Question 1

How much does workers' comp cost for Insulation Work in Massachusetts?

Accepted Answer

The current rate for Insulation Work (Class Code 5479) in Massachusetts is $8.85 per $100 of payroll. This means an employee earning $50,000/year would cost approximately $4425 per year in workers' comp premium.

Question 2

Is workers' comp mandatory in Massachusetts?

Accepted Answer

Yes, workers' compensation insurance is mandatory in Massachusetts for all employers with at least one employee.

Question 3

How does Massachusetts's rate compare to other states?

Accepted Answer

Massachusetts's rate for Insulation Work is $8.85, which is $0.84 above the national average of $8.01 (+10%).

Question 4

What does class code 5479 cover?

Accepted Answer

Covers workers installing thermal, acoustic, and fire-resistant insulation in buildings and industrial facilities.

State	Rate per $100	Difference
Massachusetts (current)	$8.85	—
Indiana	$5.85	-3.00
Texas	$6.15	-2.70
Virginia	$6.23	-2.62
Utah	$6.38	-2.47
Arkansas	$6.60	-2.25

Workers' Comp Rate for Insulation Work in Massachusetts (Class Code 5479)

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