Question 1

How much does workers' comp cost for Insulation Work in North Carolina?

Accepted Answer

The current rate for Insulation Work (Class Code 5479) in North Carolina is $7.05 per $100 of payroll. This means an employee earning $50,000/year would cost approximately $3525 per year in workers' comp premium.

Question 2

Is workers' comp mandatory in North Carolina?

Accepted Answer

Yes, workers' compensation insurance is mandatory in North Carolina for employers with 3 or more employees.

Question 3

How does North Carolina's rate compare to other states?

Accepted Answer

North Carolina's rate for Insulation Work is $7.05, which is $0.96 below the national average of $8.01 (-12%).

Question 4

What does class code 5479 cover?

Accepted Answer

Covers workers installing thermal, acoustic, and fire-resistant insulation in buildings and industrial facilities.

State	Rate per $100	Difference
North Carolina (current)	$7.05	—
Indiana	$5.85	-1.20
Texas	$6.15	-0.90
Virginia	$6.23	-0.82
Utah	$6.38	-0.67
Arkansas	$6.60	-0.45

Workers' Comp Rate for Insulation Work in North Carolina (Class Code 5479)

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