Workers' Compensation Insurance for Office & Professional
Workers' compensation for office-based businesses including law firms, accounting practices, tech companies, and professional services. These roles carry minimal physical risk, resulting in some of the lowest WC rates in the industry. How low still depends on the state and the exact class code.
Class Codes in Office & Professional
Covers office workers performing clerical duties such as data entry, filing, and general administrative tasks.
1 / 100
class percentile · filed in 2 states
Covers employees primarily engaged in outside sales activities away from the employer's premises.
3 / 100
class percentile · filed in 2 states
Covers attorneys, paralegals, and legal office staff in law firm settings.
1 / 100
class percentile · filed in 2 states
Covers accountants, auditors, and management consultants performing professional office services.
0 / 100
class percentile · filed in 2 states
Covers clerical employees performing office work from home or another non-employer location for most of their work time.
0 / 100
class percentile · filed in 2 states
Covers drafting and CAD technicians producing technical drawings and blueprints.
—
class percentile · filed in 0 states
Covers credit union employees including tellers, loan officers, and administrative staff.
—
class percentile · filed in 0 states
Covers consulting architects and engineers performing design, planning, and project oversight.
—
class percentile · filed in 0 states
Covers publishing company employees including editors, reporters, designers, and production staff.
10 / 100
class percentile · filed in 2 states
Covers bank employees including tellers, loan officers, managers, and back-office staff.
1 / 100
class percentile · filed in 2 states
Covers freelance writers, authors, and editorial staff performing writing and content creation work.
23 / 100
class percentile · filed in 1 state
Covers employees of newspaper publishing companies including reporters, editors, and production staff.
—
class percentile · filed in 0 states
Covers clerical and office employees of telephone companies performing administrative and customer service duties.
—
class percentile · filed in 0 states
Covers all bank employees including tellers, loan officers, and administrative staff.
—
class percentile · filed in 0 states
Covers employees of credit unions and savings institutions performing financial services and member transactions.
—
class percentile · filed in 0 states
Covers executive officers performing clerical or outside-sales duties only, not foremen, workers, or salespersons assigned to another governing classification.
2 / 100
class percentile · filed in 1 state
Covers attorneys and staff specializing in patent, copyright, and intellectual property law.
—
class percentile · filed in 0 states
Covers certified public accountants and staff performing auditing, tax preparation, and financial advisory services.
—
class percentile · filed in 0 states
Covers employees of investment companies performing portfolio management, trading, and client advisory services.
5 / 100
class percentile · filed in 1 state
Covers financial advisors and planners providing investment, retirement, and wealth management advice to clients.
—
class percentile · filed in 0 states
Covers pharmaceutical sales representatives visiting healthcare providers to promote and distribute medications.
—
class percentile · filed in 0 states
Covers employees of collection agencies performing debt collection, skip tracing, and account recovery.
—
class percentile · filed in 0 states
Covers employees of trust companies managing fiduciary accounts, estates, and trust administration.
—
class percentile · filed in 0 states
Covers workers in analytical research laboratories performing testing, analysis, and quality control services.
—
class percentile · filed in 0 states
Covers clerical and administrative staff at radio stations performing scheduling, billing, and office duties.
14 / 100
class percentile · filed in 2 states
Covers employees of employment and staffing agencies performing recruiting, placement, and temporary staffing services.
—
class percentile · filed in 0 states
Covers employees of advertising agencies performing creative design, media buying, and campaign management.
—
class percentile · filed in 0 states
Covers court reporters and stenographers providing verbatim transcription services for legal proceedings.
38 / 100
class percentile · filed in 1 state
Covers workers employed by political campaigns performing canvassing, office work, and event coordination.
40 / 100
class percentile · filed in 1 state
Covers court employees including clerks, bailiffs, and administrative staff working in courthouses.
—
class percentile · filed in 0 states
Covers clerical and administrative employees of government agencies performing office duties and public services.
—
class percentile · filed in 0 states
Filed Figures by State
Per $100 of payroll, copied from each state's own filing. “LC” is a loss cost (before the insurer's multiplier); “rate” is a manual rate. Other states publish no per-class figure this site has transcribed.
| State | 8810 | 8742 | 8820 | 8803 | 8871 | 8812 | 8801 | 8861 | 8869 | 8855 | 8802 | 8807 | 8814 | 8815 | 8805 | 8809 | 8821 | 8823 | 8840 | 8841 | 8846 | 8844 | 8847 | 8849 | 8857 | 8858 | 8862 | 8865 | 8866 | 7719 | 8811 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| New York | $0.060 LC | $0.116 LC | $0.036 LC | $0.031 LC | $0.021 LC | — | — | — | $0.392 LC | $0.036 LC | $0.951 LC | — | — | — | — | $0.112 LC | — | — | $0.209 LC | — | — | — | — | — | $0.974 LC | — | — | $1.374 LC | $1.435 LC | — | — |
| Wisconsin | $0.162 rate | $0.261 rate | $0.132 rate | $0.041 rate | $0.054 rate | — | — | — | $0.973 rate | $0.124 rate | — | — | — | — | — | — | — | — | — | — | — | — | — | — | $0.507 rate | — | — | — | — | — | — |
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