WCRates

Workers' Compensation Rates in New York (2026)

State Overview

Bureau Type

independent

NYCIRB

WC Requirement

Mandatory

Minimum Employees

1

Effective Date

2026-01-01

New York has its own independent rating bureau (NYCIRB) and is one of the most expensive states for workers' comp due to high medical costs and generous benefits.

Average Rate (All Class Codes)

$7.75

per $100 of payroll

Least Expensive Class Codes

Most Expensive Class Codes

All Class Codes & Rates in New York

CodePhraseologyHazard GroupRate per $100
8823Accountant - CPAA$0.26
8862Advertising AgencyA$0.32
7403Aircraft Operation - NOCE$13.41
7605Alarm Installation or RepairD$6.89
5047Aluminum InstallationE$11.24
8836Ambulance Service - All EmployeesC$7.98
7398Ambulette/Medical TransportD$7.98
9067Amusement Park - Mechanical RidesD$7.61
9016Amusement Park or Carnival - All EmployeesD$5.94
7520Amusement Ride OperationD$8.34
8831Animal Hospital - VeterinaryC$3.26
8861Architect or Engineer - ConsultingB$0.58
5473Asphalt PavingF$14.86
9625Assisted Living FacilityD$6.53
9182Athletic Teams - AmateurE$10.51
9180Athletic Teams - ProfessionalF$18.13
8820Attorney - All Employees & ClericalA$0.29
8803Auditing, Accounting or Management ConsultingA$0.29
8046Auto Accessories StoreB$1.81
8385Auto Parts Store - RetailC$3.33
5188Automatic Sprinkler InstallationE$11.38
8392Automobile Body RepairE$10.51
8748Automobile Dealer - All EmployeesD$5.44
8391Automobile DismantlingE$9.86
8380Automobile Service or Repair CenterD$6.53
8389Automobile TowingE$12.33
7422Aviation - Ground CrewE$10.51
2003BakeryC$5.08
3724Bakery - ManufacturingD$6.16
8815Bank - All EmployeesA$0.22
8855Banks and Trust Companies - All EmployeesA$0.25
9586Barber Shop or Beauty ParlorC$2.17
7337Boat Building - MetalF$14.14
7335Boat Building - WoodE$10.88
3027Boiler ManufacturingE$11.24
8072Book StoreA$0.73
2157BottlingC$4.71
9071Bowling Alley - All EmployeesC$3.55
9070Bowling Center - AllC$3.63
2065BreweryC$4.71
9650Building InspectionC$3.26
8058Building Materials DealerD$7.61
9015Building Operation - All Other EmployeesC$4.50
7382Bus Company - All EmployeesD$10.88
8850Bus/Taxi - DispatchingA$0.65
5146Cabinet InstallationD$9.79
5148Cabinet Manufacturing & InstallD$8.70
2812Cabinet/Wood Products ManufacturingD$9.06
9055Camps - Day/OvernightC$4.71
2095Candy ManufacturingC$4.35
2111CanneryD$7.61
9602Car WashC$3.63
5645Carpentry - CommercialF$18.13
5432Carpentry - Detached One/Two FamilyE$13.41
5436Carpentry - Finish DetachedD$9.42
5437Carpentry - FramingF$20.66
5404Carpentry - Install CabinetsD$10.15
5403Carpentry - ResidentialF$16.31
2802Carpentry - Shop OnlyD$7.98
9536Carpet CleaningC$4.35
9519Catering NOCC$5.08
5020Ceiling InstallationE$12.33
9610Cemetery - AllD$5.08
5348Ceramic Tile, Indoor Stone, Marble, or Mosaic WorkE$7.98
2131Cereal ManufacturingC$4.21
7405Charter AircraftF$18.49
9660Chimney SweepD$6.89
8826Chiropractic OfficeB$1.31
8812Clerical - Drafting EmployeesA$0.32
8810Clerical Office EmployeesA$0.36
2501Clothing ManufacturingB$3.26
8008Clothing or Wearing Apparel Store - RetailC$2.68
9061Club NOC - All EmployeesC$4.06
8844Collection AgencyA$0.32
8868College or University - Professional EmployeesB$0.65
7380Commercial DriversD$12.33
8859Computer Programming or Software DevelopmentA$0.26
5201Concrete Block ManufacturingE$11.60
5213Concrete Construction NOCF$14.14
5214Concrete NOC - PouredF$14.86
5221Concrete or Cement Work - Floors, Driveways, YardsF$12.91
5070Concrete Products ManufacturingE$9.42
5215Concrete WorkF$16.68
5222Concrete/Cement - FloorsE$11.96
8227Construction Material - UsedD$8.34
8019Convenience StoreC$3.26
