Question 1

How much does workers' comp cost for Lifeguards in New Jersey?

Accepted Answer

The current rate for Lifeguards (Class Code 7716) in New Jersey is $4.88 per $100 of payroll. This means an employee earning $50,000/year would cost approximately $2440 per year in workers' comp premium.

Question 2

Is workers' comp mandatory in New Jersey?

Accepted Answer

Yes, workers' compensation insurance is mandatory in New Jersey for all employers with at least one employee.

Question 3

How does New Jersey's rate compare to other states?

Accepted Answer

New Jersey's rate for Lifeguards is $4.88, which is $0.88 above the national average of $4.00 (+22%).

Question 4

What does class code 7716 cover?

Accepted Answer

Covers lifeguards performing water safety surveillance and rescue operations at pools, beaches, and water parks.

State	Rate per $100	Difference
New Jersey (current)	$4.88	—
Indiana	$2.93	-1.95
Texas	$3.08	-1.80
Virginia	$3.11	-1.77
Utah	$3.19	-1.69
Arkansas	$3.30	-1.58

Workers' Comp Rate for Lifeguards in New Jersey (Class Code 7716)

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