Question 1

How much does workers' comp cost for Heating System Installation in New York?

Accepted Answer

The current rate for Heating System Installation (Class Code 5185) in New York is $7.98 per $100 of payroll. This means an employee earning $50,000/year would cost approximately $3990 per year in workers' comp premium.

Question 2

Is workers' comp mandatory in New York?

Accepted Answer

Yes, workers' compensation insurance is mandatory in New York for all employers with at least one employee.

Question 3

How does New York's rate compare to other states?

Accepted Answer

New York's rate for Heating System Installation is $7.98, which is $2.11 above the national average of $5.87 (+36%).

Question 4

What does class code 5185 cover?

Accepted Answer

Covers workers installing complete heating systems including ductwork, piping, controls, and ventilation components.

State	Rate per $100	Difference
New York (current)	$7.98	—
Indiana	$4.29	-3.69
Texas	$4.51	-3.47
Virginia	$4.56	-3.42
Utah	$4.68	-3.30
Arkansas	$4.84	-3.14

Workers' Comp Rate for Heating System Installation in New York (Class Code 5185)

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