7715Corrections OfficersG$13.41
9558Courier/Document DeliveryC$4.71
7719Court EmployeesB$1.81
8865Court ReporterA$0.22
2070Creamery/Dairy ProductsC$5.44
8801Credit Union - All EmployeesA$0.22
8805Credit Union/SavingsA$0.22
9059Day SpaB$2.17
8854Daycare CenterC$3.63
8822Dental LaboratoryB$1.09
8824Dental Office - All EmployeesB$0.80
8039Department Store - RetailC$2.90
2102DistilleryC$4.50
5108Door/Window InstallationD$9.06
5152Drilling NOCF$19.58
8047Drug StoreB$1.38
2688Dry CleaningC$4.71
8866Election CampaignB$1.23
7539Electric Light/Power CompaniesF$15.23
3082Electrical Apparatus ManufacturingD$6.53
5140Electrical Installation - InteriorD$7.61
5193Electrical Wiring - AlarmD$7.98
5191Electrical Wiring - CommercialE$10.51
5190Electrical Wiring - Within BuildingsE$9.06
9653Elevator InspectionC$2.90
5160Elevator InstallationF$15.23
5162Elevator Service/MaintenanceE$11.96
8858Employment AgencyA$0.29
7711EMT/ParamedicsF$10.88
6217Excavation NOCF$15.66
8809Executive RecruitingA$0.29
0035Farm - DairyE$12.69
0005Farm - Field CropsE$13.78
0016Farm - LivestockF$14.86
0050Farm - Orchard or GroveE$11.31
8841Financial AdvisorA$0.25
7710Firefighters and DriversD$9.42
2161Fish ProcessingE$9.42
8032Florist - RetailB$1.67
2130Flour MillingD$6.16
7350Freight HandlingE$10.51
2143Fruit ProcessingD$5.80
9620Funeral Directors - All EmployeesC$2.54
2883Furniture ManufacturingD$7.98
7590Garbage/Ash CollectionF$14.14
2913Glass ManufacturingE$10.88
2915Glass MerchantD$7.61
5462GlazierE$12.33
9056Golf ClubC$3.63
8811Government ClericalA$0.32
8304Grain ElevatorE$10.15
2041Grain MillingD$6.53
8006Grocery Store - RetailC$3.63
9585Hair SalonB$1.81
8116Hardware DealerC$4.71
8055Hardware Store - GeneralC$3.63
8044Hardware Store - RetailC$3.99
8010Hardware Store - WholesaleC$3.77
5137Heating Equipment InstallationD$8.34
5185Heating System InstallationD$7.98
5537Heating, Ventilation, Air Conditioning and RefrigerationE$8.34
5239Highway ConstructionG$21.75
8851Home for Aged - AllD$7.61
8835Home Health Care ServicesC$6.02
8834Hospital - All Other EmployeesC$6.53
9040Hospital - Non-ProfessionalD$7.98
8833Hospital - Professional EmployeesC$4.13
9052Hotel - All EmployeesC$5.29
9058Hotel or Motel - All Other EmployeesC$5.08
9529House CleaningC$4.71
9033Housing AuthorityB$2.17
2039Ice Cream ManufacturingC$5.08
8215Ice DealerC$4.35
8203Ice ManufacturingD$6.53
5479Insulation WorkE$10.88
8818Insurance Company - ClericalA$0.26
8845Investigator/DetectiveC$3.26
8840Investment CompanyA$0.22
5038Iron Doors/Gates InstallationF$21.03
5057Iron or Steel Erection - NOCG$25.01
5102Iron or Steel Erection - StructuralG$26.83
5069Iron/Steel - NOCG$30.45
5059Iron/Steel - OrnamentalF$17.76
5040Iron/Steel Erection - FrameG$35.53
8106Iron/Steel MerchantD$7.98
6229Irrigation Works - All OperationsE$9.42
9014Janitorial Services - By ContractorC$6.16
8013Jewelry StoreB$1.23
8263Junk DealerD$7.98
0917Landscape Gardening - NOCD$7.61
5443LathingE$12.69
2660Laundry NOCC$5.08
2586Leather Goods ManufacturingC$4.35
9034Library - All EmployeesA$0.94
7716LifeguardsD$5.44
8232LoggingG$36.25
7317Longshore WorkersG$27.55
8061Lumber DealerD$8.34
3632Machine Shop NOCD$6.89
3030Machinery ManufacturingD$7.98
3685Machinist NOCD$7.40
7327Marine TransportationF$18.13
5029Masonry - DecorativeE$13.78
5027Masonry - FireproofF$15.95
5028Masonry - StoneF$18.49
5022Masonry NOCF$15.23
8031Meat Market - RetailC$3.99
2001Meat PackingF$12.69
8033Meat, Fish or Poultry Dealer - RetailC$4.71
8838Medical LabB$1.09
7360Messenger ServiceC$5.08
3581Metal Stamping - NOCE$8.92
9554Moving Company - LocalE$11.96
