Question 1

How much does workers' comp cost for Restaurant - Fast Food in Montana?

Accepted Answer

The current rate for Restaurant - Fast Food (Class Code 9079) in Montana is $3.74 per $100 of payroll. This means an employee earning $50,000/year would cost approximately $1870 per year in workers' comp premium.

Question 2

Is workers' comp mandatory in Montana?

Accepted Answer

Yes, workers' compensation insurance is mandatory in Montana for all employers with at least one employee.

Question 3

How does Montana's rate compare to other states?

Accepted Answer

Montana's rate for Restaurant - Fast Food is $3.74, which is $0.27 above the national average of $3.47 (+8%).

Question 4

What does class code 9079 cover?

Accepted Answer

Covers fast food restaurant employees including counter workers, cooks, and drive-through staff.

State	Rate per $100	Difference
Montana (current)	$3.74	—
Indiana	$2.54	-1.20
Texas	$2.67	-1.07
Virginia	$2.70	-1.04
Utah	$2.76	-0.98
Arkansas	$2.86	-0.88

Workers' Comp Rate for Restaurant - Fast Food in Montana (Class Code 9079)

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