivery payroll reported as store payroll will reclassify it to 8232. The split runs the other way too: a dealer cannot park office or counter staff in 8232; payroll is assigned from the operations each employee actually performs.
The "New Materials Only" qualifier excludes dealers in used, salvaged, or secondhand building materials — that is a different exposure that 8232 does not contemplate. Hauling for hire is also out: a business trucking building materials for others, rather than delivering its own sales, is a trucking operation along the lines of trucking NOC 7219. And despite the historic confusion between lumberyards and lumbering, 8232 has nothing to do with felling timber — logging and log hauling belong to the logging classifications (NCCI 2702), while 8232 starts where the finished lumber arrives at the yard. Independent-bureau states put their own stamp on the class as well: California's WCIRB carries 8232 as a lumberyard classification, and New York and New Jersey phraseologies expressly exclude secondhand material and sweep in local managers and drivers — so a dealer in an independent-bureau state should confirm the assignment with the state bureau rather than relying on the national number.
Sources
- GeneralLiabilityInsure — NCCI Class Code 8232 Building Material Dealer — New Materials Only — All Other Employees & Yard, Warehouse, Drivers (phraseology, materials list, new-materials qualifier, CA/NY/NJ state variants) (retrieved 2026-06-10)
- Work Comp Associates — Class Code 8232 Lumberyard New Materials Only: All Other Employees & Yard, Warehouse, Drivers (NCCI scope language: applies to employees other than Code 8058 of lumberyards and dealers in new building materials, bulk-lot storage and smaller-quantity delivery) (retrieved 2026-06-10)
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