9410Municipal, Township, County or State Employees - NOCC$5.08
9587Nail SalonB$1.45
8860Newspaper - DeliveryC$5.44
8869Newspaper or Magazine Publishing - All EmployeesB$0.51
8807Newspaper PublishingB$1.23
0042Nursery EmployeesE$9.06
9046Nursing - Home/VisitingD$8.34
9049Nursing Home - AllD$7.98
8829Nursing Home - All EmployeesC$7.61
8804Office Machine ServiceB$2.17
8825Optometry OfficeA$0.58
8742Outside Sales PersonnelB$0.80
8037Paint StoreB$1.45
9012Painting - Buildings, Interior - By ContractorsC$5.44
5474Painting - Interior or ExteriorE$10.88
7721Park RangersD$5.08
8821Patent/Copyright AttorneyA$0.29
4361Pest Control ServicesD$6.53
9549Pet GroomingC$2.54
8099Pet StoreB$1.67
8846Pharmaceutical SalesB$0.80
8839Pharmacy - RetailB$1.31
7600Phone/Telegraph InstallationE$10.15
8832Physician & ClericalB$0.65
2110Pickle ManufacturingC$4.13
7313Pier/Wharf OperationF$16.31
5480Plastering NOCE$10.51
8111Plumber - CommercialE$8.70
5183Plumbing NOCE$9.79
7723Police Officers - MountedF$15.59
7720Police Officers and DriversD$8.34
8816Post OfficeC$3.99
2002Poultry ProcessingF$12.33
3076Printing - Offset or DigitalD$4.50
8843Psychiatric HospitalD$6.53
9088Public WorksE$9.42
8015Quick PrintingB$1.45
8857Radio Station - ClericalA$0.26
7610Radio/TV BroadcastingB$1.81
7855Railroad OperationE$10.88
8856Real Estate Agency - All EmployeesC$1.74
8817Real Estate ManagementB$1.81
9077Recreation CenterC$3.63
3060Refrigerator ManufacturingD$6.89
8849Research Lab - AnalyticalB$1.60
9079Restaurant - Fast FoodC$4.71
9083Restaurant - Fast Food - Including DeliveryD$5.94
9082Restaurant NOCD$5.44
8045Retail Store - Cannabis/DispensaryC$3.12
8017Retail Store NOCC$3.05
5551Roofing - All EmployeesG$36.25
5606Roofing ContractorG$32.63
7724Sanitation WorkersF$12.33
9101School - All EmployeesB$2.68
9102School - Professional EmployeesB$0.94
9105School Bus DriversD$6.53
9008Schools - VocationalC$3.99
9060Senior CenterB$2.54
5538Sheet Metal Work - HVAC DuctworkE$9.86
8090Shoe StoreA$0.80
5119Siding InstallationE$10.88
9072Skating RinkC$3.99
8864Social Services OrganizationB$1.81
2105Soft Drink ManufacturingC$3.99
8078Sporting Goods StoreB$1.81
8279Stable/Riding AcademyD$7.61
7309StevedoringG$26.83
8293Storage WarehouseD$6.89
8021Store - FurnitureC$3.63
5506Street/Road ConstructionF$17.04
5507Street/Road Construction - ClearingF$14.50
2021Sugar ManufacturingD$6.16
5223Swimming Pool ConstructionF$13.41
9064Swimming Pool OperationC$3.99
2623TanningD$7.98
7370Taxi/RideshareD$9.79
7390Taxicab Company - All EmployeesD$11.31
8871Telecommunication Employees - NOCA$0.44
8814Telephone Company - ClericalA$0.26
5037Tile RoofingG$31.90
2121Tobacco ManufacturingC$3.63
7232Trucking - Furniture MovingE$15.23
7229Trucking - HazmatG$21.39
7228Trucking - Local Hauling OnlyD$12.69
7219Trucking - Long HaulE$16.68
7231Trucking - Mail, Parcel, or Package DeliveryD$13.19
7202Trucking - NOCE$13.78
7227Trucking - RefrigeratedE$14.86
8847Trust CompanyA$0.22
9522UpholsteryC$3.99
9068Veterans HomeD$6.16
8842Veterinary Office - All EmployeesC$1.60
5180Water Main ConstructionF$17.40
3365Welding or Cutting NOCE$11.96
8018Wholesale Store NOCC$3.48
5196Wiring - Fire Detection SystemsD$6.89
2841Woodworking NOCD$8.34
2286Wool ProcessingC$4.57
8802Writer/AuthorA$0.29
2220Yarn/Thread ManufacturingC$4.35
9063YMCA, YWCA, or Health Club - All EmployeesC$4.13

States with Similar Rates

California

Avg rate: $7.22 per $100

New Jersey

Avg rate: $6.95 per $100

Pennsylvania

Avg rate: $6.84 per $100

Illinois

Avg rate: $6.42 per $100

Florida

Avg rate: $6.15 per $100

Georgia

Avg rate: $5.61 per $100

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