Question 1

How much does workers' comp cost for Building Inspection in Texas?

Accepted Answer

The current rate for Building Inspection (Class Code 9650) in Texas is $1.85 per $100 of payroll. This means an employee earning $50,000/year would cost approximately $925 per year in workers' comp premium.

Question 2

Is workers' comp mandatory in Texas?

Accepted Answer

No, workers' compensation is not mandatory in Texas. However, employers who opt out lose important legal protections.

Question 3

How does Texas's rate compare to other states?

Accepted Answer

Texas's rate for Building Inspection is $1.85, which is $0.55 below the national average of $2.40 (-23%).

Question 4

What does class code 9650 cover?

Accepted Answer

Covers building inspectors examining structures for code compliance, safety, and structural integrity.

State	Rate per $100	Difference
Texas (current)	$1.85	—
Indiana	$1.76	-0.09
Virginia	$1.87	+0.02
Utah	$1.91	+0.06
Arkansas	$1.98	+0.13
Colorado	$2.00	+0.15

Workers' Comp Rate for Building Inspection in Texas (Class Code 9650)

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